The top-rated life insurance agent in Wailuku, Hawaii is Mark Zion - State Farm Insurance Agent, rated 5.0 stars across 292 reviews. Other highly rated options include Wayde Omura - State Farm Insurance Agent, Carey Tanaka - State Farm Insurance Agent, Mike Taniguchi - State Farm Insurance Agent. This directory lists 12 life insurance agents serving Wailuku.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Zion - State Farm Insurance Agent | 2200 Main St suite 530 | (808) 793-3203 |
| 2 | Wayde Omura - State Farm Insurance Agent | 331 Ho'okahi St Ste 105 | (808) 249-0990 |
| 3 | Carey Tanaka - State Farm Insurance Agent | 331 Ho'okahi St Unit 106 | (808) 877-4450 |
| 4 | Mike Taniguchi - State Farm Insurance Agent | 35 Central Ave | (808) 242-5747 |
| 5 | MFA Insurance Inc. | 73 Maluhia Dr | (808) 244-2244 |
| 6 | Business Insurance Services | 2115 Wells St | (808) 244-6006 |
| 7 | Mutual Underwriters | 840 Alua St STE 103 | (808) 249-2163 |
| 8 | Aflac Insurance Agent: Michael E Jones | 62 N Market St #304 | (808) 442-3070 |
| 9 | Finance Insurance Ltd | 270 Waiehu Beach Rd # 213 | (808) 244-3552 |
| 10 | Kassie Silva - Aflac Insurance Agent | 2065 Main St #101a | (808) 258-7992 |
Mark Zion - State Farm Insurance Agent serves the Wailuku, Hawaii area, providing life insurance and related financial protection services. The agency helps local residents secure individual life insurance policies tailored to their family’s needs. Additionally, it works with clients to navigate complex insurance options for estate planning. This agency handles term life and whole life insurance offerings in the Wailuku community.
Wayde Omura - State Farm Insurance Agent in Wailuku, HI, offers a range of life insurance services, including term and whole life policies designed to provide financial security for families. The agency helps clients establish and maintain coverage plans that protect beneficiaries against unexpected loss. Serving the local community, it assists single-family homes, apartments, retail spaces, and restaurants with their life insurance needs.
Carey Tanaka - State Farm Insurance Agent in Wailuku, HI, serves homeowners, landlords, and local business owners by offering life insurance policies designed to provide financial protection for families and enterprises. The agency helps clients assess coverage needs for income replacement, mortgage payoffs, or business continuity. Life insurance products include term, whole life, and universal options to fit varying budgets and goals. As a State Farm agent, Carey Tanaka also provides assistance with claims and policy adjustments. Services extend to nearby Kahului and the broader Central Maui area.
Mike Taniguchi - State Farm Insurance Agent serves Wailuku and the surrounding communities of Maui, offering life insurance policies to help individuals and families plan for financial security. The agency handles term life and whole life options, guiding clients through policy selection based on their long-term needs. In a typical job, it works closely with each person to review coverage amounts and beneficiary choices, ensuring the plan aligns with personal goals and budget constraints.
MFA Insurance Inc. in Wailuku, HI, assists individuals in distinguishing between one-time life insurance policies and recurring plans that build cash value over time. Coverage options are tailored to protect local families and businesses against financial hardship from the loss of a primary earner. The agency explains how term and permanent policies address different budgeting and legacy needs. All service consultations and policy management are provided strictly on an as-needed basis for clients in Wailuku.
Business Insurance Services offers specialized life insurance coverage tailored for local businesses and their key personnel in Wailuku, HI. The agency also guides individuals and families through the process of selecting appropriate term and whole life policies to secure their financial futures. Serving the Maui community, the company provides consultations that consider both immediate needs and long-term estate planning goals. As hurricane season approaches, the firm helps clients evaluate how their current life insurance coverage aligns with protecting dependents against the financial disruption of a significant storm event.
As Maui families consider how to protect their loved ones against life’s uncertainties, Mutual Underwriters in Wailuku provides guidance on life insurance options tailored to local needs. The agency helps clients understand coverage choices that can address financial security and estate planning concerns common across the island. With a focus on clear communication and practical solutions, they aim to make the process straightforward for residents seeking long-term protection for their beneficiaries. An initial assessment or inspection of current policies helps determine appropriate next steps for each household.
A life insurance agent works with individuals and families to help them determine appropriate coverage for their financial protection needs. The company, Aflac Insurance Agent Michael E Jones, specializes in offering supplemental insurance products that can provide additional benefits for policyholders in Wailuku, Hawaii. These supplemental plans are often designed to work alongside primary health insurance. Michael E Jones can serve a variety of commercial sectors in the local area, including offices, warehouses, and food service operations that may wish to offer these benefits to their employees.
Finance Insurance Ltd provides personal life insurance services to residents in and around Wailuku, HI, helping individuals secure financial protection for their families. The agency also offers commercial life coverage tailored for local business owners and their key employees. Serving clients throughout Maui County, the team assists with policy reviews, beneficiary updates, and coverage adjustments. After an initial policy consultation or enrollment, agents schedule follow-up conversations to address changing needs between regular annual visits.
Kassie Silva - Aflac Insurance Agent in Wailuku, Hawaii, assists local residents with general life insurance policies to provide financial security for their families. The agency specializes in additional coverage options such as accident, cancer, and critical illness insurance to supplement standard plans. It also addresses income protection through disability policies. The business serves a variety of commercial sectors, including offices, warehouses, and food service establishments in the Wailuku area.
What Does a a Life Insurance Agent in Wailuku Cost?
The cost of a life insurance policy in Hawaii depends on your age, health, and the amount of coverage. A typical 20-year term life policy for a healthy 35-year-old in Wailuku may cost between 25 and 50 dollars per month for 250,000 dollars in coverage. Whole life policies are more expensive, often starting at 100 dollars per month for the same amount. Costs can be higher in Hawaii due to the higher cost of living and limited insurance market. This is general information, not insurance advice.
About life insurance agents in Wailuku
Life insurance agents in Wailuku help residents of Maui choose policies that fit their needs and budget. Hawaii law requires all life insurance agents to hold a valid state license and follow specific disclosure rules. Local agents understand the unique risks and lifestyle factors of living on an island, such as higher property costs and limited medical facilities.
Frequently Asked Questions
What license does a life insurance agent need in Hawaii?
In Hawaii, life insurance agents must hold a valid resident or non-resident license issued by the Hawaii Department of Commerce and Consumer Affairs. They must also complete continuing education courses every two years to keep their license active.
How long does it take to get a life insurance policy in Wailuku?
The time to get a policy varies by the type and amount of coverage. A term life policy may be issued in a few weeks, while a whole life policy can take one to two months. Underwriting includes a review of your health history and sometimes a medical exam.
Are there Hawaii-specific rules for life insurance beneficiaries?
Yes. Hawaii law allows you to name any person or entity as a beneficiary. If you do not name a beneficiary, the death benefit goes to your estate. Also, Hawaii has a community property law that may affect how benefits are paid if you are married.