The top-rated landlord insurance agent in West Seneca, New York is Joe Czaja - State Farm Insurance Agent, rated 4.9 stars across 590 reviews. Other highly rated options include Mike Messuro - State Farm Insurance Agent, Mary Alice Ubal - State Farm Insurance Agent, InsureOne Insurance. This directory lists 16 landlord insurance agents serving West Seneca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Czaja - State Farm Insurance Agent | 3557 Seneca St | (716) 674-3654 |
| 2 | Mike Messuro - State Farm Insurance Agent | 1320 Orchard Park Rd | (716) 675-7660 |
| 3 | Mary Alice Ubal - State Farm Insurance Agent | 1900 Ridge Rd Ste 109 | (716) 822-5555 |
| 4 | InsureOne Insurance | 1900 Ridge Rd Ste 111 | (716) 406-4048 |
| 5 | Aebly and Associates Insurance Services, Inc. | 1471 Union Rd | (716) 675-2100 |
| 6 | Angela Wozniak Agency, Inc. | 1902 Ridge Rd #116 | (716) 903-8448 |
| 7 | Michael Barends: Allstate Insurance | 3640 Seneca St | (716) 873-5600 |
| 8 | Blatchley Insurance | 4185 Seneca St # 5 | (716) 675-5015 |
| 9 | Auricchio Insurance Agency | 3800 Seneca St | (716) 675-3800 |
| 10 | Alfred W. Dye Insurance Agency | 1471 Union Rd | (716) 648-3057 |
Joe Czaja - State Farm Insurance Agent serves landlords in the West Seneca, NY, and greater Erie County area, specializing in insurance coverage for income properties. The agency focuses on protecting single-family rentals and multi-unit dwellings from common risks such as property damage and liability claims. Its Landlord Insurance division helps property owners tailor policies to address replacement costs for structures and loss of rental income when units become uninhabitable. Among the specific services it handles are risk assessments for older residential buildings and customized liability protection for tenant-related incidents.
Mike Messuro - State Farm Insurance Agent in West Seneca, NY, provides a full range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. Their offerings typically focus on helping property owners manage risk and safeguard their investments through tailored policy options designed for rental situations. Routine policy reviews and claims support are included to maintain continuous protection. The agency services various property types, such as single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, property managers, and small businesses, Mary Alice Ubal - State Farm Insurance Agent in West Seneca, NY provides landlord insurance coverage designed to protect rental properties and associated liability. This agency helps clients navigate policies that address property damage, loss of rental income, and tenant-related exposures common in Western New York. They also offer personalized consultations to match coverage with individual investment property needs. The agency additionally serves clients across the broader Buffalo metro area, including communities such as Hamburg.
InsureOne Insurance serves West Seneca, New York, and the surrounding communities, handling specialized landlord insurance policies for property owners. The agency addresses coverage needs for rental properties, including dwelling protection, liability safeguards, and loss of rental income. It works with both single-family homes and multi-unit buildings common to the area. To manage a typical client job, the agency first evaluates the specific property and local risk factors before recommending an appropriate coverage package tailored to each landlord’s investment.
Aebly and Associates Insurance Services, Inc. in West Seneca, NY, distinguishes between one-time landlord policies for single properties and recurring options that cover a growing portfolio. Their landlord insurance covers property damage, liability protection, and loss of rental income. This agency serves local landlords on an as-needed basis, offering new policies, endorsements, or renewals whenever a client requires coverage adjustments.
Angela Wozniak Agency, Inc. works with property owners throughout West Seneca, NY, to secure coverage specifically for rental dwellings, with tailored protection for the unique risks landlords manage. The firm specializes in policies that address liability, property damage, and loss of rental income, all designed to safeguard investment properties. Commercial sectors such as office buildings, warehouses, and food service establishments can also receive appropriate coverage through this agency.
Michael Barends: Allstate Insurance provides comprehensive landlord insurance solutions for property owners in West Seneca, NY, specializing in coverage for rental dwellings and income properties. It also offers general insurance services to address policy bundling and personal lines. Landlord policies typically protect against property damage, liability claims, and loss of rental income. As winter approaches, the company helps landlords secure coverage for risks like frozen pipes and roof damage from snow accumulation.
As winter approaches in West Seneca, the freeze-thaw cycle often tests rental properties, and Blatchley Insurance helps landlords secure coverage that addresses such seasonal risks. The company specializes in landlord insurance, offering policies that protect against liability and property damage common to area rental units. Its agents work with local owners to understand the unique needs of their buildings, from multi-family homes to single-tenant residences. An initial consultation typically begins with a thorough review of the property to identify potential exposure points.
Auricchio Insurance Agency provides residential landlord insurance services for property owners in West Seneca, NY, ensuring rental dwellings are protected against common risks. Commercial coverage is also available for landlords managing larger multi-unit or mixed-use properties within the greater Buffalo area. Policies address liability, property damage, and loss of rental income. Clients typically receive personalized support when initially securing a policy, and follow-up service is provided for coverage reviews or adjustments between regular policy renewal visits.
Alfred W. Dye Insurance Agency in West Seneca, NY, is known for providing landlord insurance coverage tailored to property owners. Its services include protection for rental dwellings, liability coverage, and loss-of-rent options. Policies can address common exposures such as property damage and tenant-related claims. A specialty service the agency can add on is coverage for vacant or unoccupied rental properties.
What Does a a Landlord Insurance Agent in West Seneca Cost?
Landlord insurance in New York typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in West Seneca, annual premiums often range from 800 to 1,500 dollars. Costs vary based on property value, location, and coverage limits. This is general information, not insurance advice.
About landlord insurance agents in West Seneca
Landlord insurance agents in West Seneca, New York help property owners find policies that cover rental dwellings. New York law does not require landlord insurance, but mortgage lenders often mandate it. Agents can explain coverage for property damage, liability, and loss of rental income specific to the West Seneca area.
Frequently Asked Questions
What does landlord insurance cover in New York?
Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings.
Is landlord insurance required by New York law?
New York state law does not require landlord insurance. However, most mortgage lenders in New York require it as a condition of the loan. Some local codes may also require liability coverage.
How can a West Seneca agent help with New York specific risks?
An agent familiar with West Seneca can advise on coverage for risks like winter storm damage and flooding from Lake Erie. They can also explain how New York rent control laws affect policy options.
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