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Find Landlord Insurance Agents Near You in Troy, NY

Browse landlord insurance agents serving Troy, New York. Updated 2026-07-14.

The top-rated landlord insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 262 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 13 landlord insurance agents serving Troy.

Showing 13 landlord insurance agents in Troy, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mick Butler - State Farm Insurance Agent961 Hoosick Rd(518) 237-6425
2Kelly McGrath - State Farm Insurance Agent233 N Greenbush Rd(518) 272-7000
3Attanasio Agency, LLC235 Pawling Ave(518) 266-0311
4John Loughlin - State Farm Insurance Agent160 Oakwood Ave(518) 266-9965
5Freeway Insurance351 Broadway(518) 520-0450
6Culnan Insurance Agency LLC16C N Greenbush Rd(518) 326-1191
7Wm. J. Fagan & Sons, Inc15 1st St(518) 272-3471
8Met Life500 Jordan Rd(518) 691-0764
9Brundige Insurance Agency8 Grange Rd(518) 279-1940
10De Genero Insurance225 N Greenbush Rd(518) 283-1164
MB
961 Hoosick Rd
Mick Butler - State Farm Insurance Agent
Landlord Insurance Agent · Troy, NY

Mick Butler - State Farm Insurance Agent serves the Troy, NY, metro area and surrounding communities, specializing in landlord insurance coverage. This agency helps property owners secure policies that protect rental dwellings and associated liability risks. Standard offerings typically include policies addressing damage to buildings, loss of rental income due to covered events, and liability protection for the property owner. For those managing residential or small commercial rental properties, the agent assists in tailoring coverage to individual needs, particularly when handling claims related to property damage from weather or tenant incidents.

KM
233 N Greenbush Rd
Kelly McGrath - State Farm Insurance Agent
Landlord Insurance Agent · Troy, NY

Kelly McGrath’s agency provides a range of landlord insurance services for property owners in the Troy area, helping to protect rental investments through tailored coverage options. It offers guidance on creating appropriate policies that address property damage and liability risks. The team assists with reviewing existing plans to identify gaps in coverage. They service single-family homes, apartment buildings, local retail spaces, and restaurants.

AA
235 Pawling Ave
Attanasio Agency, LLC
Landlord Insurance Agent · Troy, NY

Serving homeowners, landlords, and property managers in Troy, New York, Attanasio Agency, LLC provides landlord insurance policies customized for local rental properties. These policies cover essential protections like property damage, liability coverage, and loss of rental income. The agency helps property owners navigate the complexities of insuring single-family rentals, multi-unit apartment buildings, and commercial spaces. By focusing on landlord-specific risks, it ensures clients have appropriate coverage for their investments. Attanasio Agency, LLC also extends its services to property owners managing rentals in the neighboring communities of Albany and the greater Capital Region.

JL
160 Oakwood Ave
John Loughlin - State Farm Insurance Agent
Landlord Insurance Agent · Troy, NY

John Loughlin - State Farm Insurance Agent in Troy, NY, serves the Capital Region and surrounding communities. The agency handles landlord insurance, covering property owners’ rental structures from common risks like fire, weather damage, and liability claims. It also writes policies that can protect rental income when a unit becomes unlivable due to a covered loss. To complete a typical job, it conducts a personalized review of each property’s specifics before recommending appropriate coverage limits.

FI
351 Broadway
Freeway Insurance
Landlord Insurance Agent · Troy, NY

Freeway Insurance serves the Troy, New York area and the surrounding Rensselaer County region, specializing in landlord insurance coverage. As a dedicated agency, it focuses on protecting rental property owners from financial risks associated with their investments. The agency helps landlords secure policies that cover property damage, liability claims, and lost rental income. In this area, Freeway Insurance handles tenant damage protection issues and vacancy period insurance for local landlords.

CI
16C N Greenbush Rd
Culnan Insurance Agency LLC
Landlord Insurance Agent · Troy, NY

Operating in Troy, a local landlord insurance agent provides both one-time policy reviews for new property acquisitions and ongoing coverage adjustments as rental inventories shift. Protection commonly includes property damage, liability claims, and loss of rental income against common perils in the Capital District. For clients needing periodic adjustments due to tenant turnovers or property upgrades, service is scheduled. Meanwhile, emergency consultations for sudden coverage gaps or new acquisitions run on an as-needed basis throughout the year.

WJ
15 1st St
Wm. J. Fagan & Sons, Inc
Landlord Insurance Agent · Troy, NY

Wm. J. Fagan & Sons, Inc provides specialized landlord insurance agency services for Troy rental property owners, including coverage for residential multi-family and commercial buildings. The company handles essential policies from property damage protection to liability insurance for tenants and premises. It also assists landlords in evaluating risk exposure and adjusting coverage limits as rental markets shift. During the harsh winter months, the agency routinely guides clients through claims related to burst pipes and ice dam damage to roofs.

ML
500 Jordan Rd
Met Life
Landlord Insurance Agent · Troy, NY

For Troy landlords facing harsh upstate winters, property damage from freezing pipes is a constant risk that requires dedicated coverage. Met Life handles these specific exposures for local rental properties, helping owners secure policies that address liability and structural repairs. Operating from Troy, this landlord insurance agent assesses each building’s unique needs. A typical process begins with a walkthrough inspection of the property.

BI
8 Grange Rd
Brundige Insurance Agency
Landlord Insurance Agent · Troy, NY

Brundige Insurance Agency works with property owners to secure coverage tailored to rental properties. It can add policies for specific risks often encountered by landlords, such as vacancy coverage or liability protection for common areas. Located in Troy, NY, the agency assists clients in protecting their investments from property damage and loss of rental income. Its landlord insurance services are available for various commercial sectors, including offices, warehouses, and food service operations.

DG
225 N Greenbush Rd
De Genero Insurance
Landlord Insurance Agent · Troy, NY

De Genero Insurance in Troy, NY provides residential landlord insurance solutions for property owners renting single-family homes and multi-unit dwellings. Commercial coverage is also available for apartment buildings and small rental portfolios. The agency serves landlords throughout the Troy area and surrounding communities. Policies address common property risks, liability protection, and income loss from tenant vacancies. Regular policy reviews help ensure coverage keeps pace with changing rental markets. Clients are encouraged to contact the agency between lease cycles for updates or claims follow-up.

ID
639 Pawling Ave
Insurance Depot
Landlord Insurance Agent · Troy, NY
(518) 279-1190
SA
321 Farm to Market Rd
Schmidt Agency, Inc
Landlord Insurance Agent · Troy, NY
(518) 283-2201
schmidtagency.com
ON
1819 5th Ave
OneDigital
Landlord Insurance Agent · Troy, NY
(518) 720-8888
onedigital.com

What Does a a Landlord Insurance Agent in Troy Cost?

Landlord insurance in New York typically costs between $1,200 and $2,500 per year for a single-family rental property, though rates vary based on property age, location, and coverage limits. In Troy, older buildings or properties near the Hudson River may have higher premiums due to flood risk. This is general information, not insurance advice.

About landlord insurance agents in Troy

Landlord insurance agents in Troy, New York help property owners protect their rental investments with specialized policies. New York law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. Agents can guide you through coverage options that address local risks like winter weather damage and older building structures common in Troy.

Frequently Asked Questions

What does landlord insurance in Troy typically cover?

Standard policies cover property damage, liability for tenant injuries, and loss of rental income. In Troy, agents often recommend adding coverage for frozen pipes and roof collapse due to heavy snow, which are common winter risks in upstate New York.

Is landlord insurance required by New York law?

New York state law does not require landlord insurance, but your mortgage lender may require it. Additionally, New York General Obligations Law Section 5-321 limits a landlord ability to waive liability for negligence, making liability coverage important.

How do I choose a landlord insurance agent in Troy?

Look for an agent who is licensed in New York and has experience with rental properties in the Capital Region. Ask about coverage for older buildings, as many Troy properties were built before 1900 and may have unique risks like knob-and-tube wiring.

Landlord Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.