The top-rated life insurance agent in Hammond, Louisiana is Alexis Ducorbier - State Farm Insurance Agent, rated 4.9 stars across 459 reviews. Other highly rated options include Gendusa Insurance Agency, Direct Auto Insurance, Freeway Insurance. This directory lists 20 life insurance agents serving Hammond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexis Ducorbier - State Farm Insurance Agent | 304 Old Covington Hwy | (985) 345-3830 |
| 2 | Gendusa Insurance Agency | 804 Roma Ave | (985) 345-7563 |
| 3 | Direct Auto Insurance | 2208 W Thomas St | (985) 542-0123 |
| 4 | Freeway Insurance | 1905 W Thomas St Ste U | (318) 615-9708 |
| 5 | The Insurance Depot | 1126 Commercial Dr Suite 3 | (985) 618-3222 |
| 6 | FELJO INSURANCE SERVICES, LLC | 1000 N Morrison Blvd Unit 1 | (504) 301-5817 |
| 7 | DePaula Insurance Group | 1200 Derek Dr Suite 100 | (985) 956-7283 |
| 8 | Penzato Insurance Agency | 2008 Demarco Blvd | (985) 542-4675 |
| 9 | Dave Brennan Insurance Inc | 700 E Morris Ave | (985) 662-3077 |
| 10 | Goudeau Insurance | 109 W Minnesota Park Rd ste 3 | (985) 542-0042 |
Alexis Ducorbier - State Farm Insurance Agent serves the Hammond, Louisiana area, focusing on life insurance solutions for local residents. The agency helps individuals and families review coverage needs that align with long-term financial planning and dependents’ security. Policy options are discussed in plain terms to support straightforward understanding. This office assists with term and whole life insurance products.
Gendusa Insurance Agency serves the Hammond, Louisiana, area as a local life insurance agent. The company assists residents with securing financial protection for their families and managing long-term planning needs. As a life insurance provider in the region, it helps clients navigate coverage options that address income replacement and final expenses. Current policyholders often rely on the agency for support with term life insurance and whole life policy selection.
As a life insurance agent in Hammond, Louisiana, this company helps clients select policies to provide financial protection for their beneficiaries. It offers term life, whole life, and universal life insurance options, along with annual policy reviews to adjust coverage as needs change. Clients receive guidance on determining appropriate benefit amounts based on their individual circumstances. Other support includes assistance with policy claims and beneficiary updates throughout the life of the contract. These services are available for property owners of single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance serves homeowners, local businesses, and property managers in Hammond, Louisiana, with professional life insurance agent services. It helps clients evaluate coverage options to protect their families and operations. The agency provides guidance on term and whole life policies, assisting customers in understanding their specific needs. Freeway Insurance also extends its services to Ponchatoula, offering the same focused support for life insurance planning just a short drive north in Tangipahoa Parish.
The Insurance Depot in Hammond, LA, provides a range of life insurance agent services, including policy selection guidance and coverage reviews. The company assists clients in maintaining their plans by offering periodic policy evaluations and beneficiary updates. Its agents work with individuals to match protection needs with suitable term or whole life products. The firm services properties that include single-family homes, apartments, retail, and restaurants.
Serving homeowners, families, and small business owners in the Hammond area, Feljo Insurance Services, LLC helps clients compare and select life insurance policies that provide financial protection for their beneficiaries. The agency works with individuals seeking term or permanent coverage to meet long-term needs such as income replacement or final expenses. Guidance is offered through the application process, explaining policy options and underwriting requirements clearly. Feljo Insurance Services, LLC also assists residents of Ponchatoula and the broader Tangipahoa Parish communities.
DePaula Insurance Group in Hammond, LA assists clients with life insurance coverage tailored to their specific needs, distinguishing between term policies offering temporary one-time protection and permanent options providing recurring coverage that builds cash value over time. The agency guides individuals through selecting safeguards for dependents, mortgages, or final expenses based on personal circumstances and future goals. Service appointments and policy consultations are conducted on an as-needed basis according to each client's changing financial and family situation.
Penzato Insurance Agency serves Hammond and the surrounding communities in Tangipahoa Parish, handling life insurance for individuals and families. This agency assists clients with term life and permanent life insurance policies, helping to provide financial protection for loved ones. In each case, the agent takes time to understand the client’s personal needs and future goals. The typical job begins with a consultation, followed by a comparison of suitable policy options to match the client’s budget and coverage requirements.
As a life insurance agent in Hammond, Dave Brennan Insurance Inc specializes in helping clients secure term and whole life policies. Its general services include assessing individual coverage needs and guiding customers through the application process to ensure financial protection for their families. The agency also assists with reviewing existing policies to adapt to life changes. During the holiday season, it helps families address concerns about leaving debts or funeral expenses to loved ones by evaluating affordable temporary coverage options.
As families in Hammond, LA, start planning for the upcoming year, securing financial protection for loved ones becomes a top priority. Goudeau Insurance helps local residents navigate life insurance options tailored to their specific budgets and long-term goals in the area. The agency guides clients through the necessary paperwork and coverage comparisons with a straightforward, process-oriented approach. After an initial consultation, they schedule a convenient in-person or phone meeting to review the client's current situation and assess coverage needs.
What Does a a Life Insurance Agent in Hammond Cost?
Life insurance costs in Louisiana vary by age, health, coverage amount, and policy type. A term life policy for a healthy 35 year old in Hammond might cost between $25 and $50 per month for a $250,000 benefit. Whole life policies are more expensive, often starting at $100 per month for the same coverage. This is general information, not insurance advice.
About life insurance agents in Hammond
Life insurance agents in Hammond, Louisiana help residents and families choose policies that provide financial protection. Louisiana law requires agents to hold a valid state license and follow specific regulations for policy sales. Local agents understand the needs of the Hammond community, including coverage for families and businesses in Tangipahoa Parish.
Frequently Asked Questions
What license does a life insurance agent need in Louisiana?
A life insurance agent in Louisiana must hold a valid license from the Louisiana Department of Insurance. This requires passing a state exam and completing continuing education every two years.
How long does a life insurance application take in Hammond?
The application process can take a few days to several weeks. It depends on the policy type and the applicants health history. Louisiana law allows a free look period of 30 days after the policy is delivered.
What is the free look period for life insurance in Louisiana?
Louisiana law gives policyholders a 30 day free look period after receiving a life insurance policy. During this time, you can cancel the policy for a full refund if you change your mind.
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