The top-rated life insurance agent in Orleans, Massachusetts is The Baldwin Group (formerly RogersGray), rated 4.6 stars across 31 reviews. Other highly rated options include Cape Cod 5, Pike Insurance Agency Inc., Kaplansky Insurance- Orleans Branch. This directory lists 10 life insurance agents serving Orleans.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Baldwin Group (formerly RogersGray) | 111 MA-6A | (800) 553-1801 |
| 2 | Cape Cod 5 | 97 MA-6A | (508) 240-0500 |
| 3 | Pike Insurance Agency Inc. | 8 Main St | (508) 255-7880 |
| 4 | Kaplansky Insurance- Orleans Branch | 8 Main St | (508) 255-7880 |
| 5 | Cape Cod Brokerage | 8 Academy Pl | (508) 255-1655 |
| 6 | Brimmer Financial Group Inc | 59 Finlay Rd | (508) 240-0320 |
| 7 | O'Keefe Wealth Strategies, LLC | 25 Pond Rd | (508) 255-6543 |
| 8 | Davis Financial Services, LLC | 29 West Rd | (508) 255-9800 |
| 9 | Benz Financial Group - Local Financial Experts | 8 Academy Pl | (508) 255-0677 |
| 10 | Mc Intyre Freedman & Flynn | 4 Main St | (508) 255-1651 |
The Baldwin Group, formerly RogersGray, serves the Barnstable County area from its office in Orleans, Massachusetts. As a life insurance agent, it assists individuals and families in evaluating financial protection strategies. The firm helps clients understand policy options that provide for beneficiaries after a loss. Each consultation focuses on assessing long-term needs and available coverage levels. The agency handles term life insurance policies and whole life insurance plans for local residents.
Cape Cod 5 serves the Orleans, Massachusetts, area and surrounding Cape Cod communities as a life insurance agency. It connects individuals with policies designed to protect families from financial hardship after an unexpected loss. Clients can explore various coverage options, including term life for temporary needs and whole life for permanent protection. This agency also assists in assessing policy amounts suitable for covering final expenses or replacing a household income.
Pike Insurance Agency Inc. provides a range of life insurance services for individuals and businesses in Orleans, Massachusetts. It offers policy selection assistance and ongoing plan reviews to help align coverage with changing needs. Services include support for applications and beneficiary updates to maintain current policies. The agency serves clients with single-family homes, apartments, retail spaces, and restaurants.
Kaplansky Insurance- Orleans Branch serves homeowners, businesses, and property managers in and around Orleans, Massachusetts, with life insurance agent services. The office helps clients assess their financial protection needs and select suitable policy options for long-term security. Work includes evaluating coverage types and guiding individuals through application procedures. General life insurance agent tasks involve reviewing beneficiaries and adjusting plans as life circumstances change. The company also extends its services to the neighboring community of Eastham and the surrounding Lower Cape region.
Cape Cod Brokerage serves life insurance clients in Orleans and the surrounding communities across Cape Cod, handling term, whole, and universal life policies for individuals and families. It works with area residents to secure financial protection for their beneficiaries. The agency reviews each client's personal situation, comparing coverage options from its available carriers, then presents a straightforward plan based on those needs. It guides applicants through the underwriting process, completing paperwork and coordinating any required medical exams to ensure a smooth placement.
Brimmer Financial Group Inc, in Orleans, MA, distinguishes between single-purchase policies and ongoing coverage that requires periodic review. The firm helps clients evaluate term versus permanent options to match financial goals, guiding them through the application process to secure a policy. They advise on beneficiary designations and the tax implications of death benefits, ensuring clarity before signatures. As-needed service enables consultations for coverage adjustments, such as responding to life changes like marriage, a new home, or retirement.
O'Keefe Wealth Strategies, LLC specializes in permanent and term life insurance policies designed to protect family income and cover final expenses. It offers general life insurance agent services including policy comparisons, underwriting support, and annual coverage reviews for clients across Orleans, Massachusetts. Summertime boating and vacation property concerns frequently lead locals to review their personal liability and life insurance coverage before the peak season begins.
As winter approaches on Cape Cod, families in Orleans often review their financial safeguards against unexpected hardships. Davis Financial Services, LLC provides guidance on navigating life insurance options tailored to local needs. Advisors work with clients to understand coverage that could protect a household’s future during seasonal economic shifts or unforeseen events. The process begins with an initial consultation to assess individual circumstances and policy goals.
Benz Financial Group - Local Financial Experts serves clients in Orleans, Massachusetts, by assessing their protection needs and recommending appropriate life insurance products. This agency focuses on helping individuals and families secure financial support for their beneficiaries in the event of a premature death. It also specializes in offering policies that can complement existing estate planning strategies or provide cash value accumulation over time. The firm’s services extend to commercial sectors, including professional offices, local warehouses, and establishments in the food service industry.
Mc Intyre Freedman & Flynn provides life insurance services to residential clients in Orleans, helping families plan for long-term financial security. The agency also handles commercial coverage for local businesses throughout the Cape Cod area. Their advisors work with individuals to assess protection needs based on personal circumstances. Between regular visits, clients can receive follow-up support to adjust policies as life events occur, ensuring continued alignment with changing goals. This ongoing service helps maintain appropriate coverage through each stage of life.
What Does a a Life Insurance Agent in Orleans Cost?
Life insurance costs for Orleans Massachusetts residents vary by age health coverage amount and policy type. A typical term life policy for a healthy 40 year old may cost between 25 and 50 dollars per month for 500000 dollars of coverage. Whole life policies often have higher premiums starting around 100 dollars per month. This is general information not insurance advice.
About life insurance agents in Orleans
Life insurance agents in Orleans Massachusetts help residents find policies that protect their families and meet state requirements. Massachusetts law requires insurers to offer a free look period of at least 10 days on new life insurance policies. Local agents can guide you through term life whole life and other options suited to Cape Cod residents.
Frequently Asked Questions
What types of life insurance do agents in Orleans offer?
Agents in Orleans typically offer term life whole life universal life and final expense policies. They can help you compare coverage amounts and premium costs based on your health and budget.
Do I need a license to sell life insurance in Massachusetts?
Yes all life insurance agents in Massachusetts must hold a valid resident or non-resident license from the Massachusetts Division of Insurance. They must also complete continuing education courses every two years.
Can an Orleans agent help with Massachusetts estate planning?
Many life insurance agents work with local estate planning attorneys to coordinate policies with wills and trusts. Massachusetts has a state estate tax for estates over one million dollars and life insurance proceeds may be included in that calculation.
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