The top-rated life insurance agent in Grand Ledge, Michigan is Cheri Locker - State Farm Insurance Agent, rated 4.9 stars across 268 reviews. Other highly rated options include Bye Insurance, Haddad Wilson Group - Farm Bureau Insurance, NavSav Insurance - Grand Ledge. This directory lists 12 life insurance agents serving Grand Ledge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cheri Locker - State Farm Insurance Agent | 450 E Saginaw Hwy Ste 101 | (517) 627-8600 |
| 2 | Bye Insurance | 1093 Charlevoix Dr | (517) 622-5020 |
| 3 | Haddad Wilson Group - Farm Bureau Insurance | 403 S Clinton St | (517) 580-7832 |
| 4 | NavSav Insurance - Grand Ledge | 850 E Saginaw Hwy | (517) 627-3245 |
| 5 | Harry O. Culp Insurance Agency | 214 E Jefferson St | (517) 627-8441 |
| 6 | LIG Insurance & Financial | 409 N Bridge St | (517) 627-5800 |
| 7 | Farmers Insurance - Benjamin Smith | 1040 Charlevoix Dr Ste D | (517) 627-8047 |
| 8 | Nick Cypher Agency, Grand Ledge - Farm Bureau Insurance | 6293 E Saginaw Hwy | (517) 541-1400 |
| 9 | Insurance - Bruce Daavettila | 5617 E Saginaw Hwy | (517) 627-1800 |
| 10 | Lutheran Financial Services | 15190 Wright Rd | (517) 627-1900 |
Cheri Locker - State Farm Insurance Agent serves the Grand Ledge, MI area and surrounding communities. As a life insurance agent, the company assists local residents and families with securing financial protection through various policy options. The agency helps clients evaluate their individual needs for long-term coverage and financial planning. Common services handled in this area include term life insurance policies and whole life insurance policies, which provide benefits for dependents and help with final expense planning.
Bye Insurance provides a range of life insurance services tailored to individuals and families in the Grand Ledge, MI area. The company assists clients with selecting appropriate coverage options, including term and permanent policies, to help protect their financial future. Routine policy reviews and beneficiary updates are offered to ensure ongoing alignment with changing needs. This agency serves single-family homes, apartments, retail establishments, and local restaurants.
Homeowners, business owners, and property managers in the Grand Ledge area rely on this agency for personalized life insurance solutions. The team works with clients to assess financial protection needs, offering policies that help secure families and businesses against unexpected loss. Its coverage options are tailored to community members in Grand Ledge, MI, and the agency also serves clients throughout the nearby Eaton Rapids area.
NavSav Insurance in Grand Ledge serves the Grand Ledge area and surrounding central Michigan communities, handling life insurance agent services for local residents. It works with individuals seeking financial protection for their families or preparing for future needs. The company focuses on explaining policy options clearly and helping people select appropriate coverage amounts. This life insurance agent in Grand Ledge generally begins each job by reviewing a client’s current situation, then presenting suitable plans from available carriers, and guiding them through a straightforward application process.
Serving Grand Ledge, MI, Harry O. Culp Insurance Agency differentiates between providing one-time term life policies and recurring coverage options like whole or universal life. The agency assists clients in selecting a level of protection that ensures financial security for beneficiaries. As a life insurance agent, the firm addresses needs such as income replacement, final expenses, or mortgage coverage. Service for new policies or annual reviews runs on a scheduled basis, while adjustments or claims support are available as-needed.
LIG Insurance & Financial in Grand Ledge, MI offers life insurance agent services, specializing in helping clients select appropriate coverage plans to protect their families’ financial futures. It also provides general insurance guidance, assisting individuals with policy comparisons and understanding different benefit options. For those facing major life events, the agency helps navigate coverage adjustments, such as when a new mortgage requires updated beneficiary plans, ensuring protection is properly aligned with shifting responsibilities during a home purchase.
Homeowners in Grand Ledge often seek to protect their families against unexpected loss, which is why life insurance needs consideration. Farmers Insurance - Benjamin Smith helps local residents understand policy options that offer financial security for loved ones. As a life insurance agent in this Michigan community, Benjamin Smith guides clients through term and whole life selections tailored to individual circumstances. The process begins with a no-obligation initial assessment to review personal coverage needs and financial goals.
Nick Cypher Agency, Grand Ledge - Farm Bureau Insurance provides life insurance coverage to individuals and families in the area, assisting clients with policies designed to protect financial futures and manage estate planning needs. Based in Grand Ledge, Michigan, the agency helps customers navigate term and whole life insurance options. Its services are available to a variety of commercial sectors, including offices, warehouses, and food service establishments.
Insurance - Bruce Daavettila provides life insurance services to residents in and around Grand Ledge, Michigan, along with commercial coverage for local businesses. The agency helps clients select appropriate policies to protect families and enterprises against financial uncertainty. Service extends throughout the Grand Ledge area, including nearby communities. After an initial consultation and policy placement, the agent remains available for follow-up assistance or policy adjustments between regular visits.
What Does a a Life Insurance Agent in Grand Ledge Cost?
Term life insurance in Grand Ledge typically costs between $20 and $60 per month for a healthy 35 year old with a $250,000 policy. Whole life insurance premiums are higher often ranging from $100 to $300 per month for the same coverage. Costs vary based on age health and policy features. This is general information not insurance advice.
About life insurance agents in Grand Ledge
Life insurance agents in Grand Ledge Michigan help residents choose policies that protect their families and meet state requirements. Michigan law requires insurers to offer a free look period of at least 10 days for new life insurance policies. Local agents can explain how Michigan community property rules may affect policy ownership and beneficiary designations.
Frequently Asked Questions
What types of life insurance do agents in Grand Ledge offer?
Agents in Grand Ledge typically offer term life whole life and universal life policies. They can also help with final expense insurance and group plans through local employers.
Do I need a license to sell life insurance in Michigan?
Yes. All life insurance agents in Michigan must hold a valid resident license from the Michigan Department of Insurance and Financial Services. Agents must complete pre licensing education and pass a state exam.
How long does a life insurance application take in Michigan?
The application process usually takes 2 to 6 weeks depending on the policy type and your health. Michigan law requires insurers to notify you of a decision within 45 days of receiving a complete application.
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