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Find Landlord Insurance Agents Near You in Troy, NY
Looking for a landlord insurance agent in Troy? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Troy, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 landlord insurance agents in Troy, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mick Butler - State Farm Insurance Agent
961 Hoosick Rd, Troy, NY 12180
(518) 237-6425
mickbutlerinsurance.com
Kelly McGrath - State Farm Insurance Agent
233 N Greenbush Rd, Troy, NY 12180
(518) 272-7000
mcgrathagency.com
Attanasio Agency, LLC
235 Pawling Ave, Troy, NY 12180
(518) 266-0311
attanasioagency.com
John Loughlin - State Farm Insurance Agent
160 Oakwood Ave, Troy, NY 12180
(518) 266-9965
johnloughlininsurance.com
Freeway Insurance
351 Broadway, Troy, NY 12180
(518) 520-0450
locations.freeway.com
Culnan Insurance Agency LLC
16C N Greenbush Rd, Troy, NY 12180
(518) 326-1191
culnanagency.com
Wm. J. Fagan & Sons, Inc
15 1st St, Troy, NY 12180
(518) 272-3471
faganandsons.com
Met Life
500 Jordan Rd, Troy, NY 12180
(518) 691-0764
metlife.com
Brundige Insurance Agency
8 Grange Rd, Troy, NY 12180
(518) 279-1940
frontageinsurance.com
De Genero Insurance
225 N Greenbush Rd, Troy, NY 12180
(518) 283-1164
degeneroinsurance.com
Insurance Depot
639 Pawling Ave, Troy, NY 12180
(518) 279-1190
Schmidt Agency, Inc
321 Farm to Market Rd, Troy, NY 12180
(518) 283-2201
schmidtagency.com
OneDigital
1819 5th Ave, Troy, NY 12180
(518) 720-8888
onedigital.com
Landlord insurance agents in Troy, New York help property owners protect their rental investments with specialized policies. New York law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. Agents can guide you through coverage options that address local risks like winter weather damage and older building structures common in Troy.
What Does a Landlord Insurance Agent in Troy Cost?
Landlord insurance in New York typically costs between $1,200 and $2,500 per year for a single-family rental property, though rates vary based on property age, location, and coverage limits. In Troy, older buildings or properties near the Hudson River may have higher premiums due to flood risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance in Troy typically cover?
Standard policies cover property damage, liability for tenant injuries, and loss of rental income. In Troy, agents often recommend adding coverage for frozen pipes and roof collapse due to heavy snow, which are common winter risks in upstate New York.
Is landlord insurance required by New York law?
New York state law does not require landlord insurance, but your mortgage lender may require it. Additionally, New York General Obligations Law Section 5-321 limits a landlord ability to waive liability for negligence, making liability coverage important.
How do I choose a landlord insurance agent in Troy?
Look for an agent who is licensed in New York and has experience with rental properties in the Capital Region. Ask about coverage for older buildings, as many Troy properties were built before 1900 and may have unique risks like knob-and-tube wiring.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.