The top-rated life insurance agent in Medford, Massachusetts is Risman Insurance Agency, rated 4.8 stars across 228 reviews. Other highly rated options include Milner Insurance Agency, Inc., Daniel N O'Rourke Insurance Inc, Bates Insurance Agency Inc.. This directory lists 19 life insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risman Insurance Agency | 689 Fellsway | (781) 396-2116 |
| 2 | Milner Insurance Agency, Inc. | 121 Mystic Ave Suite 2 Rear | (781) 391-9449 |
| 3 | Daniel N O'Rourke Insurance Inc | 429 High St | (781) 396-8244 |
| 4 | Bates Insurance Agency Inc. | 92 High St B1 | (781) 396-4985 |
| 5 | Pompeo & Sons Insurance Agency, Inc | 464 High St | (781) 391-1630 |
| 6 | Farnam Insurance, LLC - Home, Auto, Life, Business | 5 Forest St | (781) 395-4466 |
| 7 | Gilbert Insurance Agency | 402 Salem St | (781) 391-3240 |
| 8 | OTL Benefits | 17 Crocker Rd | (978) 447-3737 |
| 9 | R J Quinn Insurance | City Building, 15 Main St | (781) 395-8400 |
| 10 | Francis C Vita Insurance Inc | 2 River St | (781) 396-4915 |
Risman Insurance Agency serves the Medford, Massachusetts area as a local life insurance agent. The company provides financial protection strategies for individuals and families in the greater Middlesex County region. Its work typically involves advising clients on policies that safeguard beneficiaries against income loss due to an unexpected death. Services include managing term and whole life insurance applications, ensuring residents can secure coverage tailored to their long-term needs. The agency specifically handles final expense planning and policy adjustments for changing life circumstances.
Milner Insurance Agency, Inc. in Medford, MA provides a range of life insurance options to help individuals and families secure financial protection. Its service approach includes reviewing client needs to recommend appropriate policy types, such as term or whole life coverage, and assisting with beneficiary designations. The company also offers ongoing support for policy maintenance, including adjustments to coverage amounts as circumstances change. This agency serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Homeowners and business owners in Medford, Massachusetts rely on Daniel N O'Rourke Insurance Inc for professional life insurance agent services. The company assists clients in evaluating coverage options that protect families and financial interests. Individual policies and group plans are presented with clear explanations of terms and benefits. Serving both residential and commercial customers, the firm provides guidance on choosing appropriate policy structures. Their work extends to neighboring communities throughout the greater Boston metro area, including Somerville and Malden.
Bates Insurance Agency Inc. serves Medford, Massachusetts, and the surrounding communities, handling a full range of life insurance needs for local residents. It works with clients to assess their long-term financial protection requirements and provides suitable policy options. A typical job is approached by first reviewing the individual's personal circumstances, then recommending coverage that aligns with their specific goals and budget.
Pompeo & Sons Insurance Agency, Inc in Medford, MA understands that life insurance can be arranged as a single policy for long-term protection or as a recurring plan for evolving coverage needs. They help clients assess their financial obligations and select appropriate benefit levels. Their work centers on explaining term, whole, and universal options while processing applications. Service is provided on an as-needed basis, allowing policyholders to schedule reviews or updates whenever life circumstances or coverage requirements change.
As Medford families begin planning for the new year, reviewing financial protection becomes a priority. Farnam Insurance, LLC - Home, Auto, Life, Business provides life insurance agent services to help local residents secure coverage for their specific needs. The agency assists clients in navigating term, whole, and universal policy options available throughout Middlesex County. Understanding that life insurance requires evaluating personal circumstances, the firm schedules a detailed needs analysis to review coverage amounts and beneficiaries before recommending any plan.
Gilbert Insurance Agency in Medford, MA offers life insurance products tailored to individuals and families, including term, whole, and universal life policies. It also provides general guidance on navigating coverage options to protect long-term financial goals. The agency assists clients with policy reviews and beneficiary updates. As seasonal or situational needs arise, it helps residents adjust their coverage after major life events such as the birth of a child, a marriage, or a home purchase in the Medford area.
OTL Benefits assists individuals and families in Medford, Massachusetts with their life insurance needs. The agency specializes in tailoring coverage options for protecting loved ones during unexpected life events. It focuses on term life, whole life, and final expense policies to match different budgets and planning goals. The company also serves commercial sectors, including offices, warehouses, and food service operations, providing relevant coverage solutions for those business environments.
R J Quinn Insurance provides residential life insurance services for clients in Medford, Massachusetts. The agency also offers commercial coverage options tailored to local businesses throughout the greater Medford area. Life insurance agents here assist individuals and families with policy selection, including term and whole life plans, to help protect financial futures. The office maintains ongoing relationships with policyholders, scheduling regular check-ins to review coverage needs and update beneficiaries between annual visits.
What Does a a Life Insurance Agent in Medford Cost?
Life insurance costs in Massachusetts vary based on age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 500000 dollar term life policy. Whole life policies typically cost more often 100 to 300 dollars per month for similar coverage. This is general information not insurance advice.
About life insurance agents in Medford
Life insurance agents in Medford Massachusetts help residents find coverage that fits their needs and budget. Massachusetts state law requires insurers to offer a free look period of at least 10 days on new life insurance policies. Local agents can guide you through options like term life whole life and universal life policies to protect your family.
Frequently Asked Questions
Do I need a license to sell life insurance in Medford Massachusetts?
Yes all life insurance agents in Massachusetts must hold a valid resident insurance producer license issued by the Massachusetts Division of Insurance. This requires passing a state exam and completing continuing education every two years.
What is the free look period for life insurance in Massachusetts?
Massachusetts law gives you at least 10 days to review a new life insurance policy after you receive it. If you cancel within this free look period you get a full refund of any premiums paid.
How do I choose a life insurance agent in Medford?
Look for an agent who is licensed in Massachusetts and has experience with the type of policy you need. You can check an agents license status on the Massachusetts Division of Insurance website. Ask about policy options from multiple carriers to compare.
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