The top-rated life insurance agent in Waltham, Massachusetts is Stanton Insurance Agency Inc, rated 4.9 stars across 274 reviews. Other highly rated options include Point Insurance - Waltham, Acacia Insurance, Inc., AP Intego Insurance Group. This directory lists 27 life insurance agents serving Waltham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stanton Insurance Agency Inc | 230 2nd Ave | (781) 893-3200 |
| 2 | Point Insurance - Waltham | 570 Moody St | (833) 280-6080 |
| 3 | Acacia Insurance, Inc. | 200 5th Ave Suite 4010 | (508) 653-1600 |
| 4 | AP Intego Insurance Group | 1601 Trapelo Rd # 280 | (888) 289-2939 |
| 5 | Prospect Insurance | 303 Wyman St Suite 300 3rd Floor | (781) 577-6581 |
| 6 | Internet Insurance Group, LLC, | 50 Prospect St | (855) 980-5908 |
| 7 | Everett & Sons Ins. Agency, Inc. | 76 Weston St | (781) 893-0885 |
| 8 | WIC Insurance Inc. | 230 2nd Ave #105 | (781) 890-0999 |
| 9 | TRUSTEN INSURANCE AGENCY | 85 River St #2a | (978) 942-0441 |
| 10 | H & K Insurance Agency, Inc. | 271 Waverley Oaks Rd suite 307 | (617) 924-5600 |
Stanton Insurance Agency Inc serves the Waltham area and surrounding Middlesex County, specializing in life insurance solutions. The company works with clients to evaluate their long-term financial protection and coverage needs. It provides guidance on policy options that help ensure families are supported following an unexpected loss. This agency handles term life insurance policies for temporary coverage and whole life insurance plans for permanent protection.
Point Insurance - Waltham provides a full range of life insurance agent services, including policy selection, application assistance, and annual policy reviews for clients in the Waltham area. The agency works closely with policyholders to explain coverage options and facilitate any necessary changes during the life of their policies. Regular account maintenance ensures that beneficiaries are always correctly listed and policy premiums are kept current. It services single-family homes, apartments, retail spaces, and restaurants within the local community.
Serving Waltham, Massachusetts, and the surrounding communities, Acacia Insurance, Inc. provides life insurance agent services for individuals and families. The company handles a range of policies designed to offer financial protection and income replacement for beneficiaries. Its general approach to a typical job involves conducting a thorough needs assessment to understand a client’s current financial situation and long-term goals. From there, it recommends suitable coverage options and simplifies the application process, working to secure a policy that provides the requested level of security for those who depend on the insured.
AP Intego Insurance Group serves homeowners, businesses, and property managers in Waltham, Massachusetts, by offering life insurance policies tailored to their financial and estate planning needs. Agents work with clients to assess coverage amounts and policy types that align with long-term goals. The company provides guidance through the application process and policy management. It also extends its life insurance services to clients in the greater Boston metro area, including neighboring communities such as Newton.
Prospect Insurance in Waltham, MA distinguishes between single-policy purchases for specific needs and ongoing coverage plans that adapt as circumstances change. The agency helps clients evaluate life insurance options to protect their families and manage financial risks. Policies can cover final expenses, income replacement, or debt repayment. Each recommendation is tailored to individual goals and budget. Service operates on a one-time or scheduled basis, with follow-up available as needed for policy reviews or adjustments.
Internet Insurance Group, LLC in Waltham offers specialized life insurance agent services for individuals seeking income replacement and estate planning strategies. It provides general policy reviews and guidance on term and permanent coverage options. The firm assists clients in understanding how life insurance can protect their family’s financial future through each life stage. For Massachusetts residents facing cold-weather months, it often helps evaluate coverage for increased mortgage or winter maintenance expenses, ensuring policies remain aligned with seasonal financial obligations.
Everett & Sons Ins. Agency, Inc. provides general life insurance agent services to clients in the Waltham, Massachusetts area. This work focuses on helping individuals secure financial protection for their families and beneficiaries through policy selection and guidance. The agency further specializes in serving commercial entities that require business continuation and employee benefit solutions. Among the commercial sectors it can serve are offices, warehouses, and food service operations.
As Waltham residents begin their annual open enrollment review, many families seek tailored coverage to protect their household’s financial future. WIC Insurance Inc. provides local assistance in matching clients with appropriate life insurance policies, focusing on straightforward guidance through the options available in the Massachusetts market. The agency works to clarify different policy types and their respective benefits. To begin evaluating individual coverage needs, the company schedules a detailed initial needs assessment at a client’s home or preferred location.
TRUSTEN INSURANCE AGENCY provides life insurance coverage for residents in and around Waltham, MA. The agency also assists local businesses with commercial policies designed to protect their operations and employees. Service is available to clients throughout the greater Waltham area as needs arise. Each policy is reviewed and adjusted to match changing life circumstances during regular appointments. Clients are encouraged to reach out for follow-up service or schedule a visit when their situation evolves.
H & K Insurance Agency, Inc., based in Waltham, MA, is known for helping individuals and families select life insurance coverage that aligns with their financial goals. The company provides assistance with term and whole life policies, as well as options for building cash value over time. Agents guide clients through policy comparisons and the application process. For those needing to address estate liquidity or business succession planning, this agency offers access to specialized life insurance solutions.
What Does a a Life Insurance Agent in Waltham Cost?
Life insurance costs in Massachusetts vary by age health and coverage amount. A healthy 35 year old might pay 20 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies can cost 200 to 500 dollars per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Waltham
Life insurance agents in Waltham Massachusetts help residents choose policies that protect their families and meet financial goals. Massachusetts law requires agents to hold a state license and follow strict consumer protection rules. Local agents can explain how state regulations affect policy options and premium costs.
Frequently Asked Questions
What license does a life insurance agent need in Massachusetts?
Agents must hold a valid Massachusetts life insurance producer license. They must complete pre-licensing education and pass a state exam. The license must be renewed every two years with continuing education credits.
How do Massachusetts laws affect life insurance policies?
Massachusetts has a free look period of 10 days for new policies. This allows you to cancel for a full refund if you change your mind. The state also requires insurers to offer guaranteed issue policies for certain groups.
What types of life insurance are common in Waltham?
Common types include term life for temporary coverage and whole life for permanent protection. Universal life and variable life policies are also available. An agent can help you compare costs and benefits for each type.
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