The top-rated life insurance agent in Oxford, Michigan is Nick Horvath - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Curtis Insurance Agency-America One, Community Insurance Center, Melisa Counelis Farm Bureau Insurance. This directory lists 14 life insurance agents serving Oxford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Horvath - State Farm Insurance Agent | 148 S Washington St | (248) 693-2464 |
| 2 | Curtis Insurance Agency-America One | 25 N Washington St | (248) 628-3604 |
| 3 | Community Insurance Center | 932 S Lapeer Rd | (248) 628-2505 |
| 4 | Melisa Counelis Farm Bureau Insurance | 115 S Washington St | (248) 929-5896 |
| 5 | Angela McConnell - State Farm Insurance Agent | 318 N Lapeer Rd | (248) 628-4823 |
| 6 | Farmers Insurance - Kenneth Spindler | 605 S Lapeer Rd Ste B | (248) 628-8900 |
| 7 | Rich Dagenais Insurance | 826 S Lapeer Rd # C | (248) 628-4900 |
| 8 | Swiss Insurance Group | 65 S Washington St Unit B | (248) 800-4177 |
| 9 | JDR Wealth Management, LLC | 65 S Washington St Unit 2A | (248) 218-2624 |
| 10 | Huntington Insurance | 900 N Lapeer Rd | (517) 594-4149 |
Nick Horvath - State Farm Insurance Agent serves Oakland County in the Oxford, MI area. The agency provides life insurance policies designed to help local families plan for financial protection and long-term security. A life insurance agent in this region works closely with clients to assess their individual needs for coverage that can support loved ones after a loss. The office offers term life policies and whole life insurance options to help Oxford residents create a personalized financial safety net.
Curtis Insurance Agency-America One serves homeowners, businesses, and property managers in Oxford, Michigan, with life insurance policies designed to protect families and business continuity. The agency assists clients in comparing term, whole, and universal life options to match their financial goals. It also helps individuals plan for estate and mortgage protection needs. Serving Oakland County, the agency further extends its coverage to the neighboring community of Lake Orion and the surrounding metro area north of Detroit.
Community Insurance Center provides a range of services focused on life insurance agent work in the Oxford, MI area. It guides clients through policy selection for financial protection, including term and whole life options. The team assists with plan evaluations to align coverage with long-term goals. It also handles policy reviews and updates as client needs evolve. This includes consultations on beneficiaries and coverage adjustments to maintain appropriate protection over time. Community Insurance Center serves single-family homes, apartments, retail businesses, and restaurants.
Melisa Counelis Farm Bureau Insurance serves Oxford, Michigan, and the surrounding communities in Oakland County, handling life insurance coverage for local residents. It manages policies designed to provide financial protection for families and individuals in the event of death or terminal illness. The agency works with clients to identify appropriate coverage amounts based on personal circumstances, including debts, income replacement needs, and future obligations like college costs. To handle a typical job, it begins by reviewing a client’s current financial situation and long-term goals before presenting suitable policy options.
Angela McConnell - State Farm Insurance Agent in Oxford, MI assists clients in distinguishing between single-purchase policies, such as term life insurance, and ongoing service arrangements like whole life coverage that build cash value over time. These options provide financial protection for families and individuals facing various life events. Service operates on an as-needed basis, allowing clients to request policy reviews or adjustments when their circumstances change without a fixed schedule.
Farmers Insurance - Kenneth Spindler offers term, whole, and universal life insurance policies to clients in and around Oxford, Michigan. Its general service work includes assessing individual coverage needs, guiding clients through the application process, and helping to update beneficiaries on existing plans. This agency assists with comparing policy options to fit different budgets and family situations. As residents face changing health or financial circumstances, the agency helps them review whether their current coverage still meets their long-term goals.
For Oxford, Michigan, families planning for the future, securing financial protection becomes especially important during life changes or after a major purchase. Rich Dagenais Insurance provides guidance on life insurance policies tailored to local needs. As a dedicated life insurance agent, the company helps individuals understand their coverage options and select suitable plans to safeguard their loved ones. Policies can address income replacement, debt coverage, and final expenses based on each client’s personal circumstances. The initial step involves a straightforward consultation to review potential coverage goals and begin the application process.
Swiss Insurance Group provides comprehensive life insurance coverage to residents of Oxford, Michigan. Their work focuses on helping individuals and families secure financial protection through personalized policy options. The agency specializes in supplementing standard term and whole life plans with tailored riders for critical illness or accidental death benefits. Operating from their local office, the company serves a variety of local commercial sectors, including professional offices, industrial warehouses, and food service establishments.
Serving Oxford, MI, JDR Wealth Management, LLC provides residential life insurance services to local families. The firm also addresses commercial coverage needs for area businesses. Its agents assist clients throughout Oxford and the surrounding communities. Each agent works closely with individuals to review policy options and tailor coverage to specific financial situations. After an initial policy is set, the company routinely follows up between regular visits to adjust plans as life events occur.
Huntington Insurance in Oxford, Michigan, is known for providing life insurance agent services, helping local residents secure financial protection for their families. The company offers guidance on term life and whole life policies, tailoring coverage to individual needs and long-term goals. Clients receive assistance with navigating policy options and understanding beneficiary designations. As a specialty service, Huntington Insurance can also advise on adding living benefit riders to a policy for access to funds during a qualifying illness.
What Does a a Life Insurance Agent in Oxford Cost?
Life insurance costs in Michigan vary widely based on age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health issues may pay more. Whole life policies often cost $100 to $300 per month for similar coverage. This is general information, not insurance advice.
About life insurance agents in Oxford
Life insurance agents in Oxford, Michigan help residents find coverage that fits their needs and budget. Michigan law requires agents to be licensed through the Department of Insurance and Financial Services. Local agents can explain options like term, whole, and universal life policies for Oxford families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must hold a valid Michigan resident insurance producer license. This requires passing a state exam and completing continuing education every two years.
How long does it take to get life insurance in Oxford Michigan?
The process can take from a few days to several weeks. It depends on the policy type and whether a medical exam is needed. Michigan law allows a free look period of 10 days after you receive the policy.
Can I buy life insurance online from an Oxford agent?
Yes, many agents offer virtual meetings and online applications. Michigan law permits electronic signatures and delivery of policy documents.
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