The top-rated life insurance agent in Houma, Louisiana is Direct Auto Insurance, rated 4.9 stars across 439 reviews. Other highly rated options include Freeway Insurance, Trinity Insurance Agency, Inc, Dalton LeBlanc - State Farm insurance Agent. This directory lists 20 life insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 6473 W Main St | (985) 851-0123 |
| 2 | Freeway Insurance | 209 Bayou Gardens Blvd Ste H | (985) 200-0045 |
| 3 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 4 | Dalton LeBlanc - State Farm insurance Agent | 789 Grand Caillou Rd | (985) 876-4410 |
| 5 | Boudreaux & Associates Insurance Agency, Inc. | 7032 W Park Ave | (985) 876-0643 |
| 6 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 7 | Southgate Insurance Agency, LLC | 1155 St Charles St | (985) 262-0406 |
| 8 | Tyler Reynolds - USHealth Advisors | Summerfield Dr | (985) 688-0604 |
| 9 | Eric Landry Agency: Allstate Insurance | 258 Enterprise Dr | (985) 873-1611 |
| 10 | Page Insurance Agency | 5911 W Main St | (985) 872-5711 |
Based in Houma, Louisiana, Direct Auto Insurance provides essential risk management services to individuals and families. The company specializes in life insurance policies that offer financial protection for policyholders' beneficiaries. This work helps clients plan for long-term security and unexpected events. The professional team assists residents of the surrounding area with policy selection and guidance. Direct Auto Insurance can serve a variety of commercial sectors, including local offices, warehouses, and food service operations throughout the region.
Freeway Insurance serves residents of Houma, Louisiana, with life insurance policies tailored to individual needs. The agency also provides commercial coverage for local businesses, ensuring financial protection across the region. Clients receive guidance on term and permanent life options suited to their stage of life. After the initial policy is placed, the agent schedules follow‑up sessions to review coverage and make adjustments as circumstances change, maintaining contact between regular visits.
Trinity Insurance Agency, Inc serves the Houma, Louisiana area, specializing in helping clients secure life insurance coverage suited to their individual needs. The agency works with families and individuals seeking financial protection for their loved ones through various policy options. Understanding the importance of long-term planning, it provides guidance on selecting appropriate coverage amounts and policy types. Among the services it handles in this area are term life insurance and whole life insurance policies for local residents.
This agency provides life insurance solutions alongside auto, home, and health coverage through State Farm. It assists clients in Houma by helping them understand policy options tailored to their personal and financial situations. The office focuses on reviewing existing plans to ensure coverage keeps pace with changing life events, and it guides individuals through claims processes when needed. It services single-family homes, apartments, retail establishments, and restaurants.
Boudreaux & Associates Insurance Agency, Inc. serves homeowners, business owners, and property managers in Houma, LA. It helps clients protect personal assets and commercial operations with suitable life insurance coverage. The agency guides individuals through policy options that can provide financial security for families and business continuity for enterprises. Its team assesses each customer’s unique needs to recommend appropriate plans from established insurers. The agency also works with clients throughout Terrebonne Parish and the surrounding Thibodaux area for convenient access.
Terrebonne Insurance Agency, Inc serves the Houma area and its surrounding communities throughout Terrebonne Parish with life insurance coverage. The agency handles term life, whole life, and universal life policies designed to provide financial security for local families. It assists clients in evaluating their coverage needs and comparing policy options from standard insurance carriers. The agency's typical work process begins with a personal consultation to understand a client's financial goals and responsibilities, then recommends suitable policy choices based on that individual situation.
Southgate Insurance Agency, LLC in Houma, LA provides specialty life insurance policies designed to offer financial protection for individuals and families. It also assists clients with general life insurance needs such as term, whole, and universal coverage to secure long-term income replacement and debt management. The agency helps residents evaluate coverage for end-of-life expenses and estate planning goals. It addresses the specific concern of replacing lost income after an unexpected death, helping Houma families maintain stability during difficult periods of adjustment.
As coastal storms and seasonal humidity pose ongoing risks to homes and property in Houma, residents often review their coverage for adequate protection. Tyler Reynolds with USHealth Advisors works locally to connect individuals and families with appropriate life insurance options that address these regional concerns. The agency helps clarify the different types of permanent and term policies available for various budgets and life stages. Prospective clients begin with a free, no-obligation initial assessment to review their personal circumstances and identify suitable plan choices before any application is submitted.
Unlike term life policies that cover a set period, whole life insurance with Eric Landry Agency: Allstate Insurance provides permanent lifetime coverage that also builds cash value over time. Serving the Houma, Louisiana area, this agency helps local families assess their long-term financial protection needs. Policyholders can choose a lump sum benefit for survivors. Clients find their reliable services are available on a regularly scheduled basis for policy reviews and updates.
Page Insurance Agency of Houma, Louisiana is recognized for providing individual life insurance policies to residents in the local area. The agency helps clients assess their coverage needs for financial protection and future planning. It offers term life and whole life insurance options to suit different budgets and long-term goals. As an additional specialty service, the agency can structure policies that include a living benefit rider for access to funds during a critical illness.
What Does a a Life Insurance Agent in Houma Cost?
Life insurance costs in Louisiana vary by age, health, and policy type. A healthy 35-year-old in Houma might pay $25 to $50 per month for a 20-year term policy with $250,000 in coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Final expense policies for seniors may range from $30 to $100 per month. This is general information, not insurance advice.
About life insurance agents in Houma
Life insurance agents in Houma, Louisiana help residents find coverage that protects their families. Louisiana law requires agents to hold a valid state license and follow specific regulations for policy sales. Agents in Houma can guide you through options like term life, whole life, and final expense policies tailored to your needs.
Frequently Asked Questions
What license does a life insurance agent need in Louisiana?
A life insurance agent in Louisiana must hold a valid license from the Louisiana Department of Insurance. This requires passing a state exam and completing continuing education courses every two years. Agents must also follow Louisiana Revised Statute Title 22 for ethical sales practices.
How do I choose a life insurance agent in Houma?
Look for an agent with a current Louisiana license and experience with policies that fit your budget. Ask about their familiarity with local providers and whether they offer term, whole, or universal life options. You can verify an agents license on the Louisiana Department of Insurance website.
What is the free look period for life insurance in Louisiana?
Louisiana law gives you a free look period of 10 days after you receive a life insurance policy. During this time you can cancel the policy for a full refund if you change your mind. This rule is found in Louisiana Revised Statute 22:868.
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