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Find Life Insurance Agents Near You in Ludlow, MA

Browse life insurance agents serving Ludlow, Massachusetts. Updated 2026-07-14.

The top-rated life insurance agent in Ludlow, Massachusetts is The Gomes Agency, rated 4.7 stars across 51 reviews. Other highly rated options include Regina Jasak Independent Insurance, HUB International, Ideal Insurance Agency, Inc.. This directory lists 10 life insurance agents serving Ludlow.

Showing 10 life insurance agents in Ludlow, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Gomes Agency364 East St(413) 610-1223
2Regina Jasak Independent Insurance193 Holyoke St(413) 315-5775
3HUB International564 Center St(413) 583-6424
4Ideal Insurance Agency, Inc.187 East St(413) 589-0901
5Duke Insurance Brokerage, Inc.200 Center St STE 15(413) 583-2611
6The Dowd Insurance Agencies563 Center St #2499(413) 538-7444
7James F. Shea & Sons, LLC200 Center St STE 6(413) 547-8135
8Cunningham Insurance Agency Inc.398 East St(413) 589-1616
9Ideal Insurance a member of Dowd Agencies, LLC563 Center St(413) 589-0901
10Your Choice Insurance Agency190 East St(413) 589-0192
GA
364 East St
The Gomes Agency
Life Insurance Agent · Ludlow, MA

The Gomes Agency serves Ludlow, Massachusetts and the surrounding Hampden County area, providing life insurance agent services. It assists local residents in selecting life insurance policies that align with their long-term financial planning goals. Individuals and families receive guidance on coverage options designed to replace income and manage final expenses. The agency handles term life insurance for temporary needs and whole life policies for permanent protection needs in this community.

RJ
193 Holyoke St
Regina Jasak Independent Insurance
Life Insurance Agent · Ludlow, MA

Regina Jasak Independent Insurance offers a full range of life insurance products to protect individuals and families in the Ludlow area. Services include policy selection, enrollment, and regular plan reviews to ensure coverage stays aligned with changing life circumstances. The company provides long-term policy maintenance and claim support, helping clients navigate their benefits when needed most. This agency serves homeowners of single-family houses and apartments, as well as retail stores and restaurants requiring business life insurance considerations.

HI
564 Center St
HUB International
Life Insurance Agent · Ludlow, MA

HUB International provides residential life insurance services to individuals in Ludlow, Massachusetts, helping to secure financial protection for families. The agency also offers commercial coverage options for local businesses seeking to safeguard their operations. Serving clients throughout the Ludlow area, the company works to address both personal and professional insurance needs. Policyholders can follow up with the agency on a regular basis between scheduled visits to review or adjust their existing coverage as circumstances change.

II
187 East St
Ideal Insurance Agency, Inc.
Life Insurance Agent · Ludlow, MA

Homeowners, business owners, and property managers in Ludlow, Massachusetts, turn to Ideal Insurance Agency, Inc. for life insurance coverage. The agency helps clients assess their financial protection needs and select suitable policies to secure their families' future. Life insurance agents here provide guidance on term and whole life options tailored to individual circumstances. They also serve residents and businesses in neighboring Wilbraham and the greater Springfield metro area.

DI
200 Center St STE 15
Duke Insurance Brokerage, Inc.
Life Insurance Agent · Ludlow, MA

Duke Insurance Brokerage, Inc. in Ludlow, MA helps clients understand the difference between one-time final expense policies and recurring term or whole life insurance plans for ongoing protection. Coverage is available to support income replacement, mortgage payments, or burial costs as personal needs dictate. The service operates primarily on a scheduled basis, with policyholders meeting for initial and periodic reviews while new clients can request one-time consultations as desired.

DI
563 Center St #2499
The Dowd Insurance Agencies
Life Insurance Agent · Ludlow, MA

The Dowd Insurance Agencies serves clients in Ludlow, Massachusetts, and its surrounding communities, focusing on life insurance products tailored to local needs. It handles both term and permanent life insurance policies, helping individuals and families secure financial protection for their beneficiaries. The firm takes a consultative approach, assessing each client’s long-term goals and budget to recommend suitable coverage options. It typically works through a personal needs analysis, gathering detailed information about household income and future obligations before presenting plan choices.

JF
200 Center St STE 6
James F. Shea & Sons, LLC
Life Insurance Agent · Ludlow, MA

James F. Shea & Sons, LLC offers life insurance policies designed to provide financial protection for families and individuals in Ludlow, MA. General services include helping clients assess coverage needs for final expenses and income replacement. The company also assists with planning for policy conversions or beneficiary designation updates. It helps resolve insurance questions during life events such as the birth of a child or when preparing for the seasonal financial strain of the December holiday spending period.

CI
398 East St
Cunningham Insurance Agency Inc.
Life Insurance Agent · Ludlow, MA

As winter weather in Ludlow brings its annual reminders of life's unpredictability, Cunningham Insurance Agency Inc. helps residents ensure their families are financially secure. As a life insurance agent, the company focuses on individual policies that provide benefits upon the policyholder’s passing. The staff guides clients through available term and whole life options to match personal financial goals. An initial consultation begins with a review of current coverage and household needs to determine an appropriate plan.

II
563 Center St
Ideal Insurance a member of Dowd Agencies, LLC
Life Insurance Agent · Ludlow, MA

Ideal Insurance a member of Dowd Agencies, LLC operates as a life insurance agent in Ludlow, MA, guiding individuals toward suitable coverage plans. It focuses on helping clients secure financial protection through term and permanent policies. The agency can also assist local businesses that need key person policies or buy-sell agreement funding. Its services reach offices, warehouses, and food service operations, addressing the diverse insurance needs of workplaces in the area.

YC
190 East St
Your Choice Insurance Agency
Life Insurance Agent · Ludlow, MA

Serving residents in and around Ludlow, Your Choice Insurance Agency provides guidance on life insurance policies to help individuals plan for their financial future. The agency works with local small business owners as well, helping them secure appropriate commercial coverage for their operations. They assist clients throughout the surrounding Hampden County area, ensuring families and entrepreneurs understand their policy options. Following an initial consultation, the agency stays in touch with clients to review their changing needs and provide plan updates between their regular annual visits or upon life changes.

What Does a a Life Insurance Agent in Ludlow Cost?

Life insurance costs in Massachusetts depend on your age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Rates for older applicants or those with health conditions can be higher. This is general information and not insurance advice.

About life insurance agents in Ludlow

Life insurance agents in Ludlow Massachusetts help residents find coverage that fits their needs and budget. Massachusetts law requires insurers to offer a free look period of at least 10 days on new life insurance policies. Working with a local agent can simplify the process of comparing term life whole life and other policy types.

Frequently Asked Questions

What does a life insurance agent in Ludlow do?

A life insurance agent helps you compare policies from different carriers. They explain coverage options and guide you through the application process. Agents in Ludlow serve clients in Hampden County and throughout Massachusetts.

Do I need a license to sell life insurance in Massachusetts?

Yes all life insurance agents in Massachusetts must hold a valid state license. They must pass a background check and complete continuing education courses. You can verify an agents license through the Massachusetts Division of Insurance website.

How long does it take to get a life insurance policy in Ludlow?

The timeline varies by policy type. Term life policies may be approved in a few weeks. Policies requiring a medical exam can take 4 to 8 weeks. Massachusetts law gives you a 10 day free look period after you receive the policy.

Life Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.