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Find Landlord Insurance Agents Near You in Utica, NY

Browse landlord insurance agents serving Utica, New York. Updated 2026-07-14.

The top-rated landlord insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Freeway Insurance, Matt Nimey Insurance Agency, Dan Meehan - State Farm Insurance Agent. This directory lists 15 landlord insurance agents serving Utica.

Showing 15 landlord insurance agents in Utica, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scott Grates - State Farm Insurance Agent430 Trenton Rd(315) 797-7763
2Freeway Insurance334 Genesee St(315) 567-4346
3Matt Nimey Insurance AgencyBy appointment Only, 2001 Bleecker St(315) 737-6099
4Dan Meehan - State Farm Insurance Agent2023 Sunset Ave(315) 735-4494
5BEACH AGENCY INC1111 Oriskany St W(315) 793-7626
6Scalzo Zogby & Wittig Inc120 Lomond Ct(315) 792-0000
7Farmers Insurance - Michelle Santillo-Romano2400 Genesee St(315) 765-6531
8Adjusters International/Basloe, Levin & Cuccaro6 Rhoads Dr(315) 797-1234
9Michael Garcia: Allstate Insurance2046 Genesee St(315) 793-3322
10Statutory Insurers Inc1500 Genesee St(315) 202-1592
SG
430 Trenton Rd
Scott Grates - State Farm Insurance Agent
Landlord Insurance Agent · Utica, NY

Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area, offering landlord insurance policies designed to protect rental property investments. The agency provides coverage options that address property damage, liability, and potential loss of rental income. Clients can secure personalized support for landlord-specific needs, helping shield their financial interests against unforeseen events. Scott Grates - State Farm Insurance Agent also assists with policies for vacant homes or multi-unit dwellings common in this market.

FI
334 Genesee St
Freeway Insurance
Landlord Insurance Agent · Utica, NY

Freeway Insurance in Utica, New York, is known for providing landlord insurance policies tailored to property owners. Its service range includes coverage for rental homes, multi-unit dwellings, and vacation properties against common risks like property damage and liability claims. The agency works with local landlords to secure protection for income loss and legal expenses. As a specialty service, it can add on coverage for vandalism and malicious mischief to safeguard investments.

MN
By appointment Only, 2001 Bleecker St
Matt Nimey Insurance Agency
Landlord Insurance Agent · Utica, NY

The Matt Nimey Insurance Agency provides a full range of landlord insurance solutions for property owners throughout the Utica area. Its services focus on protecting rental investments through coverage tailored to local regulations and common regional risks. Maintenance plans are available to help property managers address routine upkeep and unexpected repairs efficiently. The agency offers ongoing support for policy adjustments as tenant situations change. This landlord insurance agent works with diverse property types, including single-family homes, apartments, retail spaces, and restaurants.

DM
2023 Sunset Ave
Dan Meehan - State Farm Insurance Agent
Landlord Insurance Agent · Utica, NY

Dan Meehan - State Farm Insurance Agent in Utica, NY, serves homeowners, businesses, and property managers with landlord insurance policies. The agency helps landlords protect rental properties against damages, liability claims, and loss of rental income. Customized coverage can address risks specific to local housing regulations and seasonal weather patterns. The office also offers guidance on policy limits and deductibles. Its services extend to clients throughout the Utica metro area, including nearby communities like New Hartford and Yorkville.

BA
1111 Oriskany St W
BEACH AGENCY INC
Landlord Insurance Agent · Utica, NY

BEACH AGENCY INC serves Utica, New York and the surrounding communities, specializing in coverage solutions for residential and commercial rental property owners. The company handles landlord insurance policies designed to protect income property assets. For a typical client, BEACH AGENCY INC begins by reviewing the specific property type and its exposure risks, then builds a customized coverage structure that addresses liability protection and property damage. This method ensures each policy aligns with the landlord’s financial security goals.

SZ
120 Lomond Ct
Scalzo Zogby & Wittig Inc
Landlord Insurance Agent · Utica, NY

Scalzo Zogby & Wittig Inc specializes in crafting tailored landlord insurance policies for property owners in Utica, NY. Its services include comprehensive coverage for rental dwellings, liability protection, and loss-of-income provisions. The agency handles ongoing policy reviews and claims assistance for local residential and commercial landlords. As winter approaches, it helps property owners guard against severe-weather damage from frozen pipes, ice dams, and snow-load roof collapses that can threaten rental income.

FI
2400 Genesee St
Farmers Insurance - Michelle Santillo-Romano
Landlord Insurance Agent · Utica, NY

Farmers Insurance - Michelle Santillo-Romano in Utica, NY, works with property owners to provide tailored landlord insurance policies that protect rental investments. Its coverage typically includes add-ons for loss of rental income and liability protection for unforeseen tenant-related incidents. The agency serves commercial sectors such as office buildings, warehouses, and food service establishments, ensuring these diverse properties have appropriate financial safeguards.

AI
6 Rhoads Dr
Adjusters International/Basloe, Levin & Cuccaro
Landlord Insurance Agent · Utica, NY

As winter ice and snow threaten Utica rental properties, Adjusters International/Basloe, Levin & Cuccaro helps landlords protect their investments with tailored insurance coverage. This local agent assesses the unique risks of residential and commercial rental buildings, advising on policies that safeguard against property damage and liability claims. They understand the specific challenges of maintaining income from occupied units during repairs after a storm or burst pipe. For any landlord seeking to secure their holdings, the process begins with a detailed on-site inspection of the property’s condition.

MG
2046 Genesee St
Michael Garcia: Allstate Insurance
Landlord Insurance Agent · Utica, NY

At Michael Garcia: Allstate Insurance in Utica, NY, landlord insurance agents distinguish between one-time policy setups for individual property owners and ongoing service arrangements that cover multiple rental units over time. Common coverage options include property damage protection, liability insurance for tenant injuries, and loss-of-rent reimbursement during repairs. Service typically runs on an as-needed basis, with clients contacting the agency to adjust policies upon new property acquisitions, tenant turnovers, or annual renewals.

SI
1500 Genesee St
Statutory Insurers Inc
Landlord Insurance Agent · Utica, NY
PP
266 Genesee St
premium plan Insurance NY
Landlord Insurance Agent · Utica, NY
(332) 334-6798
SI
106 Genesee St
Success Insurance Utica
Landlord Insurance Agent · Utica, NY
(315) 230-0287
monitorlife.com
GM
409 Court St
Good Move Insurance Co
Landlord Insurance Agent · Utica, NY
(332) 208-9821
CI
1307 Genesee St
Cool Insurance LLC
Landlord Insurance Agent · Utica, NY
(315) 216-7685
HF
102 Business Park Dr STE 2
Haylor Freyer & Coon Inc
Landlord Insurance Agent · Utica, NY
(315) 734-9386
haylor.com

What Does a a Landlord Insurance Agent in Utica Cost?

Typical landlord insurance costs in New York range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Utica, annual premiums often fall between 800 and 1500 dollars. Multi unit properties may cost 1200 to 2500 dollars per year. Actual costs depend on property value, location, coverage limits, and claims history. This is general information and not insurance advice.

About landlord insurance agents in Utica

Landlord insurance agents in Utica New York help property owners protect their rental investments. New York state law requires landlords to maintain certain insurance coverages for liability and property damage. Local agents can guide you through specific Utica market conditions and New York insurance regulations.

Frequently Asked Questions

What does landlord insurance cover in Utica New York?

Landlord insurance typically covers property damage, liability protection, and loss of rental income. In New York, policies may also include coverage for ordinance or law changes and water backup from sump pumps.

Is landlord insurance required by New York law?

New York state does not require landlord insurance by statute. However, most mortgage lenders and property management companies in Utica require it. It is also strongly recommended to protect against liability claims.

How do I choose a landlord insurance agent in Utica?

Look for agents who specialize in rental properties and understand New York landlord tenant law. Ask about coverage for vacant units and liability for common areas. Compare quotes from multiple agents to find suitable options.

Landlord Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.