The top-rated life insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 481 reviews. Other highly rated options include AAA Hawaii, Kaina Kauahi - State Farm Insurance Agent, First Insurance Company of Hawaii, LTD. This directory lists 31 life insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St #102 | (808) 945-0802 |
| 2 | AAA Hawaii | 1130 N Nimitz Hwy Ste A-170 | (808) 593-2221 |
| 3 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 4 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 5 | Financial Benefits Insurance, Inc. | 1311 Kapiolani Blvd Suite 504 | (808) 792-5194 |
| 6 | Summer Burnett - State Farm Insurance Agent | 1806 S King St #32 | (808) 988-7011 |
| 7 | Deanne August: Allstate Insurance | 6700 Kalanianaʻole Hwy Ste 203 | (808) 395-5810 |
| 8 | Proinsurance Hawaii | 4348 Waialae Ave #101 | (808) 735-0106 |
| 9 | U'ilani Aragaki - State Farm Insurance Agent | 3049 Ualena St #411 | (808) 955-9090 |
| 10 | Ross Esaki: Allstate Insurance | 1311 Kapiolani Blvd Ste 503 | (808) 254-5138 |
Ryan Miyashita - State Farm Insurance Agent serves the Honolulu, Hawaii metro area and provides life insurance solutions for local residents and families. This agency helps clients understand how life insurance policies can protect loved ones and support financial stability over time. Life insurance agents in Honolulu work with individuals to navigate complex coverage options and assess long-term needs. In this area, the agency handles term life insurance to cover specific periods and whole life insurance for permanent protection with cash value accumulation.
AAA Hawaii provides an array of life insurance solutions tailored to protect individuals and families in Honolulu. Their service includes guidance through policy selection and ongoing support to adjust coverage as life circumstances change. These plans help secure financial stability in the long term. The agency serves a diverse clientele. Their expertise covers needs for single-family homes, apartments, retail establishments, and restaurants.
Kaina Kauahi - State Farm Insurance Agent serves clients in their Honolulu homes with personalized life insurance policies designed to protect families from financial uncertainty. The agency also assists local businesses with commercial coverage needs throughout the greater Honolulu area. Their consultations focus on individual circumstances to find appropriate policy options. Many customers return to discuss policy adjustments during life changes, receiving continued service between scheduled annual reviews to address new coverage questions.
First Insurance Company of Hawaii, LTD offers professional guidance for individuals and families navigating life insurance coverage options in Honolulu. The agency specializes in helping clients evaluate term and permanent policies tailored to their specific financial goals and long-term planning needs. Working with providers across the state, they assist with policy comparisons to secure appropriate benefit levels. Advising on effective protection strategies, the company serves a broad commercial clientele including local offices, warehouses, and food service operations.
Financial Benefits Insurance, Inc. serves homeowners and business owners in Honolulu, Hawaii, providing life insurance policies designed to offer financial security for their families and enterprises. The agency helps clients assess their coverage needs and select appropriate term or whole life products. It assists with policy applications and beneficiary designations, ensuring residents understand the protection their plans provide. The company also extends its services to clients in the neighboring community of Waikiki and surrounding areas throughout the metro region.
For homeowners designing lifelong financial plans, one-time policy consultations differ from recurring reviews of coverage adjustments as family sizes and assets change. Summer Burnett - State Farm Insurance Agent in Honolulu, Hawaii, assists with term and whole life policy selection based on individual needs. An appointment covers coverage evaluation and beneficiary updates. Policy management normally proceeds on an as-needed or annual scheduled basis for premium adjustments and portfolio diversification.
Serving Honolulu and the neighboring communities across Oahu, Deanne August: Allstate Insurance handles life insurance policies designed to provide financial security for families. These plans help ensure that beneficiaries have support for covering final expenses, outstanding debts, or ongoing household needs after a policyholder passes away. The agency works with clients to discuss coverage amounts that align with their individual budgets and long-term objectives. A typical job begins with a consultation to clarify personal circumstances and goals, then proceeds by matching the client to a suitable policy option.
Proinsurance Hawaii offers life insurance planning tailored to clients in Honolulu, helping individuals and families protect their financial future with suitable coverage options. As a local agent, it provides guidance through policy selection and enrollment for term, whole, or universal life insurance needs. The company assists residents in evaluating their long-term obligations and income replacement strategies. It also addresses urgent concerns such as securing coverage ahead of a planned surgery or during major life transitions like a new mortgage or the birth of a child.
What Does a a Life Insurance Agent in Honolulu Cost?
Typical costs for life insurance in Hawaii range from 30 to 150 dollars per month for a healthy 35-year-old with a 500,000 dollar term policy. Rates vary based on age, health, coverage amount, and policy type. Whole life policies can cost 200 to 500 dollars per month for similar coverage. This is general information and not insurance advice.
About life insurance agents in Honolulu
Life insurance agents in Honolulu help residents and businesses find suitable coverage for their needs. Hawaii law requires agents to hold a valid state license and follow specific regulations under Hawaii Revised Statutes Chapter 431. Many agents in Honolulu offer in-person consultations to discuss term life, whole life, and other policy types.
Frequently Asked Questions
What license does a life insurance agent need in Hawaii?
Agents must pass the Hawaii insurance licensing exam and complete continuing education every two years. They must also comply with Hawaii Revised Statutes Chapter 431 for ethical conduct.
How long does it take to get a life insurance policy in Honolulu?
The process usually takes 2 to 6 weeks from application to approval. Factors include medical exams, policy type, and the insurers underwriting timeline.
Can I buy life insurance for a family member in Hawaii?
Yes, but you need their consent and an insurable interest. Hawaii law requires the applicant to have a financial relationship with the insured person.