The top-rated life insurance agent in Newton, Massachusetts is Smoller Insurance Agency, rated 4.9 stars across 480 reviews. Other highly rated options include Kovalev Insurance Agency, Inc, AAA Newton, John P Nixon Insurance Agency Inc. This directory lists 18 life insurance agents serving Newton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smoller Insurance Agency | 335 Boylston St | (617) 965-1830 |
| 2 | Kovalev Insurance Agency, Inc | 188 Needham St #220 | (617) 562-6060 |
| 3 | AAA Newton | 165 Needham St | (617) 332-9900 |
| 4 | John P Nixon Insurance Agency Inc | 425 Newtonville Ave | (617) 969-3240 |
| 5 | Aniko Insurance | 132 Adams St UNIT#1 | (617) 562-8899 |
| 6 | Anchor Insurance Group | 1359 Centre St | (800) 746-1426 |
| 7 | Over Insurable | 1400 Centre St | (209) 813-5846 |
| 8 | National Insurance Policy | 90 Bridge St | (339) 236-8717 |
| 9 | James A. Ryan Insurance Agency, LLC | 1379 Washington St | (617) 969-4140 |
| 10 | Homer T Brown Insurance Inc | 425 Newtonville Ave | (617) 964-3355 |
Smoller Insurance Agency serves the Newton, Massachusetts, metro area as a life insurance agent. The company helps individuals and families in the region research and select appropriate life insurance policies. These services include assessing coverage needs for financial protection and income replacement. The agent guides clients through policy comparisons and application details. Smoller Insurance Agency handles both term life insurance for temporary needs and whole life insurance for long-term planning.
Kovalev Insurance Agency, Inc provides life insurance products designed to offer financial protection and income replacement for individuals and their beneficiaries. The agency offers both term and permanent life policies, assisting clients with initial plan selection and ongoing policy reviews to adjust coverage as life circumstances change. It serves a range of residential and commercial property types in the Newton, MA area, including single-family homes, apartments, retail establishments, and restaurants.
AAA Newton serves homeowners, families, and local businesses in the Newton area by offering life insurance agent services. It assists clients in evaluating term, whole, and universal life policies to build financial protection for their beneficiaries. The company guides customers through underwriting requirements and helps them select appropriate coverage based on their long-term goals. It also represents multiple insurance carriers to provide comparative options for clients. Its coverage area extends into the greater Boston metro region, including nearby Needham.
John P Nixon Insurance Agency Inc serves Newton, Massachusetts, and the surrounding communities in Middlesex County. It handles life insurance policies designed to help residents protect their families’ financial futures. The agency guides clients through the process of selecting coverage that aligns with personal goals and budgets. It typically begins a job by reviewing an individual’s current financial situation and long-term plans, then recommends suitable policy options from available carriers before assisting with the application and underwriting process.
When considering life insurance, clients often weigh the difference between term policies, which provide coverage for a set period, and permanent options lasting a lifetime. Aniko Insurance, located in Newton, MA, specializes as a local life insurance agent. The company guides clients through these primary coverage types, helping them understand policy benefits, premiums, and how protection fits broader financial planning in the area. Service is provided on an as-needed basis, with appointments scheduled for personalized consultations regarding new policies or existing plan reviews.
Anchor Insurance Group in Newton, MA provides life insurance agent services specializing in term life and whole life policy options. It also guides clients through the financial planning process. The company helps individuals and families evaluate their coverage needs to protect future income and manage estate transfer obligations. During the open enrollment season for employer benefits, it assists clients with comparing supplemental life policies to bridge coverage gaps left by workplace plans.
As families in Newton, MA, begin planning for the future, securing financial protection becomes a priority. Over Insurable provides life insurance agent services to local residents seeking to address this common need. The company assists individuals in evaluating term, whole, and universal options, matching policies to diverse household budgets and long-term goals. An initial consultation is arranged to review personal coverage requirements before a formal risk inspection and assessment process is scheduled.
National Insurance Policy provides life insurance services to residential clients in Newton, Massachusetts, helping families secure financial protection for their futures. The agency also assists commercial clients with appropriate coverage options within the local area. Each policy is tailored to individual needs, ensuring that all clients receive relevant guidance throughout the process. Follow-up consultations and policy reviews are conducted between regular visits, allowing the agency to adjust coverage as clients’ circumstances change over time.
James A. Ryan Insurance Agency, LLC assists individuals with their life insurance needs while also offering related products to tailor coverage for each situation. Serving the Newton, Massachusetts area, the firm provides consultations to help clients choose suitable policies that address personal financial goals. Standard offerings include term and whole life plans. The agency can further assist by serving local offices, warehouses, and food service operations with their respective insurance requirements.
What Does a a Life Insurance Agent in Newton Cost?
Life insurance costs in Massachusetts vary widely based on age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500 thousand dollars in coverage. Older applicants or those with health conditions may pay significantly more. This is general information and not insurance advice.
About life insurance agents in Newton
Life insurance agents in Newton Massachusetts help residents find policies that protect their families and meet state requirements. Massachusetts law requires insurers to offer a free look period of at least 10 days on new life insurance policies. Agents in Newton can guide you through term life, whole life, and universal life options tailored to your needs.
Frequently Asked Questions
What is the free look period for life insurance in Massachusetts?
Massachusetts law gives you at least 10 days to review a new life insurance policy after purchase. If you cancel within this period you receive a full refund of any premiums paid.
Do I need a license to sell life insurance in Newton Massachusetts?
Yes. All life insurance agents in Massachusetts must hold a valid state license issued by the Division of Insurance. Agents must complete pre licensing education and pass a state exam.
Can a life insurance agent in Newton help with estate planning?
Many agents work with clients to integrate life insurance into broader estate plans. However agents cannot give legal advice. For complex estate planning you should consult a Massachusetts attorney.
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