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Compare Life Insurance Agents in Lake Charles, LA

Directory of life insurance agents in Lake Charles, Louisiana. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Lake Charles, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Louisiana before hiring.
Showing 20 life insurance agents in Lake Charles, LA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hight-Doland Agency: Allstate Insurance
3405 Lake St, Lake Charles, LA 70605
(337) 474-2020 agents.allstate.com
Kelly Lee Insurance
3205 Ryan St, Lake Charles, LA 70601
(337) 656-2890 kellyleeinsurance.com
Shayne Laughlin - State Farm Insurance Agent
4328 Lake St, Lake Charles, LA 70605
(337) 477-7354 insureswla.net
Mila Robichaux: Allstate Insurance
4405 Lake St, Lake Charles, LA 70605
(337) 474-3500 agents.allstate.com
Direct Auto Insurance
3419 Ryan St, Lake Charles, LA 70605
(337) 475-0123 local.directauto.com
Goosehead Insurance - James Bice
417 W College St, Lake Charles, LA 70605
(337) 313-2603 goosehead.com
Allstate Insurance Agent: Scott Raley
4405 Lake St, Lake Charles, LA 70605
(337) 474-3500 agents.allstate.com
Insurance Unlimited
3111 Ryan St, Lake Charles, LA 70601
(337) 477-6922 insunlimited.com
Curtis Insurance
509 7th St, Lake Charles, LA 70601
(337) 433-1683 curtisinsuranceswla.com
Shelter Insurance - Ross Byrley
4566 Lake St, Lake Charles, LA 70605
(337) 478-8349 shelterinsurance.com
Insurance World, Inc.
5640 Gerstner Memorial Blvd, Lake Charles, LA 70607
(337) 478-6767 insurance-world.com
Security Plan Insurance
612 W McNeese St, Lake Charles, LA 70605
(877) 759-9443
Lyons Insurance
3100 Lake St, Lake Charles, LA 70601
(337) 478-4466
Raymond M. Fondel Jr. Insurance Agency
3001 Gerstner Memorial Dr, Lake Charles, LA 70601
(337) 433-6052
Ratliff-Myers Insurance
3311 Ernest St, Lake Charles, LA 70601
(337) 433-1000 ratliffinsurance.com
Union National Life Insurance
642 W McNeese St, Lake Charles, LA 70605
(337) 478-6363
Lake Area Insurance Group
407 Sam Houston Jones Pkwy Ste. A, Lake Charles, LA 70611
(337) 419-1965 lakeareainsurance.com
Protective Risk Insurance Agency
201 W College St suite c, Lake Charles, LA 70605
(337) 217-3225 protectiverisk-insurance.com
New York Life Insurance Company- Christopher Craven
3105 Lake St, Lake Charles, LA 70601
(337) 475-6226 newyorklife.com
Demarie Insurance Agency
3221 Ryan St A, Lake Charles, LA 70601
(337) 474-4555 demarieinsurance.com

Life insurance agents in Lake Charles, Louisiana help residents find policies that protect their families and meet state requirements. Louisiana law requires agents to be licensed by the Louisiana Department of Insurance. Local agents understand the unique needs of Southwest Louisiana communities, including coverage for hurricane-prone areas.

What Does a Life Insurance Agent in Lake Charles Cost?

Typical life insurance costs in Louisiana vary by age, health, and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Older applicants or those with health conditions may pay more. Costs also depend on the insurer and the specific policy features. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Louisiana?
A life insurance agent in Louisiana must hold a valid license from the Louisiana Department of Insurance. This requires passing a state exam and completing continuing education every two years.
How long does it take to get life insurance in Lake Charles?
The process can take from a few days to several weeks depending on the policy type and medical underwriting. Term life policies often issue faster than whole life policies.
Can I buy life insurance without a medical exam in Louisiana?
Yes, many insurers offer simplified issue or guaranteed issue policies in Louisiana. These policies have lower coverage limits and higher premiums than medically underwritten policies.