The top-rated life insurance agent in Reading, Massachusetts is InsurePlus, rated 5.0 stars across 201 reviews. Other highly rated options include Old Heritage Insurance Agency LLC, Davis Clark & Latham Insurance Agency Inc, Gilbert Insurance Agency. This directory lists 15 life insurance agents serving Reading.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsurePlus | 505 Main St | (781) 896-6096 |
| 2 | Old Heritage Insurance Agency LLC | 324 Main St | (781) 944-9930 |
| 3 | Davis Clark & Latham Insurance Agency Inc | Pleasant St #3 | (781) 944-6171 |
| 4 | Gilbert Insurance Agency | 137 Main St | (781) 942-2225 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 55 Walkers Brook Dr Suite 403 | (877) 977-1898 |
| 6 | LBP Insurance Agency | 2 Haven St UNIT 208 | (781) 779-1853 |
| 7 | The Nolty Group at Archer Insurance | 580 Main St Suite 204 | (978) 338-8942 |
| 8 | Elite Pinnacle Insurance LLC | 26 Haven St | (508) 443-4531 |
| 9 | JH Insurance Group - Health Insurance - Life Insurance | 136 Haven St #134 | (781) 944-9554 |
| 10 | Allstate Insurance Agent: Robert Slocum | 274 Main St suite 200 | (781) 205-4374 |
InsurePlus provides a range of life insurance products tailored to individuals and families in the Reading, MA area. Its services typically include term and whole life policy consultations, as well as coverage reviews designed to adapt to changing financial needs. Regular maintenance involves policy updates and beneficiary adjustments to ensure alignment with clients’ long-term objectives. The company assists with underwriting processes and claims guidance throughout the policy term. It services single-family homes, apartments, retail businesses, and restaurants, addressing both personal and commercial coverage requirements without unnecessary complexity.
Old Heritage Insurance Agency LLC serves the Reading, Massachusetts metro area and provides life insurance agent services. They help individuals and families select appropriate life insurance policies to protect beneficiaries. The agency assists clients in understanding term and permanent life insurance options. Policy comparisons are offered to match coverage needs with affordability. Final expense insurance and whole life coverage are specific services this Local Reading life insurance agent handles.
Davis Clark & Latham Insurance Agency Inc serves homeowners, business owners, and property managers in Reading, Massachusetts, with comprehensive life insurance coverages. It helps clients secure financial protection for families and safeguard business continuity through tailored policy options. The agency works closely with clients to assess their long-term needs and recommend appropriate coverage solutions from various carriers. Its service area also extends to nearby communities in the greater Middlesex County region, including Wakefield and Woburn.
Gilbert Insurance Agency provides life insurance solutions to residents and businesses in Reading, Massachusetts. This agency works with individuals to secure financial protection for their beneficiaries, helping to cover future needs such as final expenses or income replacement. In this area, life insurance agents also assist clients in choosing appropriate policy types and coverage amounts based on personal circumstances. Commercial clients can benefit from business continuation strategies tailored to their operations. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Gallagher Insurance, Risk Management & Consulting in Reading serves local homeowners and renters with residential life insurance policies. The agency also assists businesses in the area with commercial coverage tailored to their needs. Clients throughout Reading and the surrounding communities work with the team to secure term, whole, or universal life protection. After an initial policy is issued, the provider remains available for annual reviews and adjustments, ensuring coverage continues to meet changing family or financial circumstances between regular visits.
LBP Insurance Agency serves Reading, Massachusetts, and the surrounding communities of the North Shore and Greater Boston area. It handles a full range of life insurance policies, including term, whole, and universal coverage for individuals and families. The agency coordinates these offerings to address both immediate financial protection and long-term estate planning needs. For a typical job, it begins by reviewing the client’s current financial situation and coverage gaps, then matches policy features to the specific objectives the client hopes to achieve.
The Nolty Group at Archer Insurance in Reading, MA distinguishes itself by offering both term life policies for temporary needs and permanent whole life coverage for lifelong financial planning. Their services help clients secure coverage to replace lost income or protect against outstanding debts. They also assist with final expense planning to ease the burden on surviving family members. Appointments for consultations and policy reviews are available on a scheduled basis for thorough, personalized guidance during regular business hours.
Elite Pinnacle Insurance LLC specializes in life insurance strategies tailored for income replacement and long-term financial security. Based in Reading, MA, the company serves individuals and families by evaluating coverage needs through careful consultations. They assist clients with policy selection to protect dependents and build future resources. As seasons change, many local residents seek advice on adjusting beneficiary designations during major life events such as a new home purchase or a child’s college enrollment.
JH Insurance Group assists individuals with selecting coverage options that address financial protection needs, specializing in health insurance and life insurance. The agency works closely with clients in the Reading, MA area to explore policies that can safeguard families against unforeseen medical expenses and provide long-term income replacement. Commercial services extend to various business types, including offices, warehouses, and food service operations, ensuring diverse local enterprises have access to appropriate insurance solutions for their employees and assets.
What Does a a Life Insurance Agent in Reading Cost?
Life insurance costs in Massachusetts depend on your age, health, coverage amount, and policy type. A typical term life policy for a healthy 35-year-old might cost between $20 and $40 per month for a 20-year, $500,000 policy. Whole life insurance premiums are higher, often starting at $100 per month or more. Costs vary widely by individual case. This is general information, not insurance advice.
About life insurance agents in Reading
Life insurance agents in Reading, Massachusetts help residents find coverage that meets their financial and family needs. Massachusetts law requires insurers to offer a free look period of at least 10 days on new life insurance policies, giving you time to review the terms. A local agent can guide you through term, whole life, and universal life options tailored to your situation.
Frequently Asked Questions
What does a life insurance agent in Reading do?
A life insurance agent helps you compare policies from different insurers, explains coverage options, and assists with the application process. They can also help you understand Massachusetts-specific rules, such as the requirement for a signed replacement notice if you switch policies.
Do I need a license to sell life insurance in Massachusetts?
Yes, all life insurance agents in Massachusetts must hold a valid state license from the Division of Insurance. They must complete continuing education courses every two years to keep their license active.
How long does it take to get a life insurance policy in Reading?
The timeline varies from a few days to several weeks, depending on the policy type and your health history. Massachusetts law gives insurers up to 45 days to make a decision on your application after receiving all required information.
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