The top-rated life insurance agent in Baton Rouge, Louisiana is Globe Life American Income Division: Schreiter Organization, rated 4.9 stars across 2,366 reviews. Other highly rated options include Cliff Ourso, Jr. - State Farm Insurance Agent, Gama Insurance Agencies, Chabert Insurance of Baton Rouge. This directory lists 27 life insurance agents serving Baton Rouge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Schreiter Organization | 11606 Southfork Ave Suite 300A | (225) 910-6416 |
| 2 | Cliff Ourso, Jr. - State Farm Insurance Agent | 2121 Drusilla Ln | — |
| 3 | Gama Insurance Agencies | 5185 S Sherwood Forest Blvd | (225) 963-6383 |
| 4 | Chabert Insurance of Baton Rouge | 3888 S Sherwood Forest Blvd T | (225) 395-4000 |
| 5 | The Highland Insurance Group | 8235 YMCA Plaza Dr Suite 200 | (225) 408-1630 |
| 6 | Insurance Network of Louisiana | 4606 Bluebonnet Blvd | (225) 293-0450 |
| 7 | The Louisiana Insurance Center | 5432 Superior Dr A Suite A | (225) 233-6861 |
| 8 | Independent Insurance Agents | 18153 E Petroleum Dr | (225) 819-8007 |
| 9 | Lewis Mohr Insurance Agency | 11051 Coursey Blvd | (225) 293-1086 |
| 10 | Baton Rouge Insurance Agency | 10734 Coursey Blvd | (225) 293-7350 |
Globe Life American Income Division: Schreiter Organization serves the Baton Rouge, Louisiana, metro area as a life insurance agent. This local agency works with individuals and families to assess their coverage needs for the future. Policies are designed to provide financial protection in the event of an unexpected death. The agency helps residents navigate life insurance options that fit their specific circumstances. Services offered here include term life insurance and whole life insurance policies for local clients.
Gama Insurance Agencies in Baton Rouge, LA helps clients evaluate the essential difference between a one-time life insurance policy and recurring coverage options that adjust as needs evolve. Life insurance agents here assist individuals and families in selecting appropriate coverage to protect long-term financial security and provide for loved ones. These services operate primarily on a one-time or as-needed basis through initial policy setup and periodic policy reviews or adjustments.
Chabert Insurance of Baton Rouge specializes in providing life insurance agent services tailored to individual coverage needs, such as term and whole life policies. The company also offers guidance on selecting appropriate beneficiaries and policy amounts for local residents. In the Baton Rouge area, it assists clients with adjusting their life insurance as part of estate planning or during major life events like marriage. The agency also helps families reassess their coverage ahead of the annual open enrollment period for workplace benefits.
As the seasons change in Baton Rouge, many residents review their financial plans to ensure their families are protected. The Highland Insurance Group offers life insurance policies tailored to individual needs from their local office. Their agents assist clients in evaluating coverage options suitable for various life stages and budgets. They focus on explaining policy terms clearly so that customers can make informed decisions. An initial consultation is scheduled at the client’s convenience to review personal circumstances and present appropriate product choices.
Baton Rouge families often begin reviewing their financial plans when a new baby arrives or before a major purchase, seeking to secure their loved ones' future. Insurance Network of Louisiana helps local clients explore life coverage options tailored to household needs. The agency guides individuals in understanding policy choices for income replacement or final expenses common in Louisiana communities. An agent starts by scheduling a personal consultation to review current coverage and examine potential gaps in a household financial strategy.
The Louisiana Insurance Center in Baton Rouge helps individuals and families by arranging life insurance policies that address a range of financial protection needs. The agency specializes in term, whole, and universal life policy options to help clients secure coverage for their unique circumstances. The company can serve commercial sectors that require continuity planning for offices, warehouses, and food service operations.
Independent Insurance Agents provides residential life insurance services for clients in Baton Rouge, Louisiana. The agency also offers commercial coverage to area businesses seeking financial protection for their operations. Serving Baton Rouge and its surrounding communities, the agents work to match clients with policies fitting personal and business needs. Between regular policy reviews, the agency follows up with clients to address changes in coverage requirements or life circumstances, ensuring adjustments are made before the next scheduled visit.
Lewis Mohr Insurance Agency in Baton Rouge, Louisiana is known for helping clients navigate life insurance options. Its service range includes term, whole, and universal life policies designed to provide financial protection for families and individuals. The agency assists with assessing coverage needs based on income, debts, and future obligations. Clients from the local community rely on this firm for guidance on selecting appropriate policy types. A specialty service it can add on is final expense insurance to cover end-of-life costs.
Baton Rouge Insurance Agency serves the Baton Rouge, Louisiana metro area by providing life insurance agent services. This firm assists local residents in exploring financial protection options designed to support families and beneficiaries. A life insurance agent works to match clients with suitable policy amounts and plan types. Coverage decisions often consider income replacement, burial expenses, and mortgage obligations. Common services include term life policies for temporary coverage needs and whole life policies for permanent protection with a cash value component.
What Does a a Life Insurance Agent in Baton Rouge Cost?
The cost of a life insurance policy in Louisiana varies by age, health, coverage amount, and policy type. A typical term life policy for a healthy 35-year-old in Baton Rouge may cost between 20 and 50 dollars per month for a 250,000 dollar benefit. Whole life policies are more expensive, often starting at 100 dollars per month. Premiums are higher for older applicants or those with health issues. This is general information, not insurance advice.
About life insurance agents in Baton Rouge
Life insurance agents in Baton Rouge help residents choose policies that protect their families and meet Louisiana state requirements. Louisiana law requires agents to hold a valid license from the Louisiana Department of Insurance. Local agents understand the unique needs of Baton Rouge families, including policies that cover hurricane-related risks and estate planning for Louisiana residents.
Frequently Asked Questions
What license does a life insurance agent need in Louisiana?
Life insurance agents in Louisiana must hold a valid producers license from the Louisiana Department of Insurance. This requires completing pre-licensing education and passing the state exam. Agents must also complete continuing education every two years to renew their license.
How long do I have to file a life insurance claim in Louisiana?
Louisiana law gives beneficiaries up to two years from the date of death to file a life insurance claim. After that period, the policy may be considered abandoned and the proceeds transferred to the Louisiana Unclaimed Property Division. It is best to file as soon as possible.
Can a life insurance agent help with policies for high-risk clients in Baton Rouge?
Yes, many Baton Rouge agents work with carriers that offer policies for high-risk clients, such as those with pre-existing health conditions or hazardous occupations. They can compare quotes from multiple insurers to find a policy that fits your needs. Louisiana law does not limit the types of policies available for high-risk individuals.
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