The top-rated landlord insurance agent in Hampton, Virginia is Shelton Lucas - State Farm Insurance Agent, rated 4.9 stars across 246 reviews. Other highly rated options include Mark Crump - State Farm Insurance Agent, Paula Boyd - State Farm Insurance Agent, Taylor Ethridge - State Farm Insurance Agent. This directory lists 17 landlord insurance agents serving Hampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shelton Lucas - State Farm Insurance Agent | 70 W Mercury Blvd # 201 | (757) 723-6057 |
| 2 | Mark Crump - State Farm Insurance Agent | 910 W Mercury Blvd ofc 1a | (757) 722-7156 |
| 3 | Paula Boyd - State Farm Insurance Agent | 4910 W Mercury Blvd | (757) 826-2412 |
| 4 | Taylor Ethridge - State Farm Insurance Agent | 1326 E Pembroke Ave | (757) 727-0888 |
| 5 | John Fagan: Allstate Insurance | 135 Kings Way | (757) 826-3200 |
| 6 | Troy Chandler: Allstate Insurance | 1515 Hardy Cash Dr | (757) 251-0365 |
| 7 | Bill Leong - State Farm Insurance Agent | 1607 Aberdeen Rd | (757) 827-0700 |
| 8 | Charles Powell - Allstate Insurance | 1114 Big Bethel Rd #111 | (757) 826-8900 |
| 9 | Griffin Insurance Agency | 1702 Todds Ln Suite 242 | (757) 251-9562 |
| 10 | De'Geon Briggs - State Farm Insurance Agent | 2111 Hartford Rd Ste 5 | (757) 978-3282 |
Shelton Lucas - State Farm Insurance Agent serves the Hampton, Virginia area as a landlord insurance agent. The agency offers property coverage policies designed for residential rental dwellings. These policies typically protect against risks like fire, theft, and liability claims that may arise from tenants or visitors. A key service is helping property owners secure dwelling coverage that accounts for rental income loss. The agency also handles personal liability protection for landlords in the Hampton metro region.
Mark Crump - State Farm Insurance Agent in Hampton, VA, provides comprehensive landlord insurance services that cover property protection, liability coverage, and loss of rental income. Its maintenance plans assist property owners in safeguarding their investments through routine risk assessments and policy reviews. These offerings support proactive prevention and financial security. The agency services a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Paula Boyd - State Farm Insurance Agent serves homeowners, rental property owners, and property managers in Hampton, Virginia. The agency provides landlord insurance policies designed to protect residential and commercial rental properties against common risks such as fire, storm damage, and liability claims. Each policy is tailored to the specific needs of the landlord and their property portfolio. Routine consultation helps clients understand their coverage options and adjust as their holdings change. The agency also serves clients in the neighboring Poquoson area of the Hampton Roads metro.
Taylor Ethridge - State Farm Insurance Agent serves Hampton, VA, and nearby communities, specializing in landlord insurance policies for residential and commercial rental properties. The agency handles coverage for property damage, liability protection, and loss of rental income from unforeseen events like fire or vandalism. It works with individual landlords overseeing single-family homes and those managing larger rental portfolios alike. Each policy is reviewed to align with the specific risks a property faces and is adjusted as rental situations change.
John Fagan: Allstate Insurance in Hampton, VA offers one-time consultations for new policies and recurring service for active landlord insurance accounts. Coverage typically protects rental properties from risks like fire, theft, and liability claims. An agent helps property owners select the right protection based on property type and local regulations. Factoring in unique Hampton real estate conditions is part of the service. Ongoing insurance needs, such as policy renewals or coverage adjustments, are handled as needed, meaning clients can request assistance whenever specific issues arise.
Troy Chandler: Allstate Insurance provides specialized landlord insurance services for property owners in the Hampton, VA area. The agency assists local clients with policies that cover rental dwellings, liability protection, and loss of rental income protection. General insurance work includes auto, home, and life policies for the community. During the fall and winter seasons, the agency helps landlords address risks related to frozen pipes, roof damage from storms, and tenant liability concerns common in coastal Virginia.
As the busy summer rental season approaches in Hampton, VA, property owners often seek reliable coverage for their rental units. Bill Leong - State Farm Insurance Agent provides comprehensive landlord insurance policies tailored to protect investment properties against common issues like tenant damage, liability claims, or weather-related losses. This local agency understands the unique risks of managing rental homes near the Chesapeake Bay and works with landlords to review their existing plans for adequate protection. The process typically begins with a thorough inspection of the property and an initial assessment of coverage needs.
Charles Powell - Allstate Insurance assists property owners in Hampton, VA, with insurance coverage for rental dwellings. Its specialty focuses on landlord policies that protect against tenant-related damages and liability claims. The agency addresses common risks such as property loss, lost rental income, and legal expenses from evictions. It can serve commercial sectors including office buildings, warehouses, and food service establishments requiring tailored coverage for their specific operational exposures.
Griffin Insurance Agency in Hampton, VA provides residential landlord insurance for property owners renting out houses and apartments. The agency also covers commercial rental properties, serving clients throughout the Hampton Roads area. Policies are tailored to protect against common risks like property damage and liability claims from tenants. The agents emphasize clear communication during initial setup and remain available for follow-up inquiries. Clients can expect reliable repeat service adjustments and policy reviews between regular visits, ensuring continuous coverage as rental needs evolve.
What Does a a Landlord Insurance Agent in Hampton Cost?
In Virginia, landlord insurance costs vary based on property value, location, and coverage limits. Typical annual premiums range from 15 to 30 percent more than a standard homeowners policy, often between 800 and 2,500 dollars per year for a single-family rental. Factors like the property age, proximity to the coast, and claims history affect the price. This is general information and not insurance advice.
About landlord insurance agents in Hampton
Landlord insurance agents in Hampton, Virginia help property owners protect their rental investments. Virginia law does not require landlords to carry insurance, but most mortgage lenders do require a policy. A local agent can guide you on coverage for property damage, liability, and loss of rental income specific to Hampton and the Hampton Roads area.
Frequently Asked Questions
What does landlord insurance cover in Virginia?
Landlord insurance typically covers the dwelling structure, other structures like sheds, liability protection, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings or intentional damage by tenants in most standard policies.
Is landlord insurance required by Virginia law?
Virginia state law does not mandate landlord insurance. However, if you have a mortgage on the rental property, your lender will likely require a landlord policy. Additionally, a homeowners association or condo association may require liability coverage.
How is landlord insurance different from homeowners insurance in Virginia?
Homeowners insurance covers owner-occupied homes and includes personal property coverage for the resident. Landlord insurance covers rental properties and focuses on the structure, liability, and loss of rental income. It does not cover tenant belongings or offer the same level of personal liability for the owner as a homeowners policy.
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