The top-rated life insurance agent in Salem, Massachusetts is Zellik Insurance Agency, Inc., rated 5.0 stars across 101 reviews. Other highly rated options include Farquhar and Black Insurance Agency, 4 Insurance LLC, Quote Carma. This directory lists 15 life insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zellik Insurance Agency, Inc. | 37 Bridge St | (978) 594-0815 |
| 2 | Farquhar and Black Insurance Agency | 45 Traders Way Building 10 | (781) 599-2200 |
| 3 | 4 Insurance LLC | 121 Loring Ave STE 825 | (855) 322-4509 |
| 4 | Quote Carma | 88B Lafayette St | (203) 872-7280 |
| 5 | Ahmed Insurance Inc | 106 North St | (978) 745-8800 |
| 6 | John J. Walsh Insurance Agency, Inc. - Salem Office | 87 Margin St | (978) 745-3300 |
| 7 | Express Auto Insurance Agency Inc. | 21, Shetland Office Park, 27 Congress St Suite 305 | (978) 741-3400 |
| 8 | William C Burke Jr Insurance | 18 Brown St | (978) 741-7800 |
| 9 | Relation Insurance Services | 18 Hawthorne Blvd #3710 | (978) 744-4540 |
| 10 | Culver Insurance | 20 Central St # 2 | (978) 744-1753 |
Zellik Insurance Agency, Inc. serves the Salem, Massachusetts area and surrounding communities as dedicated life insurance agents. The firm assists local residents in securing financial protection for their families by evaluating various policy options. Their primary focus is on providing guidance through the selection of appropriate coverage to meet individual needs. They handle both term life policies, which offer coverage for a specified period, and whole life policies, which provide lifetime protection and build cash value over time.
Farquhar and Black Insurance Agency provides guidance on life insurance policy options, assisting clients in evaluating term and whole life products to suit their financial goals. The agency then offers ongoing policy reviews and beneficiary update services to ensure coverage evolves with changing needs. Operating in Salem, MA, the agency serves local residents as well as business owners securing coverage for key personnel. It services single-family homes, apartments, retail stores, and restaurants.
4 Insurance LLC in Salem, Massachusetts serves homeowners, businesses, and property managers seeking life insurance coverage. The company guides clients through policy options to protect families and estates from financial hardship. For business owners, it helps secure key-person or buy-sell agreements. This agency assists individuals in evaluating term or whole life plans for long-term savings and security. It also extends its services to clients in nearby Beverly, providing convenient access for residents throughout the North Shore region.
Life insurance can be arranged as either a one-time purchase for a set term or as a recurring policy designed for lifelong coverage. Through a comprehensive needs assessment, a Salem life insurance agent helps individuals choose the right type and amount of protection for their family or business. This process involves comparing various policy options from multiple insurance carriers to find suitable coverage. Service at this local agency runs on both a one-time basis for initial policy setup and on an as-needed basis for subsequent policy reviews or adjustments.
As a life insurance agent, Ahmed Insurance Inc in Salem, MA offers clients guidance on term and whole life policies tailored to individual financial goals. They assist local families and individuals with comparing coverage options to address long-term income protection and final expense planning. Their service includes evaluating existing policies to ensure they align with changing needs. Locally, they help residents review their coverage ahead of marriage, a new child, or approaching retirement. The company also supports clients during open enrollment periods to coordinate life insurance with broader benefits.
Serving Salem and its surrounding North Shore communities, John J. Walsh Insurance Agency, Inc. - Salem Office specializes as a life insurance agent. It handles individual life policies designed to provide financial protection for beneficiaries after a policyholder's passing. The agency manages the application process, from initial needs assessment through policy selection and final enrollment. It takes a consultative approach, thoroughly explaining coverage options and helping clients understand how a policy fits their long-term financial plan.
As Salem families prepare for the busy back-to-school season or a new fiscal year, reevaluating financial protection becomes a priority. Express Auto Insurance Agency Inc. helps local residents consider life insurance options that support long-term household stability. Located in Salem, this agency works with clients to review personal coverage needs, including term or whole life policies that can assist with future expenses. Before any commitment, the company schedules a straightforward initial consultation to assess individual circumstances and discuss available options.
William C Burke Jr Insurance provides comprehensive life insurance planning for residents and businesses in the Salem, Massachusetts area. The company focuses on helping clients secure financial protection for their families and beneficiaries through tailored policy options. As a life insurance agent, the firm navigates different coverage types to match individual needs and long-term goals. Personalized consultations allow customers to understand policy benefits and premium structures. The agency can serve commercial sectors requiring coverage, including offices, warehouses, and food service establishments, addressing their unique operational exposures.
Relation Insurance Services serves homeowners, businesses, and property managers in Salem, Massachusetts, providing life insurance coverage to protect their families and financial interests. The agency assists clients with term and whole life policies, helping them plan for long-term security and estate needs. It also offers guidance on supplemental coverage for medical expenses or income replacement. Through personalized consultations, the company evaluates individual risk factors to recommend suitable plans. Its service area extends to neighboring Beverly and the greater North Shore region.
Culver Insurance serves the residential life insurance needs of individuals and families throughout Salem, Massachusetts. The company also provides commercial life insurance coverage for local business owners and their employees in the surrounding area. Agents work closely with clients to assess protection for their beneficiaries during the policy term. Regular check-ins allow the agency to support clients in adjusting coverage between scheduled annual visits or when life events occur.
What Does a a Life Insurance Agent in Salem Cost?
A typical term life policy for a healthy 35 year old in Massachusetts costs between 20 and 40 dollars per month for 500000 dollars of coverage. Whole life policies often range from 100 to 300 dollars per month for the same amount. Costs vary by age health and policy type. This is general information not insurance advice.
About life insurance agents in Salem
Life insurance agents in Salem Massachusetts help residents choose policies that protect their families and meet state requirements. Massachusetts law requires insurers to offer a free look period of at least 10 days on new life policies. Agents guide clients through term life whole life and universal life options tailored to local needs.
Frequently Asked Questions
What license does a life insurance agent need in Massachusetts?
Agents must hold a valid Massachusetts resident insurance producer license for life and health. They must complete 60 hours of prelicensing education and pass the state exam.
Can a Salem agent help with Massachusetts estate planning?
Yes life insurance proceeds can fund estate taxes and provide liquidity. Massachusetts has an estate tax threshold of 1 million dollars as of 2024 so planning is important for many families.
How do I verify an agents license in Salem?
You can check an agents license status on the Massachusetts Division of Insurance website. Look for an active life line of authority with no disciplinary actions.
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