The top-rated life insurance agent in Hingham, Massachusetts is AW Family Insurance, rated 5.0 stars across 183 reviews. Other highly rated options include International Citizens Insurance, Craig Hildreth Insurance Agency, McGunnigle Insurance Inc. This directory lists 18 life insurance agents serving Hingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AW Family Insurance | 99 Derby St Suite 200 | (781) 556-1032 |
| 2 | International Citizens Insurance | 18 Shipyard Dr #2a | (617) 500-6738 |
| 3 | Craig Hildreth Insurance Agency | 18 Shipyard Dr #2a | (781) 385-5073 |
| 4 | McGunnigle Insurance Inc | 342 Rockland St | (781) 740-4600 |
| 5 | Blue Cross Blue Shield of Massachusetts | 25 Technology Pl | (617) 246-5000 |
| 6 | Child-Genovese Insurance Agency Inc | 99 South St | (781) 749-7566 |
| 7 | John J Lamb Insurance Agency Inc. | 24 North St | (781) 749-6960 |
| 8 | Walter J May Insurance Inc | 188 Whiting St | (781) 749-4310 |
| 9 | BasicWise Insurance Agency | 99 Derby St | (339) 204-4977 |
| 10 | Horace Mann Insurance Co | 37 Derby St b4 | (781) 740-8444 |
AW Family Insurance serves Hingham and the surrounding Plymouth County area as a local provider of life insurance coverage. The agency works with residents to identify suitable policies that can provide financial protection for beneficiaries. Services focus on helping clients understand term and whole life options available in the Massachusetts market. Agents assist with policy comparisons and application guidance for individuals and families. The firm also handles final expense life insurance policies in the South Shore region.
International Citizens Insurance in Hingham, MA, provides life insurance coverage options for individuals and families. Its services include policy consultations to assess financial needs and application assistance to secure suitable plans. The company also offers ongoing policy reviews and support for beneficiaries when claims are necessary. These service plans help clients adapt coverage as their circumstances change over time. This life insurance agent works with homeowners of single-family houses, residents of apartment complexes, retail business owners, and operators of local restaurants.
Serving families in Hingham and the surrounding South Shore communities, Craig Hildreth Insurance Agency handles life insurance policies designed to provide financial protection. This local agency works with individuals to assess their coverage needs and offers plans that can help secure a family’s future in the event of an unexpected loss. A typical job begins with a consultation to review personal circumstances and long-term goals, followed by comparing available policy options and guiding clients through the application process to find a suitable solution.
McGunnigle Insurance Inc in Hingham, MA helps clients distinguish between term life policies, which provide coverage for a specified period, and permanent life insurance, which remains in effect for the insured’s entire lifetime. Life insurance agents in this region assist individuals in selecting appropriate coverage amounts based on financial obligations and family needs. Both new policy setup and existing policy reviews are offered. Service runs on a one-time or as-needed basis, depending on whether the client is purchasing a policy for the first time or requesting periodic consultations.
Blue Cross Blue Shield of Massachusetts serves homeowners and businesses in Hingham as a life insurance agent, helping clients secure financial protection for their families and estates. The company assists with policy selection and coverage assessments to meet individual needs and long-term goals. It also provides guidance on policy adjustments during major life changes such as marriage or retirement. Services extend to neighboring communities throughout the South Shore metro area, including Cohasset.
Specializing in whole life and term life insurance planning, Child-Genovese Insurance Agency Inc serves individuals and families in Hingham, MA. Its general broker work includes advising clients on coverage amounts suited to income replacement, final expenses, and long-term financial security. The agency routinely helps local policyholders update beneficiary designations or adjust coverage following career moves and home purchases. As the holiday season approaches, it assists homeowners in evaluating whether their existing policies adequately protect cosigners and family dependents against mortgage debt.
The changing Massachusetts seasons often prompt Hingham residents to review their financial safety nets. John J Lamb Insurance Agency Inc. provides life insurance agent services to help area families address these evolving coverage concerns. The agency works with clients to navigate policy options that align with personal circumstances and long-term goals. Understanding the importance of tailored protection, a representative typically begins by conducting a thorough review of an individual’s current financial landscape during an initial consultation.
Walter J May Insurance Inc works with clients in Hingham to evaluate their life insurance needs and select appropriate coverage options. The company also offers specialized add-ons such as term or whole life policies to enhance protection. As a life insurance agent, it assists individuals and businesses with financial planning and risk management. The firm serves commercial sectors that include small offices, local warehouses, and food service establishments.
BasicWise Insurance Agency in Hingham, MA works with residents to secure life insurance policies that protect families from financial hardship. The agency also provides commercial life insurance solutions for local business owners throughout the South Shore area. Agents help clients understand term, whole, and universal policy options during personalized consultations. After an initial policy is placed, the office maintains ongoing contact to review coverage following life changes or before each annual renewal period.
Horace Mann Insurance Co in Hingham, MA is a life insurance agency focused on helping local residents secure financial protection for their families. It offers a range of term and permanent life insurance policies designed to provide income replacement and cover final expenses. The agents assess individual needs to recommend appropriate coverage amounts. Clients can also add a living benefits rider to access policy funds in case of a qualifying critical or chronic illness diagnosis.
What Does a a Life Insurance Agent in Hingham Cost?
Typical costs for life insurance in Massachusetts range from about 25 dollars per month for a healthy 30 year old with a 250 thousand dollar term policy to over 200 dollars per month for older applicants or those with health issues. Whole life policies often cost 5 to 15 times more than term life for the same face amount. Premiums vary based on age health coverage amount and policy type. This information is general and does not constitute insurance advice.
About life insurance agents in Hingham
Life insurance agents in Hingham Massachusetts help residents choose policies that provide financial security for their families. Massachusetts law requires insurers to offer a free look period of at least 10 days on new life policies. Local agents understand the specific needs of Hingham families and businesses.
Frequently Asked Questions
What types of life insurance do agents in Hingham offer?
Agents in Hingham offer term life whole life universal life and variable life insurance. Term life provides coverage for a set period while whole life builds cash value over time. Your agent can explain which type fits your budget and goals.
Do I need a medical exam to get life insurance in Massachusetts?
Many policies require a medical exam but some offer simplified issue or guaranteed issue options without one. Massachusetts law allows insurers to ask about health history and lifestyle. Your agent can help you find a policy that matches your health situation.
How does Massachusetts regulate life insurance agent licensing?
Life insurance agents in Massachusetts must hold a valid state license and complete continuing education every two years. Agents must follow strict rules about disclosure and suitability. You can verify an agent license through the Massachusetts Division of Insurance website.
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