The top-rated life insurance agent in Highland, Michigan is Schoen Insurance Agency, rated 4.6 stars across 73 reviews. Other highly rated options include Goosehead Insurance - Robert Petrillo, RAM Insurance & Financial Service, Array Insurance Group. This directory lists 13 life insurance agents serving Highland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schoen Insurance Agency | 2753 S Milford Rd | (248) 782-8396 |
| 2 | Goosehead Insurance - Robert Petrillo | 2753 S Milford Rd | (248) 697-7943 |
| 3 | RAM Insurance & Financial Service | 141 N Milford Rd #101 | (248) 714-5102 |
| 4 | Array Insurance Group | 1641 S Milford Rd Suite C-101 | (248) 215-2983 |
| 5 | Peterson Insurance Services | 212 S Milford Rd | (248) 887-8903 |
| 6 | A+ Insurance : Kujala Insurance Agency | 206 Highland Rd # 100 | (248) 887-2121 |
| 7 | Safeco Insurance | 2753 S Milford Rd | (248) 617-2187 |
| 8 | The Insurance Guys | 1631 S Milford Rd | (877) 467-4897 |
| 9 | Citizens Insurance - Schoen Insurance Agency | 2753 S Milford Rd | (248) 782-8396 |
| 10 | Foremost Insurance - Schoen Insurance Agency | 2753 S Milford Rd | (248) 985-9480 |
Schoen Insurance Agency serves Highland, Michigan, and the surrounding Livingston County area, offering professional life insurance agent services. The agency provides tailored guidance for individuals and families seeking financial protection through various life coverage options. Clients can find assistance understanding different policy structures designed to secure their long-term needs. The agency handles term life insurance policies for temporary coverage requirements and whole life insurance options for permanent financial planning needs.
Goosehead Insurance - Robert Petrillo provides a full range of life insurance agent services in Highland, MI, including policy consultations, coverage needs analysis, and application assistance. Service plans typically involve periodic policy reviews to ensure coverage aligns with changing life circumstances and financial goals. Follow-up maintenance includes assisting with beneficiary updates, premium payment adjustments, and policy conversions or riders. The agency handles life insurance solutions for a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Based in Highland, MI, and serving the surrounding communities of Livingston and Oakland counties, RAM Insurance & Financial Service handles a full range of life insurance options for local residents. The agency assists clients with both term and permanent policies designed to protect families and secure financial legacies. Understanding that each individual’s situation is unique, the firm begins every engagement with a thorough review of personal circumstances and long-term goals. This careful assessment allows it to recommend coverage that matches specific needs and budgets.
Array Insurance Group in Highland, MI provides life insurance agent services focused on helping clients select appropriate term, whole, and universal life policies. The company advises individuals and families on how these plans can serve as foundational elements of a long-term financial strategy, aiming to protect income and cover final expenses. In addition, it offers guidance on aligning coverage with other financial goals like mortgage protection or college savings. During the fall open enrollment season, the agent assists clients in reviewing existing policies to ensure adequate coverage before the year ends.
For clients in Highland, MI, Peterson Insurance Services distinguishes between one-time and recurring service needs, offering life insurance coverage currently tailored to a variety of individual circumstances. As a life insurance agent, the company helps assess different policy types, such as term or permanent plans, and matches them to personal financial goals. These services are designed to run on an as-needed basis, with clients encouraged to contact the agency when coverage questions or adjustments arise for their existing or new policies.
As families in Highland, MI, settle into a new season, they often reevaluate their financial protections. A+ Insurance: Kujala Insurance Agency responds to these needs by helping local residents understand their life insurance options and select appropriate coverage for their unique circumstances. The company focuses on the personal nature of life insurance, guiding clients through the basics of policy comparisons and long-term planning in the Highland area. An initial consultation typically begins with a review of the client’s current coverage gaps and a straightforward discussion of their financial priorities.
Safeco Insurance in Highland, MI, serves homeowners, businesses, and property managers seeking life insurance coverage. As a local agency, it assists clients in selecting term or whole life policies and helps coordinate beneficiaries. The company provides guidance on comparing policy terms and adjusting coverage amounts to meet individual financial goals. Life insurance is offered to protect dependents and settle estate expenses for clients across Highland. The agency also covers the nearby community of Milford in the greater metro area for life insurance needs.
The Insurance Guys provide individual and family life insurance coverage throughout Highland, MI, with a focus on helping clients safeguard their financial futures. They serve local residents by offering guidance on policy options that address protection needs, funeral expenses, and income replacement. Their services extend to commercial operations as well, assisting businesses with coverage for small offices, large warehouses, and food service establishments to ensure continuity and employee security.
Citizens Insurance - Schoen Insurance Agency serves residents in Highland, Michigan, with individual life insurance policies designed to protect families and their financial futures. The agency also addresses commercial coverage needs for local businesses in the surrounding area. Their agents work closely with clients to assess coverage requirements and present suitable options from available carriers. By maintaining regular communication, the office ensures policy adjustments can be made as life circumstances change, and they follow up with clients between scheduled visits to review ongoing protection needs.
Foremost Insurance - Schoen Insurance Agency in Highland, MI, is known for helping residents secure financial protection through life insurance policies. Its service range covers term and whole life options designed to support families and individuals during difficult times. Agents in this area often guide clients through the process of assessing coverage needs based on personal goals. The agency can further tailor a plan by adding a specialty feature such as a critical illness rider to its policies.
What Does a a Life Insurance Agent in Highland Cost?
Life insurance costs in Michigan vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. Rates can differ between companies, so it pays to compare quotes. This is general information and not insurance advice.
About life insurance agents in Highland
Life insurance agents in Highland, Michigan help residents find coverage to protect their families and assets. Michigan law requires agents to hold a valid state license and follow regulations set by the Michigan Department of Insurance and Financial Services. Local agents can explain options like term life, whole life, and universal life policies that fit your budget and goals.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must hold a Michigan resident insurance producer license for life insurance. They must pass a state exam and complete continuing education every two years. You can verify an agents license on the Michigan DIFS website.
How do I choose a life insurance agent in Highland?
Look for an agent with experience in Michigan insurance laws and a good reputation in the community. Ask about the types of policies they offer and how they determine coverage amounts. Check online reviews and ask for referrals from friends or family.
What types of life insurance are common in Michigan?
Term life insurance provides coverage for a set period, like 10 or 20 years. Whole life and universal life policies offer permanent coverage with a cash value component. Many Michigan residents choose term life for its lower cost and simplicity.
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