The top-rated life insurance agent in Howell, Michigan is Keith Pennala - State Farm Insurance Agent, rated 5.0 stars across 308 reviews. Other highly rated options include Harrison Agency Llc, Cullen Hayes - State Farm Insurance Agent, Brandon Krugh - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Howell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Keith Pennala - State Farm Insurance Agent | 5362 E Grand River Ave | (810) 224-6218 |
| 2 | Harrison Agency Llc | 2739 E Grand River Ave ste b | (517) 376-4608 |
| 3 | Cullen Hayes - State Farm Insurance Agent | 4324 E Grand River Ave | (517) 548-2601 |
| 4 | Brandon Krugh - State Farm Insurance Agent | 2900 E Grand River Ave #100 | (517) 295-4785 |
| 5 | Farmers Insurance - Holly Kornachuk | 1600 Town Commons Dr #103 | (517) 552-0800 |
| 6 | Dan Eskola - State Farm Insurance Agent | 107 E Grand River Ave | (517) 545-5848 |
| 7 | AAA Insurance - Hukkala Insurance Agency | 843 E Grand River Ave | (517) 545-3932 |
| 8 | Max Auger Agency - Farm Bureau Insurance | 4201 E Grand River Ave | (517) 798-1234 |
| 9 | Dan Kramer - State Farm Insurance Agent | 107 E Grand River Ave | (517) 545-1357 |
| 10 | Trierweiler Agency LLC: Allstate Insurance | 2517 E Grand River Ave | (517) 546-5570 |
Keith Pennala - State Farm Insurance Agent serves the Howell, Michigan area as a life insurance agent. The company helps residents in and around Livingston County with financial protection through personalized policy choices. Life insurance from this office is designed to provide income replacement and final expense coverage suited for different stages of life. Local clients can also get guidance on universal life policies and term life plans.
Harrison Agency Llc serves homeowners and individuals in Howell, Michigan, assisting them in selecting life insurance policies that provide financial protection for their families. The agency helps clients navigate policy options designed to cover end-of-life expenses and income replacement needs. General life insurance plans offered can include term and whole life coverage. The company supports residents as they make informed decisions about their financial futures. Harrison Agency Llc also extends its services to clients in the nearby community of Brighton.
At Cullen Hayes - State Farm Insurance Agent in Howell, MI, clients choose either one-time term life policies or permanent coverage that builds cash value over time. The agent helps evaluate which structure best fits a family’s long-term financial goals, including income replacement and final expense protection. Consultations focus on tailoring benefit amounts to personal needs rather than offering generic plans. Service for existing policyholders is available as needed, with no set schedule for reviews or updates.
Serving Howell and the surrounding Livingston County communities, Brandon Krugh - State Farm Insurance Agent provides life insurance coverage and financial protection planning. The agency helps individuals and families evaluate their needs for term or whole life policies to secure their beneficiaries' financial future. Each client situation is assessed through a detailed consultation that reviews current coverage, household income, and long-term goals. The agency then recommends appropriate policy options tailored to fit specific budgets and coverage requirements.
Farmers Insurance - Holly Kornachuk in Howell, Michigan, is known for providing personalized life insurance coverage to local residents and families. Its service range includes term life, whole life, and universal life policies, helping clients protect their financial futures through tailored plans. The agency assists with policy selection based on individual needs and budgets, offering clear explanations of different coverage options. An additional specialty service it can provide is adding accidental death benefit riders to existing life insurance policies for enhanced protection.
As a life insurance agent in Howell, MI, Dan Eskola - State Farm Insurance Agent specializes in term life, whole life, and universal life policies tailored to individual needs. General services include helping clients assess coverage amounts to protect their families' financial futures. Local families often seek guidance on integrating life insurance with existing retirement or savings strategies. As the end of the calendar year approaches, many homeowners and young parents review coverage options after major life events like a mortgage closing or the birth of a child.
As residents of Howell, Michigan begin to consider their financial futures or adjust coverage after a life change like a marriage or a new home, AAA Insurance through Hukkala Insurance Agency provides guidance on life insurance options. The agency helps individuals evaluate term or whole life policies to ensure family protection and income replacement. An initial consultation typically begins with an assessment of the client's current coverage needs and long-term goals.
Max Auger Agency - Farm Bureau Insurance in Howell, MI provides life insurance policies designed to protect families and individuals against financial loss. The agency also specializes in offering supplemental coverage options that can be added to core life plans for more complete protection. Its representatives help clients evaluate policy terms and coverage amounts based on personal needs. This insurance office serves commercial clients operating offices, warehouses, and food service establishments with appropriate life insurance solutions for their business structures.
Serving residents in Howell, Michigan, Trierweiler Agency LLC: Allstate Insurance helps individuals protect their homes and vehicles with tailored coverage. The agency also provides commercial insurance to safeguard local businesses in the surrounding area. As a life insurance agent, the firm assists clients in planning for long-term financial security and family protection. Clients can expect personalized attention and clear explanations during each consultation. After a policy is in place, the agency follows up proactively, scheduling regular reviews to adjust coverage as life circumstances change.
What Does a a Life Insurance Agent in Howell Cost?
Typical costs for life insurance in Michigan vary by age, health, and policy type. A 40-year-old non-smoker might pay 30 to 60 dollars per month for a 500,000 dollar term life policy. Whole life policies often cost 200 to 500 dollars per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Howell
Life insurance agents in Howell, Michigan help residents secure financial protection for their families. Michigan law requires agents to hold a valid state license and follow the Michigan Insurance Code. Local agents can guide you through options like term life, whole life, and universal life policies tailored to your needs.
Frequently Asked Questions
What licenses do life insurance agents need in Michigan?
Agents must pass the Michigan insurance licensing exam and complete continuing education every two years. They must also be appointed by the insurance companies they represent.
How do I choose a life insurance agent in Howell?
Look for an agent with experience in Michigan insurance laws and a strong local reputation. Ask about their product range and whether they offer term, whole, or universal life policies.
Are there Michigan-specific rules for life insurance policies?
Yes, Michigan has a 30-day free look period for new policies. Insurers must also follow Michigan's unfair trade practices laws and provide clear policy summaries.
Life Insurance Agents in Other Michigan Cities
Adrian · Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Birmingham · Bloomfield Hills · Brighton · Byron Center · Canton Township · Charlotte · Chelsea · Clinton Township · Commerce Township