The top-rated life insurance agent in Falmouth, Massachusetts is Arthur D. Calfee Insurance Agency, Inc, rated 4.8 stars across 288 reviews. Other highly rated options include Murray & MacDonald Insurance Services Inc, The Baldwin Group (formerly RogersGray), Almeida & Carlson Insurance Agency. This directory lists 13 life insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arthur D. Calfee Insurance Agency, Inc | 336 Gifford St | (508) 540-2601 |
| 2 | Murray & MacDonald Insurance Services Inc | 406 Jones Rd | (800) 800-8990 |
| 3 | The Baldwin Group (formerly RogersGray) | 763 Main St | (508) 548-2500 |
| 4 | Almeida & Carlson Insurance Agency | 79 Davis Straits | (508) 540-6161 |
| 5 | Additional Insurance MA | 336 Gifford St | (508) 205-9521 |
| 6 | Bridges Insurance Group / Lawrence-Carlin Insurance | 230 Jones Rd | (508) 540-7100 |
| 7 | Central Park Insurance co. | 15 Carlson Ln | (351) 207-0239 |
| 8 | Peggy Vose | 230 Main St Unit 8 | (508) 494-4056 |
| 9 | Safety Northeast Insurance Agency, Inc. | 194 Worcester Ct | (508) 548-1148 |
| 10 | Great Harbor Benefits | 101 Town Hall Square | (508) 540-7940 |
Arthur D. Calfee Insurance Agency, Inc serves the Falmouth, Massachusetts area and the wider Cape Cod region as a local life insurance agent. The agency assists clients in evaluating their financial protection needs and selecting appropriate coverage plans. When families seek to secure their dependents’ future or address final expense planning, the agency guides them through available term, whole, and universal life policy options. It regularly handles applications for both immediate coverage and long-term wealth transfer strategies in this community.
Murray & MacDonald Insurance Services Inc provides life insurance policies designed to help individuals and families in Falmouth, MA, secure their financial future. The agency assists clients in selecting appropriate coverage to meet long-term needs and offers ongoing policy reviews to ensure beneficiaries remain properly protected as circumstances evolve. Life insurance plans typically detail how benefits pass to named recipients without probate delays. The firm services homes, apartments, retail stores, and local restaurants, tailoring payouts to safeguard mortgage obligations, business continuity, and estate planning goals from Cape Cod to the greater Massachusetts region.
The Baldwin Group serves local homeowners and families requiring life insurance coverage, helping them secure financial protection and plan for long-term needs. As a life insurance agent business in Falmouth, Massachusetts, the company guides clients through term and permanent policy options to match individual circumstances and budgets. It also assists with policy reviews and beneficiary updates to keep plans aligned with changing life events. The agency additionally covers the nearby Cape Cod community of Woods Hole and surrounding areas.
Almeida & Carlson Insurance Agency serves Falmouth, Massachusetts, and nearby Cape Cod communities, handling life insurance policies for local residents. It assists clients with term, whole, and universal life coverage to help protect families’ financial futures. The agency works with individuals to assess their specific needs for income replacement or final expenses. Its typical process involves reviewing a client’s current financial situation and long-term goals, then presenting suitable plan options from multiple carriers for their consideration.
Additional Insurance MA, based in Falmouth, provides life insurance agent services, distinguishing between one-time policy consultations and recurring coverage management. Clients may seek a single term life policy purchase or ongoing reviews of permanent insurance needs to adjust beneficiaries and premiums over time. The agency serves the local area with focused support for term, whole, and universal life products, ensuring policies align with long-term financial goals. Services are available on both a one-time and as-needed basis, depending on the complexity of the client's coverage requirements.
Bridges Insurance Group / Lawrence-Carlin Insurance specializes in life insurance agent services, helping Falmouth residents select policies for income replacement and final expenses. The agency also assists clients with general coverage needs, including term life plans and permanent whole life options to protect families against financial hardship. As circumstances change, newcomers to the area often seek guidance on adjusting beneficiary designations after a relocation. During the winter months, the office helps local policyholders review their coverage before the holiday season begins.
As Falmouth families prepare for the seasonal shifts that come with coastal living, securing financial protection becomes a practical priority. Central Park Insurance co. serves the local community by offering life insurance agent services tailored to individual needs. The agency guides clients through policy options designed to provide financial stability for loved ones. A comprehensive review of current coverage and personal goals forms the initial assessment step before any plan is recommended.
The company provides guidance on life insurance policies, offering term and whole life plans to help clients prepare for the future. Based in Falmouth, Massachusetts, Peggy Vose serves families and individuals throughout the Cape Cod area. Coverage options can help replace income, pay final expenses, or leave a legacy. Policies are tailored for local businesses, including small offices, warehouses, and food service establishments.
Safety Northeast Insurance Agency, Inc., located in Falmouth, Massachusetts, provides a full range of life insurance solutions to local residents and businesses. The agency assists clients in securing term and whole life policies to ensure financial protection for beneficiaries. Regular policy reviews and adjustments are offered to align coverage with changing life circumstances. As a life insurance agent, Safety Northeast supports individuals and families throughout the Cape Cod area. The firm services single-family homes, apartments, retail establishments, and restaurants.
Great Harbor Benefits serves the Falmouth, MA, area with life insurance for residential clients, helping individuals and families protect their financial futures. The agency also offers commercial life insurance coverage for local businesses in the region. These policies can provide estate planning resources and income replacement solutions. Regular client follow-up and policy review are offered as part of the service, ensuring coverage remains appropriate between annual visits.
What Does a a Life Insurance Agent in Falmouth Cost?
Typical costs for life insurance in Massachusetts vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 500000 dollar term policy. Whole life policies cost more often 150 to 300 dollars per month for similar coverage. Costs also depend on the insurers rating and policy features. This is general information not insurance advice.
About life insurance agents in Falmouth
Life insurance agents in Falmouth Massachusetts help residents choose policies that protect their families and meet state requirements. Massachusetts law does not require life insurance but does mandate that agents hold a valid state license. Local agents understand the unique needs of Cape Cod homeowners and seasonal residents.
Frequently Asked Questions
What license does a life insurance agent need in Massachusetts?
Agents must hold a Massachusetts resident insurance producer license for life insurance. They must complete pre-licensing education and pass the state exam. The license is renewed every two years with continuing education credits.
How long does it take to get a life insurance policy in Falmouth?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies often issue faster than whole life. Agents can help you complete the application and medical underwriting quickly.
Can a Falmouth agent help with policies for seasonal homes?
Yes many agents in Falmouth serve clients with second homes on Cape Cod. They can advise on coverage that protects seasonal properties and ensure policies remain active during unoccupied periods. Massachusetts law requires continuous coverage for financed homes.
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