The top-rated life insurance agent in Niles, Michigan is Jessica Massey - State Farm Insurance Agent, rated 4.9 stars across 101 reviews. Other highly rated options include Goosehead Insurance - Chris Hammermeister, IMS Insurance, First American Title Insurance Company. This directory lists 17 life insurance agents serving Niles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Massey - State Farm Insurance Agent | 2429 S 11th St | (269) 683-2025 |
| 2 | Goosehead Insurance - Chris Hammermeister | 306 E Main St Suite 260 | (269) 241-2311 |
| 3 | IMS Insurance | 214 N 4th St | (269) 683-4900 |
| 4 | First American Title Insurance Company | 20 N 2nd St Suite 104 | (269) 683-5500 |
| 5 | Brian Watson: Allstate Insurance | 1218 Oak St | (269) 684-5200 |
| 6 | Hagen Insurance Agency | 2015 Niles Buchanan Rd | (269) 683-1788 |
| 7 | Farmers Insurance - Patrick Colburn | 92 E Main St | — |
| 8 | Paul Barrett - State Farm Insurance Agent | 224 Front St | (269) 683-6178 |
| 9 | Allied Solutions LLC | 210 E Main St | (269) 301-1410 |
| 10 | Korhorn Financial Group, Inc. | 2028 S 11th St | (269) 684-2560 |
Jessica Massey - State Farm Insurance Agent serves the Niles, Michigan area and surrounding Berrien County as a life insurance agent. The agency helps local residents, families, and small business owners evaluate their financial protection needs. Services focus on securing coverage that can support loved ones after a loss or provide for future obligations like mortgage payments and college expenses. The agency also assists with final expense planning and term life policies tailored to individual budget and age requirements.
Goosehead Insurance - Chris Hammermeister in Niles, MI, offers term, whole, and universal life insurance policies to match different financial goals. Their services include annual policy reviews to adjust coverage as needs change and needs-based planning for income replacement or final expenses. Claims assistance is managed directly with carriers to simplify the process. The agency serves local residents in single-family homes and apartments seeking to protect their families.
IMS Insurance provides financial planning through life insurance coverage, serving Niles, Michigan and the surrounding area. The agency works with clients to design policies that address specific income replacement and debt protection needs. These services can cover funeral expenses, mortgage obligations, or educational funding for dependents. By focusing on straightforward policy structures, the company helps ensure beneficiaries receive timely support. Commercial clients may include local offices seeking key person protection, warehouses requiring business continuity plans, and food service establishments needing employee benefit packages.
Serving Niles, Michigan, and the surrounding southwestern communities, First American Title Insurance Company handles life insurance agent services for local residents. The office assists clients in selecting appropriate policies and navigating coverage options to meet individual needs and family circumstances. Each standard job is approached with careful attention to detail, beginning with a thorough review of the client’s financial situation and long-term goals before presenting suitable plan alternatives.
Brian Watson: Allstate Insurance serves local homeowners, renters, and small business owners seeking personal life insurance coverage. It helps families secure financial protection for final expenses, mortgage obligations, and income replacement needs. Services include policy reviews to align coverage with changing life events such as marriages or retirements. The office is located in Niles, Michigan, and also provides support to clients in the neighboring community of Buchanan.
Hagen Insurance Agency in Niles, MI, distinguishes between a single, one-time policy purchase and ongoing, renewable coverage with annual reviews. For life insurance, they offer term policies for temporary needs and whole life for permanent protection. Policies typically cover death benefits, and some include living benefits under specific conditions. Service runs on a one-time, scheduled, or as-needed basis depending on whether a client chooses a single policy or a recurring plan, with annual check-ins for renewals.
Paul Barrett, as a State Farm Insurance Agent in Niles, MI, helps local residents secure life insurance coverage tailored to their family needs from their home base. The agency also offers commercial coverage options for small businesses in the surrounding Michigan and Indiana area. Clients receive personalized attention during each consultation to ensure their policy aligns with their long-term financial goals. Paul Barrett’s office schedules follow-up contacts between regular visits to review coverage and address any changes in circumstances.
Allied Solutions LLC provides life insurance coverage to individuals and families in the Niles, Michigan area. The agency specializes in helping clients select term life, whole life, and universal life policies that align with their long-term financial planning goals. These options can be structured to provide income replacement, final expense funds, or mortgage protection. The company also serves a variety of commercial sectors, including offices, warehouses, and food service businesses seeking key person or buy-sell coverage.
Korhorn Financial Group, Inc. serves residents in Niles, Michigan, with personal life insurance policies suited to individual family needs. The agency also assists local business owners by arranging commercial coverage that helps protect company interests and key personnel. Service extends throughout the surrounding communities, ensuring that policyholders in the region receive attentive counsel when evaluating their protection options. Clients often schedule follow-up meetings between regular annual visits to review changing life circumstances and adjust their existing coverage accordingly.
What Does a a Life Insurance Agent in Niles Cost?
Typical costs for life insurance in Michigan depend on age, health, coverage amount, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $250,000 in coverage. Whole life policies cost more, often $100 to $300 monthly for similar coverage. Costs vary widely by individual case. This is general information, not insurance advice.
About life insurance agents in Niles
Life insurance agents in Niles, Michigan help residents and businesses find coverage that fits their needs. Michigan law requires agents to hold a valid state license and follow specific regulations under the Michigan Insurance Code. Local agents can guide you through options like term life, whole life, and universal life policies tailored to your budget and goals.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must hold a Michigan resident insurance producer license for life insurance. This requires completing pre-licensing education and passing the state exam. Licenses are regulated by the Michigan Department of Insurance and Financial Services.
How do I choose a life insurance agent in Niles?
Look for an agent with experience in Michigan insurance laws and a good reputation in the community. Ask about their specific policy options and how they handle claims. You can verify an agent license through the Michigan DIFS website.
What types of life insurance are available in Niles?
Common types include term life, whole life, universal life, and variable life insurance. Each type has different features, costs, and benefits. An agent can explain how Michigan regulations affect policy terms and payouts.
Life Insurance Agents in Other Michigan Cities
Adrian · Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Birmingham · Bloomfield Hills · Brighton · Byron Center · Canton Township · Charlotte · Chelsea · Clinton Township · Commerce Township