The top-rated landlord insurance agent in Harrisonburg, Virginia is Pam Ritchie - State Farm Insurance Agent, rated 4.9 stars across 180 reviews. Other highly rated options include John Edwards - GEICO Insurance Agent, Insurance Center of Harrisonburg, Cornerstone Insurance Solutions. This directory lists 19 landlord insurance agents serving Harrisonburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pam Ritchie - State Farm Insurance Agent | 3270 Albert Long Dr | (540) 434-2028 |
| 2 | John Edwards - GEICO Insurance Agent | 1854 E Market St Suite 102 | (540) 568-1844 |
| 3 | Insurance Center of Harrisonburg | 981 S High St | (540) 433-1519 |
| 4 | Cornerstone Insurance Solutions | 410 Neff Ave # 213 | (540) 437-9499 |
| 5 | Integrity Insurance Group | 2515 E Market St STE E | (540) 433-0200 |
| 6 | Jenkins Insurance & Financial Services | 1920 S Main St | (540) 434-8388 |
| 7 | HIS Insurance & Service | 789 E Market St # A | (540) 434-3111 |
| 8 | Blue Ridge Insurance Services | 116 Reservoir St | (540) 437-9030 |
| 9 | Marketplace Insurance Agency & ElderCare Associates | 1502 Brookhaven Dr | (877) 433-1149 |
| 10 | Virginia Farm Bureau Insurance Company | 1938 Deyerle Ave | (540) 434-6778 |
Pam Ritchie - State Farm Insurance Agent provides landlord insurance services to property owners in the Harrisonburg, VA, area. The agency assists clients who rent out residential or commercial properties in securing coverage that may protect their investment structures and liability exposures. Services available for local landlords typically include policies that address building damage from specified perils and loss of rental income during repairs. Customized coverage solutions are designed to meet the unique needs of Harrisonburg rental property owners. Common policies handled here encompass dwelling property coverage and personal liability protection for landlords.
John Edwards - GEICO Insurance Agent in Harrisonburg, VA provides landlord insurance services designed to protect rental property investments. It offers coverage options that address property damage, liability concerns, and income loss from tenant vacancies. Service or maintenance plans help landlords manage routine risks and respond to unexpected claims efficiently. The agency supports a variety of rental property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and small business landlords in Harrisonburg, VA turn to Insurance Center of Harrisonburg for landlord insurance policies designed to protect rental properties. The agency offers coverage options that address common risks for residential and commercial landlords, including property damage, liability, and loss of rental income. Its guidance helps local investors manage their portfolios with appropriate protection. Beyond Harrisonburg, the agency also serves neighboring communities such as Bridgewater and the broader Rockingham County area.
Cornerstone Insurance Solutions serves Harrisonburg, Virginia, and the surrounding communities in the Shenandoah Valley. It handles landlord insurance for property owners, including coverage for rental dwellings and liability protection against tenant-related claims. The company works with clients to assess their specific rental property risks, such as vacancy periods or property damage. Its typical approach involves reviewing each property’s unique exposure and matching it with a suitable policy from its available carriers to ensure adequate coverage.
Integrity Insurance Group in Harrisonburg, VA provides landlord coverage through either a one-time policy or an ongoing service arrangement, allowing property owners to protect rental units from common perils such as fire, water damage, and liability claims. As a local agent, they access multiple carriers to match coverage with individual property needs. Service for client accounts is structured on an as-needed basis, responding to new properties, policy changes, or claims as they arise without a fixed schedule.
With winter storms and spring rains threatening rental properties across the Shenandoah Valley, Jenkins Insurance & Financial Services in Harrisonburg, VA offers landlord insurance coverage tailored to protect local investment properties and mitigate seasonal property risks. The firm addresses common landlord concerns by focusing on liability protection, property damage, and loss of rental income policies. A new client relationship with Jenkins begins with a complimentary property inspection to assess current coverage gaps and recommend appropriate insurance solutions.
HIS Insurance & Service offers specialized landlord insurance policies tailored for residential rental properties in Harrisonburg, Virginia. The agency provides general insurance services for property owners, helping protect real estate investments against common liability and property damage risks. It assists local landlords with coverage for single-family homes, duplexes, and small apartment buildings. As winter approaches in the Shenandoah Valley, the agency helps clients address specific risks such as frozen pipe damage and liability from snow removal injuries on rental premises.
Blue Ridge Insurance Services in Harrisonburg, VA is known for connecting local property owners with tailored landlord insurance policies. Their service range covers protection for rental homes, duplexes, and multi-unit residential buildings against common risks like property damage and liability claims. They assist landlords in understanding coverage options for tenant-related issues and regulatory requirements. As a valued add-on specialty, they help secure policies that include loss of rental income protection for income property owners.
Marketplace Insurance Agency & ElderCare Associates in Harrisonburg, VA provides residential landlord insurance to protect rental properties from common liability and property risks. Commercial landlord coverage is also available for larger or multi-unit buildings. Serving clients throughout the Harrisonburg area, the agency helps landlords assess their specific insurance needs for different property types. After a policy is issued, representatives follow up to confirm that coverage remains suitable, ensuring clients can arrange repeat service between regular visits as their portfolios change.
What Does a a Landlord Insurance Agent in Harrisonburg Cost?
Typical landlord insurance in Virginia costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Harrisonburg expect annual premiums from 800 to 1500 dollars. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Harrisonburg
Landlord insurance agents in Harrisonburg Virginia help property owners protect their rental investments. Virginia law does not require landlord insurance but many mortgage lenders do require it. Local agents can explain coverage options like dwelling protection and liability insurance for your rental property.
Frequently Asked Questions
What does landlord insurance cover in Harrisonburg Virginia?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. It does not cover tenant personal belongings. Virginia law allows landlords to require tenants to carry renters insurance.
Is landlord insurance required by Virginia law?
Virginia law does not require landlord insurance. However your mortgage lender may require it. If you have a homeowners association they might also require liability coverage for rental properties.
How do I choose a landlord insurance agent in Harrisonburg?
Look for an agent who specializes in rental property insurance. Ask about coverage for vacant properties and liability limits. A local agent will understand Harrisonburg rental market conditions and Virginia landlord tenant laws.
Landlord Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Herndon