The top-rated landlord insurance agent in Chesapeake, Virginia is Michelle Benson-Dumas - State Farm Insurance Agent, rated 5.0 stars across 270 reviews. Other highly rated options include Centerville Insurance Agency, Shawn Fischer - State Farm Insurance Agent, Ferguson Insurance Center. This directory lists 20 landlord insurance agents serving Chesapeake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Benson-Dumas - State Farm Insurance Agent | 1428 Kempsville Rd ste b | (757) 819-6733 |
| 2 | Centerville Insurance Agency | 516 Innovation Dr Ste 301 | (757) 420-0006 |
| 3 | Shawn Fischer - State Farm Insurance Agent | 825 S Battlefield Blvd Ste B | (757) 482-8350 |
| 4 | Ferguson Insurance Center | 1407 Stephanie Way Ste A | (757) 201-3000 |
| 5 | Garlow Insurance Agency - Nationwide Insurance | 312 Cedar Lakes Dr suite 201 | (757) 548-1515 |
| 6 | Stephanie Grayson - State Farm Insurance Agent | 1111 Eden Way N | (757) 547-9323 |
| 7 | COVA Insurance | 638 Independence Pkwy Ste 220 | (757) 410-5800 |
| 8 | Nationwide Insurance: W T Jennings Insurance Agency Inc. | 676 Battlefield Blvd N Ste A | (757) 549-2447 |
| 9 | McBride Group Inc. | 1021 Eden Way N # 104 | (757) 410-9955 |
| 10 | John Daves - State Farm Insurance Agent | 501 Battlefield Blvd N | (757) 547-3500 |
Michelle Benson-Dumas - State Farm Insurance Agent serves the Chesapeake, Virginia metro area, providing landlord insurance solutions for local property owners. This agency offers coverage tailored to residential rental properties, protecting against common risks associated with leasing homes or apartments. They handle policy management for single-family rentals and multi-unit dwellings. Specific services include liability protection for landlord exposures and coverage for rental dwelling physical damage.
Centerville Insurance Agency provides landlord insurance coverage for properties in Chesapeake, Virginia. Its service plans help clients assess risk exposure and secure policies that address common rental property liabilities. The company also assists with maintenance coordination to reduce potential claims. Coverage recommendations are designed for a range of rental properties, including single-family homes, apartment complexes, retail spaces, and restaurants.
A property owner in Chesapeake can choose between a single landlord insurance policy or a recurring service that adjusts coverage as the rental portfolio changes. This agency provides protection for both long-term residential units and short-term vacation rentals, addressing liability, property damage, and loss of rental income. Service is available on a one-time, scheduled, or as-needed basis to match the specific insurance needs of each landlord in the Chesapeake area.
Ferguson Insurance Center serves homeowners, businesses, and property managers in Chesapeake, Virginia, by providing landlord insurance policies to protect rental properties and liability exposures. It assists clients in securing coverage suited for single-family rentals, multi-unit dwellings, or commercial spaces within the area. The agency offers guidance on standard risks such as property damage and loss of rental income. It also serves property owners in the greater Hampton Roads region, including the neighboring city of Norfolk.
Garlow Insurance Agency - Nationwide Insurance serves Chesapeake, Virginia, and the surrounding communities. The agency handles landlord insurance policies covering rental properties from single-family homes to small multi-unit dwellings. It specializes in policies that protect against property damage, liability claims, and potential loss of rental income. To handle each job, it begins by conducting a detailed review of the client's specific property and coverage needs, then explores policy options to address those risks directly.
Stephanie Grayson’s agency in Chesapeake, VA, provides landlord insurance agent services, including coverage for rental property structures, liability protection, and loss of rental income. The agency works with local property owners to write policies that address tenant-related risks and common claims like water damage or fire. It also helps with standard homeowner and auto policies. During the hurricane season, the agency assists landlords in reviewing their policies for windstorm and flood coverage, which are critical concerns for properties in the Chesapeake area.
As Chesapeake’s autumn storms approach, local rental property owners often seek to verify that their buildings meet evolving coverage standards. COVA Insurance works with landlords across the area to review policies for vacancy periods and weather-related perils. The agency provides guidance on protecting rental homes in established neighborhoods near the Intracoastal Waterway. A typical engagement begins with a thorough walkthrough of the property, noting each unit’s age and condition before offering tailored risk recommendations and available limits. The process concludes with a scheduled on-site inspection to document current maintenance.
Nationwide Insurance: W T Jennings Insurance Agency Inc. serves property owners in Chesapeake and the surrounding area. Its work focuses on protecting residential and commercial rental investments, providing essential coverage against property damage and liability claims. The agency can also arrange specialized add-ons such as loss of rental income protection and coverage for tenant improvements. These policies meet the needs of those operating retail offices, warehouse facilities, and food service establishments.
McBride Group Inc. serves landlords in Chesapeake, VA, providing residential property insurance for rental homes. The agency also offers commercial coverage for multi-unit buildings and larger rental portfolios. Their service area extends throughout the greater Chesapeake region and surrounding communities. Policies are tailored to protect property owners from liability and damage claims. Clients who have addressed their initial needs with McBride Group Inc. often return for periodic policy reviews or updates between regular service intervals.
John Daves - State Farm Insurance Agent in Chesapeake, VA, is known for providing landlord insurance coverage tailored to rental property owners. The agency helps clients protect their investments by offering policies that cover property damage, liability, and loss of rental income. They work with landlords to assess risks associated with single-family homes or multi-unit properties. A specialty service this agency can add on is coverage for specific accessories like detached garages or sheds on the rental premises.
What Does a a Landlord Insurance Agent in Chesapeake Cost?
In Virginia, landlord insurance premiums typically range from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Chesapeake, annual costs often fall between 800 and 1,500 dollars depending on property value, location, and coverage limits. Factors like the age of the home and proximity to water can increase rates. This is general information and not insurance advice.
About landlord insurance agents in Chesapeake
Landlord insurance agents in Chesapeake Virginia help property owners protect their rental investments with specialized policies. Virginia law does not require landlord insurance but mortgage lenders often mandate it and it covers risks like property damage and liability. Agents familiar with Chesapeake can tailor coverage for local issues such as flood zones near the Elizabeth River.
Frequently Asked Questions
What does landlord insurance cover in Chesapeake Virginia?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. In Virginia, policies may also include coverage for vandalism or theft by tenants. Flood insurance is separate and recommended for properties in flood-prone areas of Chesapeake.
Is landlord insurance required by law in Virginia?
Virginia law does not require landlord insurance. However, if you have a mortgage on the rental property, your lender will likely require a landlord policy. Some tenants may also request proof of insurance in their lease agreement.
How do I choose a landlord insurance agent in Chesapeake?
Look for an agent who specializes in rental properties and knows Chesapeake specific risks like coastal weather. Ask about coverage for vacant periods and liability limits. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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