The top-rated life insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 14 life insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Elite Insurance Agency | 505 Broadway | (351) 207-1321 |
| 7 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 8 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 9 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 10 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
As a life insurance agent in Lawrence, Massachusetts, A-Affordable Insurance Agency, Inc. specializes in term and whole life insurance policies to help individuals protect their families’ financial futures. It also serves local residents by offering guidance on coverage needs for income replacement, debt payoff, and final expenses. During the busy fall and winter holiday season, it helps clients ensure that their beneficiaries will have support when they most need it.
Silverio Insurance Agency serves Lawrence and Essex County as a life insurance agent. The firm helps clients evaluate their long-term financial protection needs and select suitable policy types. Licensed professionals guide individuals through term life, whole life, and universal life options. They also assist with final expense planning and income replacement strategies. Specific services include evaluating mortgage protection policies and arranging coverage for business succession needs.
Mill City Insurance serves clients in Lynn, Massachusetts, and the surrounding North Shore communities. It handles the sale of individual and group life insurance policies designed to provide financial protection for families and businesses. In a typical job, the agency begins by assessing a client’s specific coverage needs and budget constraints. It then presents policy options from a range of carriers to find a suitable fit. This process relies on explaining policy features clearly and completing the required application paperwork on the client’s behalf.
Ruby Insurance Agency, located in Lawrence, Massachusetts, provides life insurance agent services to help individuals and families plan for financial security. Its service plans typically include policy reviews and beneficiary updates to ensure coverage remains aligned with changing needs. Maintenance plans may involve coordinating with policyholders to adjust premiums or benefits as life circumstances evolve. The agency also offers guidance on policy renewals and claims assistance. It services clients with diverse property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and small business owners in Lawrence, Massachusetts rely on Walter Insurance for expert guidance in selecting life insurance policies tailored to their individual financial needs. This agency assists clients in understanding coverage options that protect families and secure future obligations. By evaluating personal circumstances and long-term goals, the agency helps customers make informed decisions about their life insurance plans. Walter Insurance also extends its services to residents of the greater Merrimack Valley area, including communities such as Andover and Methuen.
Elite Insurance Agency in Lawrence, MA provides services that range from a single policy purchase for immediate coverage to ongoing portfolio reviews for changing needs. Common offerings include term and permanent life insurance plans designed to secure financial protection for families. The agency helps clients assess coverage amounts based on individual circumstances and long-term goals. As a life insurance agent, they conduct consultations and policy adjustments strictly on an as-needed basis, allowing customers to schedule appointments only when they wish to update or acquire a new policy.
Broadway Plaza Insurance Agency serves clients in Lawrence, Massachusetts, and surrounding communities throughout the Merrimack Valley region. The company handles life insurance policies designed to help individuals and families plan for financial protection. Agents guide customers through the process of evaluating their coverage needs, often focusing on income replacement or final expense planning. For a typical job, the firm begins with a comprehensive review of a client's current financial situation, then recommends policy types that align with their long-term goals and budget.
Essex Insurance Agency provides specialized life insurance services in Lawrence, MA, focusing on term, whole, and universal life policies. It serves individuals and families seeking financial protection and future security. The agency guides clients through the selection of appropriate coverage amounts and policy terms. It assists with planning for income replacement, final expenses, and financial obligations. For clients facing major life changes such as the birth of a child or purchasing a home, the agency evaluates how updated coverage can safeguard dependents against unexpected loss during these transitional periods.
PEREZ Insurance and Financial Services, LLC in Lawrence, MA helps individuals and families plan for financial protection through life insurance coverage. The agency specializes in identifying suitable policies to meet long-term security needs. It offers guidance on term and permanent life insurance options available in the local market. The firm can serve commercial sectors with policies for offices, warehouses, and food service operations.
When Lawrence families consider how life insurance fits into their winter planning or a new job’s benefits package, Greater Lawrence Insurance offers personalized guidance on policies that provide long-term financial protection. As a local life insurance agent in Lawrence, Massachusetts, the company helps clients understand term and whole life options that align with individual budgets and future goals. An initial needs assessment typically begins with a no-obligation review of current coverage, during which an agent evaluates existing policies and suggests potential adjustments for better security.
What Does a a Life Insurance Agent in Lawrence Cost?
A typical term life policy for a healthy 35 year old in Massachusetts costs between 20 and 50 dollars per month for 500,000 dollars of coverage. Whole life policies cost more often 100 to 300 dollars per month. Costs depend on age health and policy type. This is general information not insurance advice.
About life insurance agents in Lawrence
Life insurance agents in Lawrence Massachusetts help residents choose term whole life or universal policies. Massachusetts law requires agents to hold a state license and follow strict disclosure rules. Local agents understand the needs of Merrimack Valley families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Massachusetts?
Agents must pass a state exam and hold a valid Massachusetts insurance producer license. They must complete continuing education every two years to renew.
How long does it take to get life insurance in Lawrence?
The process can take a few days to several weeks depending on the policy type and your health. Term life often requires a medical exam and underwriting review.
Can I change my life insurance policy after buying it in Massachusetts?
Yes. Massachusetts gives you a free look period of 10 days to cancel a new policy for a full refund. After that you may adjust coverage with your agent.
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