The top-rated life insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Irene Brackenridge: Primerica - Financial Services. This directory lists 19 life insurance agents serving Lihue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yukimura & Associates: Allstate Insurance | 2987 Umi St STE 101 | (808) 246-2665 |
| 2 | Adam Smith - State Farm Insurance Agent | 4374 Kukui Grove St Ste 103 | (808) 821-2630 |
| 3 | Skip Koenig - State Farm Insurance Agent | 4491 Kolopa St | (808) 632-0406 |
| 4 | Irene Brackenridge: Primerica - Financial Services | 4210 Hanahao Pl #207 | (808) 671-0555 |
| 5 | Punua Insurance | 4268 Rice St # A | (808) 245-8508 |
| 6 | Eric Kaneda - State Farm Insurance Agent | 2970 Haleko Rd #106 | (808) 245-3554 |
| 7 | Business Insurance | 4485 Pahee St # 140 | (808) 245-2773 |
| 8 | Grace Galiza: Primerica - Financial Services | RICE SHOPPING CTR ANNEX, 4303 Rice St | (808) 645-0111 |
| 9 | Heritage Insurance HI | 1616 Haleukana St | (808) 431-3375 |
| 10 | Pyramid Insurance - Kauai | 4405 Kukui Grove St #102 | (808) 245-4624 |
Yukimura & Associates: Allstate Insurance serves the Lihue, HI area, providing life insurance agent services to local residents. The agency helps clients evaluate their financial protection needs, offering guidance on policies that support long-term planning. Its team works to find appropriate coverage solutions tailored to individual circumstances and family goals. Yukimura & Associates handles both term life insurance policies and final expense life insurance plans in this region.
Adam Smith - State Farm Insurance Agent in Lihue, HI, provides a broad range of life insurance services, including term, whole, and universal life policies, as well as supplemental accident and health coverages. The agency offers ongoing policy reviews and adjustments to ensure clients maintain appropriate protection as their circumstances change. Regular consultations help update beneficiaries and coverage levels. Its servicing extends to single-family homes, apartments, retail locations, and restaurants throughout the local community.
Skip Koenig serves homeowners, renters, and small business owners in Lihue, Hawaii, providing life insurance coverage tailored to their financial and family protection goals. As a local agent, Skip Koenig assists clients with understanding policy options that can help secure their loved ones’ futures. Services include term and whole life insurance consultations, policy reviews, and claims support. The agency also extends its services to nearby communities such as Kapa‘a and the wider Kaua‘i area.
Irene Brackenridge: Primerica - Financial Services serves Lihue, Hawaii, and the surrounding communities across Kauai. The office handles a range of life insurance policies, including term and whole life coverage, to meet diverse client needs. It also assists with financial strategies such as retirement planning and debt management. For each assignment, the agent begins with a thorough needs assessment to understand a client's financial situation and goals. This initial consultation then directly guides the selection and presentation of suitable coverage options for the individual or family.
Punua Insurance specializes in term, whole, and universal life insurance services for the Lihue area. It also provides comprehensive policy reviews to help clients maintain appropriate coverage as their circumstances change. The agency works with individuals and families to secure financial protection for future obligations. For those planning ahead, it assists with strategies to cover mortgage balances in the event of an unexpected death. It helps clients prepare for the financial implications of hurricane season on property and income stability.
Life insurance provides long-term coverage based on a continual premium payment schedule, while final expense policies can be arranged as a single-payment option to meet a one-time need. Eric Kaneda - State Farm Insurance Agent in Lihue, HI, helps individuals and families evaluate these differences alongside term or permanent life insurance. The focus remains on explaining how policy structures match financial goals and estate planning requirements. Service runs on a scheduled basis, with periodic reviews offered to adjust coverage as life circumstances change.
Business Insurance provides financial protection for individuals and families in Lihue, Hawaii, offering policies that cover life insurance needs alongside additional specialty riders for critical illness or accidental death. The agency assists clients in navigating coverage options suited to personal circumstances and long-term planning objectives. It serves commercial sectors including offices, warehouses, and food service operations, helping business owners secure key person policies and group life benefits for their employees.
Grace Galiza: Primerica - Financial Services provides residential life insurance solutions for families in Lihue, Hawaii, covering essential financial protection and planning needs. The firm also offers commercial coverage options for local businesses requiring key person or buy-sell arrangements. Service extends throughout Kauai, ensuring accessibility for clients across the area. Between regular visits, the company maintains ongoing contact to review policies, address evolving life changes, and deliver prompt follow-up service for claims or adjustments.
Pyramid Insurance - Kauai is a life insurance agent company known for helping individuals and families in Lihue secure financial protection. Its service range includes policy planning and risk evaluation tailored to personal needs. The company assists clients in understanding coverage options such as whole life or term policies. By focusing on local underwriting requirements, it supports long-term financial stability through beneficiary designations. A specialty service it can add on is final expense insurance to ease end-of-life costs.
What Does a a Life Insurance Agent in Lihue Cost?
Life insurance costs in Hawaii vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Older individuals or those with health conditions may pay higher premiums. This is general information and not insurance advice.
About life insurance agents in Lihue
Life insurance agents in Lihue help residents of Kauai find coverage that fits their needs and budget. Hawaii law requires agents to hold a valid license from the state Department of Commerce and Consumer Affairs. Local agents understand the unique lifestyle and risks of island living, including hurricane and tsunami considerations.
Frequently Asked Questions
What license does a life insurance agent in Lihue need?
Agents must hold a valid Hawaii resident insurance producer license. This requires completing pre-licensing education and passing a state exam. The Hawaii Department of Commerce and Consumer Affairs oversees all licensing.
How long does it take to get life insurance in Lihue?
The process can take a few days to several weeks depending on the policy type and your health. Term life policies often have faster approval than whole life. Medical exams and underwriting are standard steps.
Do I need a medical exam for life insurance in Lihue?
Many policies require a medical exam, but some offer no-exam options for smaller coverage amounts. Your age and health history affect this requirement. An agent can explain which options are available to you.