The top-rated life insurance agent in Milford, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 227 reviews. Other highly rated options include Fisher Insurance Agency, Inc (FIAI), Foy Insurance, A Division of World, Universal Insurance Agency, INC. This directory lists 16 life insurance agents serving Milford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 2 Beach St | (508) 473-0095 |
| 2 | Fisher Insurance Agency, Inc (FIAI) | 194 West St UNIT 7 | (508) 853-2400 |
| 3 | Foy Insurance, A Division of World | 154 West St | (508) 473-4747 |
| 4 | Universal Insurance Agency, INC | 209 E Main St | (508) 453-1530 |
| 5 | Point Insurance - Milford | 207 Main St | (833) 280-6080 |
| 6 | Mayflower Pro Milford - Tax Preparation & Business Services | 189 Main St | (508) 488-6456 |
| 7 | Bright Agency | 6 Congress St | (508) 473-0556 |
| 8 | Massachusetts Association of Insurance Agents | 91 Cedar St | (508) 634-2900 |
| 9 | Secure Insurance Agency Milford | 122 Medway Rd | (339) 219-1565 |
| 10 | Capacity Insurance Services Milford | 271 Main St | (508) 426-9564 |
A-Affordable Insurance Agency, Inc. serves Milford and Worcester County, offering life insurance agent services. This agency helps local residents secure financial protection for their families. Policies are designed to cover final expenses and replace lost income. Clients can discuss term or whole life insurance options to match their long-term goals. The company guides individuals in selecting appropriate coverage amounts. Policy comparisons and personalized consultations are handled for Milford area customers.
Fisher Insurance Agency, Inc serves the Milford, Massachusetts area and surrounding metro communities as a local life insurance agent. The company works with individuals and families to assess their coverage needs, focusing on financial protection and planning. Policy options include term life insurance for temporary needs and whole life insurance for long-term coverage that builds cash value over time. Fisher Insurance Agency, Inc assists clients in selecting appropriate term life policies and whole life insurance plans for the region.
Foy Insurance, A Division of World in Milford, MA, offers life insurance policies to help individuals and families secure financial protection for the future. Its agents assist clients in selecting coverage options that align with long-term planning needs and personal circumstances. The company also provides policy reviews and updates to keep beneficiaries properly designated and coverage levels appropriate. It serves homeowners, renters, apartment dwellers, and owners of small retail establishments and restaurants.
Universal Insurance Agency, INC serves Milford, Massachusetts and the surrounding communities, handling all aspects of life insurance coverage for local residents and families. The agency addresses policies for financial protection, income replacement, and final expense planning. It works with clients to assess their current needs and long-term goals. To complete a typical engagement, the company follows a straightforward process of reviewing an applicant's financial situation and existing coverage before matching them with a suitable policy from its available carriers.
Point Insurance - Milford serves homeowners, renters, and business owners in Milford, Massachusetts, helping them evaluate life insurance policies that provide financial protection for their families and companies. This local agency offers guidance through the process of selecting term or whole life coverage tailored to individual needs and budgets. Clients can receive straightforward explanations of policy features and benefit options. The agency also provides services to residents and workers in nearby Franklin and the surrounding Metrowest region.
Mayflower Pro Milford - Tax Preparation & Business Services, located in Milford, MA, assists clients in distinguishing between one-time life insurance policies, which provide coverage for a set term, and recurring whole life policies, which offer ongoing protection with a savings component. This agency helps individuals and families assess the right coverage for their financial needs. Consultation and plan management are available on a one-time, scheduled, or as-needed basis, allowing flexibility based on each client’s changing circumstances.
Bright Agency specializes in life insurance planning for individuals and families, offering term and whole life policy options. It also provides ongoing service reviews to help adjust coverage as clients’ needs evolve. Located in Milford, MA, the agency assists residents across Worcester County with understanding policy benefits and beneficiary designations. As the winter holiday season approaches, it helps clients evaluate whether their current coverage still supports long-term financial goals for loved ones.
As the winter months approach in Milford, homeowners often review their financial plans for the coming year. The Massachusetts Association of Insurance Agents assists local families by evaluating life insurance options that protect against unexpected hardship. Their agents focus on matching policies to individual household budgets and future goals. By scheduling a straightforward policy review, clients can clearly understand their current coverage gaps and possible choices. The process typically begins with a no-obligation initial assessment of personal needs and financial priorities at the client’s home.
Secure Insurance Agency Milford specializes in helping individuals and families plan for financial protection through life insurance policies. The company focuses on term and whole life options, assisting clients in selecting coverage that aligns with their long-term needs and budgets. By evaluating personal circumstances and future goals, the agency provides guidance on securing income replacement and final expense planning. It serves a range of commercial sectors, including local offices, warehouses, and food service establishments, offering customized group benefit solutions for these business environments.
What Does a a Life Insurance Agent in Milford Cost?
Life insurance costs in Massachusetts vary based on age, health, coverage amount, and policy type. A typical term life policy for a healthy 35 year old may range from 20 to 50 dollars per month for 500,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Milford
Life insurance agents in Milford Massachusetts help residents and businesses choose appropriate coverage to protect their loved ones and assets. Massachusetts law requires insurers to offer certain consumer protections, including a free look period of at least 10 days for most life insurance policies. Working with a local agent ensures you understand state regulations and can compare term life, whole life, and universal life options.
Frequently Asked Questions
What is the free look period for life insurance in Massachusetts?
Massachusetts law gives you at least 10 days to review a life insurance policy after purchase. If you decide the policy does not meet your needs you can cancel it within this period for a full refund.
Do I need a license to sell life insurance in Milford Massachusetts?
Yes, anyone selling life insurance in Massachusetts must hold a valid insurance producer license from the Massachusetts Division of Insurance. Agents must complete pre-licensing education and pass a state exam.
How does Massachusetts regulate life insurance agent commissions?
Massachusetts requires life insurance agents to disclose their commission structure upon request. The state also prohibits rebating or offering inducements not stated in the policy to ensure fair treatment of consumers.
Life Insurance Agents in Other Massachusetts Cities
Amherst · Andover · Arlington · Auburn · Belmont · Beverly · Boston · Braintree · Bridgewater · Brockton · Burlington · Cambridge · Canton · Chelmsford · Chicopee