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HomeLife Insurance AgentsLouisiana › Lake Charles

Find Life Insurance Agents Near You in Lake Charles, LA

Browse life insurance agents serving Lake Charles, Louisiana. Updated 2026-07-14.

The top-rated life insurance agent in Lake Charles, Louisiana is Hight-Doland Agency: Allstate Insurance, rated 4.9 stars across 307 reviews. Other highly rated options include Shayne Laughlin - State Farm Insurance Agent, Mila Robichaux: Allstate Insurance, Kelly Lee Insurance. This directory lists 20 life insurance agents serving Lake Charles.

Showing 20 life insurance agents in Lake Charles, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hight-Doland Agency: Allstate Insurance3405 Lake St(337) 474-2020
2Shayne Laughlin - State Farm Insurance Agent4328 Lake St(337) 477-7354
3Mila Robichaux: Allstate Insurance4405 Lake St(337) 474-3500
4Kelly Lee Insurance3205 Ryan St(337) 656-2890
5Direct Auto Insurance3419 Ryan St(337) 475-0123
6Goosehead Insurance - James Bice417 W College St(337) 313-2603
7Allstate Insurance Agent: Scott Raley4405 Lake St(337) 474-3500
8Insurance Unlimited3111 Ryan St(337) 477-6922
9Curtis Insurance509 7th St(337) 433-1683
10Shelter Insurance - Ross Byrley4566 Lake St(337) 478-8349
HD
3405 Lake St
Hight-Doland Agency: Allstate Insurance
Life Insurance Agent · Lake Charles, LA

Hight-Doland Agency serves the Lake Charles area as an Allstate Insurance life insurance agent. It helps local residents protect their families through life coverage policies designed to provide financial security. The agency guides clients in choosing appropriate policy types to meet long-term personal needs. Its work involves assessing individual coverage requirements for those living in the Lake Charles region. Policy management and claims assistance are also handled for existing clients. The agency specifically handles term life insurance and whole life insurance product offerings.

SL
4328 Lake St
Shayne Laughlin - State Farm Insurance Agent
Life Insurance Agent · Lake Charles, LA

Shayne Laughlin - State Farm Insurance Agent serves homeowners and businesses in Lake Charles, Louisiana, providing life insurance policies designed to offer financial protection for families and companies. The agency also assists property managers with coverage tailored to their rental portfolios. Life insurance options include term and whole life plans, helping clients secure their long-term financial goals. Additional services may support retirement planning and income protection. The agency further extends its services to the neighboring community of Sulphur, ensuring broader access to coverage across the Southwest Louisiana metro area.

MR
4405 Lake St
Mila Robichaux: Allstate Insurance
Life Insurance Agent · Lake Charles, LA

Serving Lake Charles and the surrounding communities of southwest Louisiana, Mila Robichaux: Allstate Insurance handles life insurance policies for local residents. The agency works with clients to select coverage that protects families from financial hardship in the event of a death. These policies typically include term or whole life options designed to fit individual budgets and needs. To handle a typical job, the agent first reviews a client’s current financial situation and long-term goals, then presents plan choices tailored to those specific circumstances.

KL
3205 Ryan St
Kelly Lee Insurance
Life Insurance Agent · Lake Charles, LA

Kelly Lee Insurance in Lake Charles, Louisiana offers a range of life insurance products to help individuals and families plan for their financial future. The agency assists clients in selecting appropriate coverage and maintaining policies through periodic reviews and adjustments as needs change. It also provides guidance on policy beneficiaries and plan updates. This local life insurance agent serves clients with properties including single-family homes, apartments, retail locations, and restaurants in the Lake Charles area.

DA
3419 Ryan St
Direct Auto Insurance
Life Insurance Agent · Lake Charles, LA

Direct Auto Insurance in Lake Charles, Louisiana provides a range of life insurance plans designed to meet different coverage needs. Its service offerings include policy consultations to help clients understand their options and initial enrollment assistance. The company also offers routine policy reviews and support for beneficiary updates or coverage adjustments. Its maintenance plans involve periodic check-ins to address any changes in a client’s financial situation. This life insurance agent serves individuals, families, and also works with small business owners seeking key person coverage.

GI
417 W College St
Goosehead Insurance - James Bice
Life Insurance Agent · Lake Charles, LA

Goosehead Insurance - James Bice in Lake Charles, LA offers both one-time term life policies and recurring whole or universal life coverage, providing clients with a choice between temporary and permanent financial protection. These policies are designed to replace lost income and cover end-of-life expenses for local families. Service appointments are available on either a one-time or as-needed basis for policy reviews or adjustments.

AI
4405 Lake St
Allstate Insurance Agent: Scott Raley
Life Insurance Agent · Lake Charles, LA

Allstate Insurance Agent: Scott Raley in Lake Charles, Louisiana provides specialty services for term and whole life insurance plans, offering clients basic financial protection for their families. General service work involves helping residents assess their personal coverage needs and adjust policies to fit changing budgets or life stages. The agent assists with claims questions and policy reviews throughout the year. For local homeowners, the agency addresses specific concerns about securing adequate life coverage during the active hurricane season that affects the Lake Charles area.

IU
3111 Ryan St
Insurance Unlimited
Life Insurance Agent · Lake Charles, LA

As families in Lake Charles consider their financial security during hurricane season, they often look for ways to protect their loved ones from the unexpected. Insurance Unlimited serves local residents seeking life insurance coverage that can provide for dependents or final expenses. The company helps individuals understand term, whole, and universal policy options suited to their personal situations. Their work includes reviewing existing policies to identify gaps in coverage and explaining how benefits function in different scenarios. An initial consultation typically begins with a confidential needs assessment.

CI
509 7th St
Curtis Insurance
Life Insurance Agent · Lake Charles, LA

Curtis Insurance helps individuals and families plan for financial security through life insurance policies. The agency works closely with clients in Lake Charles, Louisiana, to evaluate their personal coverage needs and select appropriate term or permanent options for future peace of mind. They focus on tailoring benefits that can protect loved ones from unexpected financial burdens. In addition to serving residential clients, the firm also provides coverage solutions for local businesses, including offices, warehouses, and food service operations.

SI
4566 Lake St
Shelter Insurance - Ross Byrley
Life Insurance Agent · Lake Charles, LA

Shelter Insurance - Ross Byrley serves Lake Charles area residents with life insurance policies tailored to individual family needs. The agency also offers commercial coverage options for local businesses seeking to protect their employees and assets. A full range of life insurance products is available throughout the Lake Charles service area. The agent meets regularly with each client to review coverage and adjust policies as circumstances change, ensuring they follow up between regular annual visits to address any new questions.

LI
3100 Lake St
Lyons Insurance
Life Insurance Agent · Lake Charles, LA
(337) 478-4466
SP
612 W McNeese St
Security Plan Insurance
Life Insurance Agent · Lake Charles, LA
(877) 759-9443
IW
5640 Gerstner Memorial Blvd
Insurance World, Inc.
Life Insurance Agent · Lake Charles, LA
(337) 478-6767
insurance-world.com
RM
3311 Ernest St
Ratliff-Myers Insurance
Life Insurance Agent · Lake Charles, LA
(337) 433-1000
ratliffinsurance.com/contact
RM
3001 Gerstner Memorial Dr
Raymond M. Fondel Jr. Insurance Agency
Life Insurance Agent · Lake Charles, LA
(337) 433-6052
LA
407 Sam Houston Jones Pkwy Ste. A
Lake Area Insurance Group
Life Insurance Agent · Lake Charles, LA
(337) 419-1965
lakeareainsurance.com
UN
642 W McNeese St
Union National Life Insurance
Life Insurance Agent · Lake Charles, LA
(337) 478-6363
PR
201 W College St suite c
Protective Risk Insurance Agency
Life Insurance Agent · Lake Charles, LA
(337) 217-3225
protectiverisk-insurance.com
NY
3105 Lake St
New York Life Insurance Company- Christopher Craven
Life Insurance Agent · Lake Charles, LA
(337) 475-6226
newyorklife.com/agent/ccraven
DI
3221 Ryan St A
Demarie Insurance Agency
Life Insurance Agent · Lake Charles, LA
(337) 474-4555
demarieinsurance.com

What Does a a Life Insurance Agent in Lake Charles Cost?

Typical life insurance costs in Louisiana vary by age, health, and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Older applicants or those with health conditions may pay more. Costs also depend on the insurer and the specific policy features. This is general information, not insurance advice.

About life insurance agents in Lake Charles

Life insurance agents in Lake Charles, Louisiana help residents find policies that protect their families and meet state requirements. Louisiana law requires agents to be licensed by the Louisiana Department of Insurance. Local agents understand the unique needs of Southwest Louisiana communities, including coverage for hurricane-prone areas.

Frequently Asked Questions

What license does a life insurance agent need in Louisiana?

A life insurance agent in Louisiana must hold a valid license from the Louisiana Department of Insurance. This requires passing a state exam and completing continuing education every two years.

How long does it take to get life insurance in Lake Charles?

The process can take from a few days to several weeks depending on the policy type and medical underwriting. Term life policies often issue faster than whole life policies.

Can I buy life insurance without a medical exam in Louisiana?

Yes, many insurers offer simplified issue or guaranteed issue policies in Louisiana. These policies have lower coverage limits and higher premiums than medically underwritten policies.

Life Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.