The top-rated life insurance agent in Newburyport, Massachusetts is AAA Newburyport, rated 4.3 stars across 163 reviews. Other highly rated options include Arthur S Page Insurance, Peter L Chetsas Insurance, Highstreet Insurance formerly Kane Insurance. This directory lists 16 life insurance agents serving Newburyport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Newburyport | 45 Storey Ave | (978) 499-4200 |
| 2 | Arthur S Page Insurance | 57 State St | (978) 465-5301 |
| 3 | Peter L Chetsas Insurance | 68 Pleasant St | (978) 465-2700 |
| 4 | Highstreet Insurance formerly Kane Insurance | 29 Water St #214A | (978) 225-7933 |
| 5 | Flexible Insurance Solutions | 53 Storey Ave | (351) 212-2660 |
| 6 | Beacon Pointe Advisors | 75 Water St Suite 523 | (978) 463-6660 |
| 7 | Eastern Insurance Group LLC | 65 Parker St | (508) 651-7700 |
| 8 | Cross Insurance | 45 Storey Ave | (978) 225-6116 |
| 9 | Byfield Insurance Inc | 147 Merrimac St | (978) 462-0833 |
| 10 | United Insurance | 38R Merrimac St Suite 202 | (978) 539-5900 |
AAA Newburyport serves homeowners and families throughout Essex County from its base in Newburyport, Massachusetts. As a life insurance agent, it helps clients assess their financial protection needs and select coverage that provides for beneficiaries after the policyholder passes away. The company also guides individuals through the process of choosing term life policies that offer coverage for a specified period. Additionally, it assists clients with whole life insurance options that build cash value over time.
Arthur S Page Insurance provides life insurance agents' services to individuals and families in Newburyport, Massachusetts, and the surrounding area. It helps clients assess their coverage needs through personalized consultations, offering options such as term and whole life policies. The agency assists with policy selection and provides ongoing support for policy maintenance and beneficiary updates. Its client base includes residents of single-family homes, apartments, retail businesses, and restaurants.
Peter L Chetsas Insurance serves homeowners, families, and small business owners in Newburyport, Massachusetts. The agency provides life insurance policies designed to protect dependents’ financial security and cover debts or final expenses. It also assists property managers with coverage needs and offers guidance on term and whole life options. Clients can discuss income replacement and estate planning strategies during consultations. The office extends its services to residents of nearby Amesbury and the greater Merrimack Valley area.
Highstreet Insurance, formerly Kane Insurance, serves Newburyport, Massachusetts, and the surrounding North Shore communities. It handles life insurance agency needs, helping clients select appropriate coverage for financial protection. The office focuses on understanding each individual's personal goals and family circumstances. To handle a typical job, the agency reviews the client's current situation, explains available options clearly, and then recommends a policy that meets their specific needs and budget.
Flexible Insurance Solutions in Newburyport, MA offers both one-time policy purchases and recurring service options for ongoing life insurance needs. Coverage can be tailored to provide financial protection for beneficiaries and support long-term estate planning goals. Local life insurance agents guide clients through available policy types to match individual circumstances and budget. Client service runs on a one-time, scheduled, or as-needed basis depending on the policy and client preference.
As coastal New England families review their financial plans heading into each new fiscal year, securing dependable life insurance coverage becomes a priority for many in the Newburyport area. Beacon Pointe Advisors addresses this seasonal need by simplifying complex policy options for local homeowners and business owners. Local agents evaluate individual income, debt, and family dynamics to recommend appropriate term or whole life policies. Every client relationship begins with a thorough, no-obligation review of their current coverage to identify potential gaps and clarify suitable choices for their future protection.
Eastern Insurance Group LLC specializes in term, whole, and universal life policies, tailoring coverage for individuals and families. It also offers supplemental insurance for critical illness and accidents, serving clients throughout Newburyport, MA. The agency helps residents assess their financial futures and estate planning needs, providing guidance on protecting beneficiaries. As fall approaches, Eastern Insurance Group assists local homeowners in reviewing or updating policies to ensure coverage remains adequate after seasonal changes or major purchases.
Cross Insurance serves homeowners, businesses, and property managers in the Newburyport, Massachusetts area, providing life insurance policies tailored to protect their financial futures. The company assists clients in selecting appropriate coverage amounts to secure family income and business continuity. It offers guidance on term and permanent life insurance options, helping individuals and organizations address estate planning and debt protection needs. Cross Insurance also extends its services to neighboring communities such as Amesbury, ensuring broader access to life insurance solutions along the North Shore.
Byfield Insurance Inc provides life insurance agent services in the Newburyport, MA area. Their general work involves helping clients select appropriate life coverage options to meet individual needs. As a specialty, the firm focuses on aligning policy details with the specific risk management requirements of different local enterprises. They are equipped to assist offices needing key person protection, warehouses requiring business succession planning, and food service operations seeking employee benefit solutions.
United Insurance offers life insurance services to residents of Newburyport, Massachusetts, with coverage designed for families and individuals. The agency also provides policies for commercial clients needing business continuation or key-person protection. Serving city residents and those in surrounding communities, the agent works to align coverage with each client’s personal financial goals. After an initial policy is placed, the office contacts clients regularly to review coverage needs and adjust plans as life circumstances change.
What Does a a Life Insurance Agent in Newburyport Cost?
Life insurance costs in Massachusetts vary based on age health coverage amount and policy type. A typical term life policy for a healthy 35 year old might cost between 20 and 40 dollars per month for 500000 dollars in coverage. Whole life policies are more expensive often ranging from 100 to 300 dollars per month for the same coverage amount. Massachusetts does not set rate limits for life insurance premiums so prices are set by each insurer. This is general information and not insurance advice.
About life insurance agents in Newburyport
Life insurance agents in Newburyport Massachusetts help residents and small business owners choose policies that fit their needs. Massachusetts state law requires agents to hold a valid insurance producer license issued by the Division of Insurance. Local agents can guide you through options such as term life whole life and universal life policies while explaining how Massachusetts estate tax laws may affect your coverage decisions.
Frequently Asked Questions
What license does a life insurance agent need in Massachusetts?
A life insurance agent in Massachusetts must hold a valid insurance producer license from the Massachusetts Division of Insurance. This requires passing a state exam completing prelicensing education and undergoing a background check. You can verify an agents license on the Division of Insurance website.
How do I choose a life insurance agent in Newburyport?
Look for an agent who is licensed in Massachusetts and has experience with policies that match your needs. Ask about their familiarity with Massachusetts estate tax laws which apply to estates over one million dollars. You can also check their standing with the Better Business Bureau and read client reviews.
What types of life insurance are available in Newburyport?
Common types include term life whole life universal life and variable life insurance. Massachusetts agents can also offer group life policies through employers. Each type has different premium structures cash value growth and payout rules so an agent can explain which fits your financial goals.
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