The top-rated life insurance agent in Kapolei, Hawaii is Darren Tatsuno: Allstate Insurance, rated 4.9 stars across 51 reviews. Other highly rated options include Roger Tagaloa Ledoux: Primerica - Financial Services, Rachel Rooney - State Farm Insurance Agent, Helen Kado: Allstate Insurance. This directory lists 14 life insurance agents serving Kapolei.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Tatsuno: Allstate Insurance | 2176 Lauwiliwili St Ste 1 | (808) 682-7873 |
| 2 | Roger Tagaloa Ledoux: Primerica - Financial Services | 91-1010 Shangrila St SUITE 301 | (808) 252-0402 |
| 3 | Rachel Rooney - State Farm Insurance Agent | James Campbell Bldg, 1001 Kamokila Blvd Ste 270 | (808) 247-0091 |
| 4 | Helen Kado: Allstate Insurance | 91-1010 Shangrila St Ste 302 | (808) 845-9026 |
| 5 | Mark Middleton - State Farm Insurance Agent | 2176 Lauwiliwili St #1 | (808) 674-1122 |
| 6 | John Huey - State Farm Insurance Agent | 1001 Kamokila Blvd #118 | (808) 674-6655 |
| 7 | Kevin Mak - GEICO Insurance Agent | 563 Farrington Hwy #105 | (808) 913-6331 |
| 8 | First American Title Company, Inc. | 338 Kamokila Blvd #208 | (808) 664-6050 |
| 9 | Jeremy Dunaway - State Farm Insurance Agent | 1001 Kamokila Blvd Ste 120 | (808) 622-4444 |
| 10 | Daffodil Insurance Agency | 909 Haumea St | (808) 468-8171 |
Darren Tatsuno: Allstate Insurance provides a range of life insurance products designed to help individuals and families plan for financial security. Service options include policy reviews, coverage adjustments, and guidance through the claims process. Serving the Kapolei area, the agency works with clients to assess their long-term financial goals. The types of properties these insurance services can apply to include single-family homes, apartments, retail stores, and restaurants.
Serving Kapolei and the surrounding communities on the island of Oahu, Roger Tagaloa Ledoux: Primerica - Financial Services handles life insurance agent services for local families. The company works with individuals to evaluate their coverage needs and degree of financial protection. For a typical job, it reviews a client’s current situation and income to help determine an appropriate policy amount, then provides straightforward information to support their decision.
Rachel Rooney - State Farm Insurance Agent in Kapolei, HI, serves homeowners, families, and local business owners by offering life insurance policies designed to provide financial protection and income replacement. The agency also assists with policy reviews, beneficiary updates, and customized coverage planning. It works with individuals seeking to finalize arrangements or preserve their estate’s stability. Rachel Rooney’s office additionally extends its services to residents and businesses in the neighboring Ewa Beach community, offering the same personalized support and comprehensive life insurance solutions throughout the Kapolei metro area.
Helen Kado: Allstate Insurance helps clients distinguish between one-time term life policies and recurring universal or whole life coverage. Serving the Kapolei, HI area, this agency assists individuals in selecting policies that provide financial protection for beneficiaries upon the insured’s passing. Coverage options can be tailored to address funeral expenses, income replacement, or debt repayment needs. Service appointments are available on an as-needed basis, allowing clients to review their coverage during major life changes or at their own convenience.
Mark Middleton’s agency provides personalized life insurance plans, focusing on term, whole, and universal policies to meet individual needs. It also offers general auto, home, and renters insurance for Kapolei residents. Clients receive guidance on policy options and coverage amounts suited to their life stage. The agency helps families navigate coverage adjustments after major milestones like a new child or home purchase. Additionally, it assists residents in assessing their life insurance needs before the busy holiday travel season begins.
As Kapolei families face the season of annual policy reviews, many find themselves reassessing their life insurance coverage to protect loved ones. John Huey - State Farm Insurance Agent helps local residents evaluate term, whole, and universal life options for financial security. He works with individuals and households to customize a policy suited to specific needs and budgets. To begin, interested clients schedule a straightforward, no-obligation consultation to discuss their current situation and explore available coverage solutions. An in-person or virtual assessment of personal financial goals is arranged as the first step.
Kevin Mak - GEICO Insurance Agent serves the Kapolei, Hawaii area, providing life insurance coverage and related financial protection services to local residents and families. As a local agent, this office offers personalized guidance to help clients evaluate their options for securing financial stability for loved ones. Clients can obtain an affordable term life policy that covers a specific number of years or explore a whole life policy offering lifelong coverage with a cash value component.
First American Title Company, Inc. in Kapolei, HI provides life insurance agent services, helping clients secure financial protection for their families and businesses. Its expertise also extends to handling complex policy adjustments and beneficiary updates. The firm supports property management firms, construction contractors, and healthcare practices with tailored coverage solutions. Additionally, it serves standard commercial sectors such as local offices, industrial warehouses, and food service establishments.
Jeremy Dunaway - State Farm Insurance Agent in Kapolei, HI, is known for providing life insurance coverage tailored to individual needs. The agency serves local residents by offering term and whole life policies designed to protect families and secure financial futures. Policyholders benefit from personalized guidance through the application process, helping them understand policy options and coverage amounts. For added protection, the agency also features final expense insurance to cover end-of-life costs.
Daffodil Insurance Agency provides life insurance services for residential clients in Kapolei. Commercial coverage options are also available for local businesses throughout the Kapolei area. This agency helps individuals and families understand their policy choices. Business owners here can similarly explore suitable plans. The agent works to support clients during life changes and policy reviews. Follow-up service is offered to adjust coverage needs that may arise between regular visits.
What Does a a Life Insurance Agent in Kapolei Cost?
Life insurance costs in Hawaii vary based on age health coverage amount and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life premiums are higher often starting at 100 dollars per month or more. Costs also reflect Hawaii specific factors like higher cost of living and local mortality data. This is general information and not insurance advice.
About life insurance agents in Kapolei
Life insurance agents in Kapolei help residents and families choose policies that provide financial protection. Hawaii law requires agents to hold a valid state license and follow strict disclosure rules. Working with a local agent can simplify understanding policy options for Kapolei homeowners and military families near Joint Base Pearl Harbor-Hickam.
Frequently Asked Questions
What license does a life insurance agent need in Kapolei Hawaii?
Agents must hold a valid Hawaii resident insurance producer license for life insurance. This requires completing pre-licensing education and passing the state exam. Continuing education is needed every two years to keep the license active.
How do I verify a life insurance agent in Kapolei is legitimate?
You can check an agents license status on the Hawaii Department of Commerce and Consumer Affairs website. Look for an active life line of authority and no disciplinary actions. Always confirm the agent is authorized to sell in Hawaii.
What types of life insurance are common for Kapolei residents?
Term life insurance provides coverage for a set period like 10 or 20 years. Whole life and universal life offer permanent coverage with a cash value component. Many Kapolei families also consider policies that cover mortgage protection or final expenses.