The top-rated life insurance agent in Lansing, Michigan is Josh Orler - State Farm Insurance Agent, rated 4.9 stars across 440 reviews. Other highly rated options include Farmers Insurance - Kyle Campbell, Farmers Insurance : Alecia Klann Agency, Farmers Insurance - Sarah Schafer. This directory lists 32 life insurance agents serving Lansing.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Orler - State Farm Insurance Agent | 6158 W Saginaw Hwy Ste A | (517) 321-3751 |
| 2 | Farmers Insurance - Kyle Campbell | 303 S Waverly Rd Ste 3 | (517) 280-5030 |
| 3 | Farmers Insurance : Alecia Klann Agency | 6920 S Cedar St Suite 2 | (517) 774-4351 |
| 4 | Farmers Insurance - Sarah Schafer | 6540 Millennium Dr #180 | (517) 815-9345 |
| 5 | Jennifer Blumer - State Farm Insurance Agent | 6540 Millennium Dr Ste 160 | (517) 372-0200 |
| 6 | L.A. Insurance | 5031 S Cedar St Ste. 3 | (517) 887-2222 |
| 7 | Kevin Damesworth at the David Chapman Agency | 5700 W Mt Hope Hwy Suite 2 | (517) 319-8223 |
| 8 | Stark Agency Inc | 431 N Clippert St | (517) 332-7500 |
| 9 | Harmon Insurance Group | 3815 W St Joseph St Suite A-350 | (517) 285-9074 |
| 10 | Robert Bell - State Farm Insurance Agent | 3323 W Saginaw St | (517) 372-0218 |
Josh Orler - State Farm Insurance Agent serves the Lansing, Michigan, area as a life insurance agent. The company focuses on helping local residents evaluate their financial futures and secure appropriate coverage. Clients can explore various life insurance options that address income replacement and final expense planning. The agency assists with both term life policies for temporary needs and permanent whole life solutions for long-term protection.
Farmers Insurance - Kyle Campbell provides life insurance policies and financial coverage guidance to clients in Lansing, Michigan. Ongoing policy reviews and claims assistance maintain coverage alignment with changing client needs. The agent offers term, whole, and universal life products to individuals and families. Services extend to business owners requiring key person or buy-sell coverage. The company serves clients in single-family homes, apartments, retail, and restaurants.
Serving Lansing, Michigan, and the surrounding communities, the agency handles life insurance policies designed to provide financial protection for families and individuals. It addresses needs such as income replacement, mortgage coverage, and final expense planning. Its approach involves assessing a client's specific situation and long-term goals to recommend suitable policy options. It then works through the application process, from initial quotes to policy delivery, with a focus on clear, step-by-step guidance.
For life insurance, clients choose between one-time term policies that provide coverage for a defined period, or permanent life solutions that build cash value over time and offer lifelong protection. Farmers Insurance - Sarah Schafer in Lansing, MI advises clients on how these options can help secure financial dependents or manage final expenses. Policies address typical local needs for income replacement and debt coverage. Service is offered on an as-needed basis, helping clients review or update their existing life insurance plans when circumstances change.
Jennifer Blumer - State Farm Insurance Agent in Lansing, MI, serves local homeowners, renters, and business owners by helping them find life insurance policies to protect their families and assets. This agency guides clients through the process of selecting coverage that fits their needs, offering personal consultations to explain policy details and options. Serving the greater Lansing area, the office also supports residents in neighboring communities such as East Lansing.
Serving the Lansing area, L.A. Insurance provides guidance on life insurance policies, including term and whole life options, to help individuals secure financial protection for their families. The agency assists clients in evaluating coverage amounts that can address income replacement and final expenses. During the fall and winter holiday season, the company helps residents review beneficiary designations on existing policies to ensure plans align with current family changes.
Kevin Damesworth at the David Chapman Agency serves the Lansing area with residential life insurance, helping local families plan for financial security. Commercial coverage is also available, designed to meet the needs of small businesses across the region. Each policy is reviewed carefully to match the client’s current situation and future goals. Follow-up service is provided between regular annual visits, ensuring any changes in circumstance are addressed promptly when updates are needed.
As Lansing residents face the changing financial needs that come with each new season, many seek reliable guidance for their future security. Stark Agency Inc, a life insurance agent serving the local community, addresses these concerns by helping individuals explore suitable coverage options for estate planning or income replacement. The agency works from a straightforward approach that focuses on matching policies to personal budgets and family circumstances. An initial consultation typically involves a fact-finding discussion to review current needs, followed by scheduling a full financial assessment meeting.
Harmon Insurance Group in Lansing, MI helps local residents and businesses evaluate their personal financial protection needs. The agency specializes in life insurance policies that can provide support for beneficiaries after a policyholder’s death. These policies help cover end-of-life expenses, replace lost income, or pay off remaining debts. Conversations with clients focus on identifying appropriate coverage amounts and policy structures. The company can also serve commercial sectors with life insurance options for the families of employees at offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Lansing Cost?
A typical term life policy for a healthy 35 year old in Michigan may cost between 20 and 50 dollars per month for 500000 dollars of coverage. Permanent policies like whole life can range from 100 to 300 dollars per month depending on age health and cash value features. Costs vary by case based on age health status and policy type. This is general information and not insurance advice.
About life insurance agents in Lansing
Life insurance agents in Lansing Michigan help residents choose policies that protect their families and meet state requirements. Michigan law requires agents to hold a valid resident license issued by the Department of Insurance and Financial Services. Local agents understand the needs of clients in the greater Lansing area including East Lansing and surrounding communities.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must hold a valid Michigan resident insurance producer license for life insurance. This requires completing pre-licensing education and passing the state exam. The license must be renewed every two years with continuing education credits.
How long do I have to contest a life insurance claim in Michigan?
In Michigan the contestability period is typically two years from the policy issue date. After two years the insurer cannot deny a claim based on misstatements in the application unless fraud is proven. This is standard under Michigan insurance law.
Can a Lansing agent help with both term and permanent policies?
Yes most licensed agents in Lansing can offer term life whole life and universal life policies. They will review your financial goals and health history to recommend suitable options. Agents must follow Michigan suitability standards for annuity and life insurance sales.
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