The top-rated landlord insurance agent in Blacksburg, Virginia is Northpoint Insurance Advisors, rated 4.9 stars across 331 reviews. Other highly rated options include Nick Javins - State Farm Insurance Agent, Brandon Semones - State Farm Insurance Agent, Brooks Title & Escrow. This directory lists 13 landlord insurance agents serving Blacksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northpoint Insurance Advisors | 700 N Main St Suite BB | (540) 953-2383 |
| 2 | Nick Javins - State Farm Insurance Agent | 712 S Main St | (540) 552-0841 |
| 3 | Brandon Semones - State Farm Insurance Agent | Colony Prk, 1995 S Main St STE 901 | (540) 961-2886 |
| 4 | Brooks Title & Escrow | 210 Professional Park Dr STE 13 | (540) 605-9055 |
| 5 | Brown Insurance | 100 Hubbard St # A | (540) 552-5331 |
| 6 | Chris Turman - State Farm Insurance Agent | 1500 N Main St | (540) 953-2300 |
| 7 | Christian Insurance Agency: Allstate Insurance | 807 N Main St Unit A | (540) 951-0012 |
| 8 | Dodge Insurance Agency | 210 Professional Park Dr STE 12 | (540) 552-3493 |
| 9 | Premier Title | 2401 S Main St Ste E | — |
| 10 | Durkee Insurance | 136 Oak Meadow Ln | (540) 530-4676 |
Northpoint Insurance Advisors serves the Blacksburg, Virginia area, specializing in landlord insurance policies for residential and commercial property owners. They help local investors protect their rental income and buildings from common risks in the region, such as water damage and tenant liability. Their services address the needs of both single-family rentals and multi-unit dwellings. They handle coverage for landowner liability and unexpected loss of rental income.
Nick Javins - State Farm Insurance Agent in Blacksburg, VA offers a full range of landlord insurance policies designed to protect rental property investments. Its service plans include customizable coverage for property damage and liability, along with assistance in filing claims and reviewing policy options. The agency provides routine policy check-ins to help ensure adequate coverage. It services single-family homes, apartments, retail, and restaurants.
Brandon Semones - State Farm Insurance Agent in Blacksburg, VA provides landlord insurance for property managers and homeowners who rent out residential units. The agency offers policies that typically cover rental dwellings against common risks like fire damage, liability claims, and lost rental income. It works with clients needing protection for single-family homes, duplexes, or small apartment buildings. Its coverage area also extends to the nearby communities surrounding Christiansburg along the New River Valley corridor.
For landlords in Blacksburg, VA, Brooks Title & Escrow provides landlord insurance solutions that cover both one-time policy placements and recurring coverage updates as leases change. Their policies protect rental properties against common risks including property damage and liability claims. Office property consultations help landlords understand replacement cost versus cash value options. Service runs on an as-needed basis, allowing property owners to adjust coverage when adding or removing rental units.
Brown Insurance in Blacksburg, Virginia specializes in providing landlord insurance coverage for residential rental properties. Its general service work includes helping local property owners secure policies that address liability protection and dwelling coverage for single-family homes and small apartment buildings. The agency focuses on aligning policy options with the specific needs of landlords managing rentals near Virginia Tech. As winter approaches, it assists owners with reviewing coverage for potential freeze-related damage to pipes and roofing on vacant units.
Serving Blacksburg, Virginia, and the surrounding communities, Chris Turman - State Farm Insurance Agent provides landlord insurance coverage for residential and commercial rental properties. The agency handles policies that protect property owners against risks like damage from tenants, weather events, and liability claims. Its general approach involves carefully explaining coverage options and tailoring a policy to fit each client’s specific property needs and rental situation.
During the school year, many Blacksburg property owners face tenant turnover and seasonal upkeep for rentals near Virginia Tech. Christian Insurance Agency: Allstate Insurance responds to these challenges by offering local landlord insurance agents who help structure appropriate coverage for each residential rental property. They assist with policies that cover dwelling protection, liability exposure during the academic year, and potential loss of rental income. A typical first step is a detailed inspection of the rental unit and a conversation about current leases and property values before initial assessment and policy recommendation.
At Dodge Insurance Agency in Blacksburg, VA, the team focuses on helping property owners protect their rental investments by assessing risk factors unique to residential and commercial tenants. A specialty covers liability protections and property damage add-ons that standard policies may exclude. This ensures landlords can recover from incidents like fire, water damage, or legal claims without personal financial loss. The agency tailors policies for diverse commercial sectors, including offices, warehouses, and food service operations, accounting for each facility's specific operational exposures.
As a landlord insurance agency in Blacksburg, Virginia, Durkee Insurance helps property owners understand that a single policy offers basic ongoing protection, while securing separate dedicated coverage for each property provides more precise liability limits and repair reimbursements. They explain how landlord insurance addresses rental dwelling hazards and income loss from tenant vacancies throughout the New River Valley area. Services are available on a one-time, scheduled, or as-needed basis.
What Does a a Landlord Insurance Agent in Blacksburg Cost?
In Virginia, landlord insurance premiums generally range from 800 to 2,000 dollars per year for a standard single-family rental property. Factors that affect cost include the propertys age, location in Blacksburg, replacement cost, and liability limits. Properties with higher risk features like older plumbing or frequent tenant turnover may cost more. This is general information, not insurance advice.
About landlord insurance agents in Blacksburg
Landlord insurance agents in Blacksburg, Virginia help property owners protect rental homes, duplexes, and apartment buildings. Virginia law does not require landlords to carry insurance, but most mortgage lenders and property management companies do require it. Agents in Blacksburg can explain coverage options for properties near Virginia Tech and in surrounding Montgomery County.
Frequently Asked Questions
What does landlord insurance cover in Virginia?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. In Virginia, it does not cover a tenants personal belongings. Tenants should get their own renters insurance policy.
Is landlord insurance required by law in Virginia?
Virginia state law does not require landlords to carry insurance. However, most mortgage lenders and property management companies in Blacksburg will require it. Some local homeowners associations may also require proof of coverage.
How much does landlord insurance cost in Blacksburg?
Costs vary based on property value, location, and coverage limits. In Virginia, a typical landlord policy for a single-family home can range from 800 to 1,500 dollars per year. Properties near Virginia Tech may have higher rates due to student tenant risks.
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