The top-rated life insurance agent in Lynn, Massachusetts is Global Insurance Services, Inc, rated 4.9 stars across 437 reviews. Other highly rated options include Point Insurance - Lynn, Beacon Hill Insurance Agency, David E. Zeller Insurance. This directory lists 19 life insurance agents serving Lynn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Global Insurance Services, Inc | 818 Western Ave | (617) 282-2220 |
| 2 | Point Insurance - Lynn | 22 State St | (781) 309-9241 |
| 3 | Beacon Hill Insurance Agency | 125 Commercial St | (800) 568-4091 |
| 4 | David E. Zeller Insurance | 400 Broadway 2nd fl | (781) 595-2071 |
| 5 | Mill City Insurance | 224 Union St | (781) 842-4367 |
| 6 | Ebenezer Insurance Agency | 98 Boston St | (978) 278-3050 |
| 7 | Friendly Insurance | 471 Western Ave | (781) 593-4344 |
| 8 | Duffy Insurance | 317 Broadway | (781) 593-1200 |
| 9 | Columbia Insurance Agency | 31 Central Square | (781) 598-5000 |
| 10 | Meadows Insurance Co. | 189 Oxford St | (339) 203-6956 |
Global Insurance Services, Inc serves the Lynn, Massachusetts area as a life insurance agent. The company assists clients with securing financial protection for their families through various life insurance policies. Their representatives help individuals evaluate coverage options that support long-term planning and estate needs. In this field, they commonly handle term life insurance policies, which provide coverage for a specified period, and final expense insurance, which helps defray funeral and medical costs.
Point Insurance - Lynn provides life insurance agent services to clients in the Lynn, Massachusetts area. It assists individuals in selecting appropriate life insurance policies to meet their financial planning needs. The company also offers guidance on coverage adjustments and policy reviews to help maintain adequate protection over time. Its services are designed for a range of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Beacon Hill Insurance Agency serves Lynn homeowners, renters, and small business owners with personalized life insurance policies that provide financial protection for families. The agency also assists local property managers seeking coverage for assets. Each plan is tailored to fit individual needs and long-term budgeting goals. As a life insurance agent, the company prioritizes clear explanations of policy options without pressure. Its service area extends to neighboring communities in Essex County including Saugus and Swampscott.
David E. Zeller Insurance in Lynn, Massachusetts, provides life insurance agent services, distinguishing between term policies purchased with a specific, one-time need and permanent policies offering ongoing coverage with a cash value component. These options protect families and businesses from financial loss due to death. The agent meets with clients to assess individual needs and explain policy features. Service for an active policy typically operates on a scheduled basis.
Mill City Insurance serves clients in Lynn, Massachusetts, and the surrounding North Shore communities. It handles the sale of individual and group life insurance policies designed to provide financial protection for families and businesses. In a typical job, the agency begins by assessing a client’s specific coverage needs and budget constraints. It then presents policy options from a range of carriers to find a suitable fit. This process relies on explaining policy features clearly and completing the required application paperwork on the client’s behalf.
Specializing in life insurance needs for families and individuals across a range of financial situations, Ebenezer Insurance Agency serves clients throughout the Lynn, MA area. The agency works to match policyholders with appropriate term, whole, or universal life coverage, helping to secure a financial future for their beneficiaries. General consultations include reviewing existing policies and explaining how benefits align with estate or income replacement goals. During the seasonal increase in planning around New Year’s resolutions, the agency assists clients in reassessing coverage to ensure adequate protection for the coming year.
Spring nor'easters can leave Lynn homes with damaged roofs or water intrusion, prompting local homeowners to review the adequacy of their coverage. Friendly Insurance in Lynn provides life insurance agent services designed to help individuals and families secure financial protection for their loved ones. They guide clients through policy options that address long-term needs and localized risks within the community. The process begins with a complimentary consultation to review current coverage and assess individual protection goals.
Duffy Insurance serves families and individuals in the Lynn and Essex County area, providing life insurance policies designed to help protect loved ones financially. The agency assists clients in understanding their coverage options, focusing on securing benefits that support survivors after a loss. It also handles term life plans for temporary needs and whole life policies for lifelong protection.
Columbia Insurance Agency in Lynn, MA provides life insurance coverage to local residents, helping them secure financial protection for their families. The agency specializes in term life and whole life policies, tailoring plans to meet individual needs. Beyond personal coverage, it also serves commercial sectors, including offices, warehouses, and food service businesses, offering group life insurance options that ensure employees and operations are protected.
What Does a a Life Insurance Agent in Lynn Cost?
Life insurance costs in Massachusetts vary by age, health, and policy type. A typical term life policy for a healthy 35-year-old might cost between 20 and 50 dollars per month for 500,000 dollars in coverage. Whole life policies are more expensive, often starting at 100 dollars per month for the same amount. This is general information, not insurance advice.
About life insurance agents in Lynn
Life insurance agents in Lynn, Massachusetts help residents choose policies that protect their families. Massachusetts law requires agents to hold a state license and follow strict regulations. Local agents understand the needs of Essex County families and can explain term, whole, and universal life options.
Frequently Asked Questions
What license does a life insurance agent in Lynn need?
Massachusetts requires agents to pass a state exam and hold a valid life insurance producer license. They must also complete continuing education every two years to renew their license.
How long do I have to contest a life insurance policy in Massachusetts?
In Massachusetts, insurers have a two-year contestability period from the policy issue date. After that, they cannot deny a claim based on misstatements in the application.
Do I need a medical exam for life insurance in Lynn?
Many policies require a medical exam, but some offer no-exam options for smaller coverage amounts. An agent can help you choose based on your health and budget.
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