The top-rated life insurance agent in Port Huron, Michigan is Megan Simmons - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Jeff Genaw - State Farm Insurance Agent, Tremble Insurance Agency, Kearns Agency Inc. This directory lists 17 life insurance agents serving Port Huron.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Megan Simmons - State Farm Insurance Agent | 203 Huron Ave | (810) 385-4466 |
| 2 | Jeff Genaw - State Farm Insurance Agent | 4155 Lapeer Rd | (810) 984-1538 |
| 3 | Tremble Insurance Agency | 2620 Griswold St | (810) 987-8610 |
| 4 | Kearns Agency Inc | 1101 Pine Grove Ave | (810) 987-3330 |
| 5 | Rusty Fournier: Allstate Insurance | 333 Huron Ave | (810) 982-2340 |
| 6 | Grant Smith Health Insurance Agency | 2916 Pine Grove Ave | (810) 984-1373 |
| 7 | Farm Bureau Insurance | 234 Huron Ave | (810) 984-5200 |
| 8 | Great Lakes Insurance | 3928 24th Ave | (810) 824-3159 |
| 9 | Maplethorpe Insurance | 827 Michigan St | (810) 982-8221 |
| 10 | AAA Insurance - Hoffman Agency | 411 Andrew Murphy Ave | (810) 292-0294 |
Megan Simmons - State Farm Insurance Agent serves residents and businesses in the Port Huron, Michigan, area. As a life insurance agent, the company helps clients plan for financial protection and future security through tailored insurance products. The agency works closely with individuals and families to assess their unique coverage needs, offering guidance on policy options that provide peace of mind. Specific services handled locally include term life insurance and whole life insurance.
Homeowners, local businesses, and property managers in and around Port Huron, MI, turn to Jeff Genaw’s State Farm Insurance Agency for life insurance agent services. The agency helps clients compare options, complete applications for term life and whole life policies, and review existing coverage for adequacy. Services include customized consultations to match insurance needs with personal financial goals through standard State Farm products. The agency also covers the neighboring Blue Water Area and communities along the St. Clair River corridor.
Tremble Insurance Agency offers life insurance policies designed to provide financial protection for individuals and families in Port Huron, MI. It assists clients in selecting appropriate coverage to meet their long-term needs, with ongoing policy reviews and support for beneficiaries when necessary. The agency helps residents navigate policy options to ensure adequate planning. Its services are available for those living in single-family homes, apartments, retail locations, and restaurants.
Serving Port Huron and the surrounding communities of St. Clair County, Kearns Agency Inc handles life insurance needs for local residents and families. The agency works with clients to select policies that provide financial protection and peace of mind. It assists with term, whole, and universal life options tailored to individual circumstances, helping ensure beneficiaries receive support when needed. When guiding a client through the process, the agency typically begins with a thorough needs analysis and then presents a few suitable plans for comparison.
Rusty Fournier: Allstate Insurance specializes in life insurance policies, providing financial protection for Port Huron, MI residents. The agency helps clients assess coverage levels and select strategies for income replacement or final expenses. General services include assistance with policy comparisons and claim guidance. As winter approaches, the agent advises families and business owners to review existing life insurance plans to ensure dependents or debts remain secured during the colder months when household budgets often face additional strain.
Grant Smith Health Insurance Agency, located in Port Huron, Michigan, helps clients choose between term policies with coverage for a set period and permanent life insurance that lasts a lifetime. This life insurance agent evaluates individual needs to recommend appropriate death benefits for financial protection. Services focus on clarifying policy details and assisting with applications for income replacement or final expense planning. For established policies, ongoing support is available to review coverage as personal circumstances change. Service runs on a scheduled basis for new policies and as-needed thereafter.
Farm Bureau Insurance in Port Huron, Michigan, is known for providing life insurance coverage designed to help local families secure financial protection. Their service range includes term, whole, and universal life policies, each structured to address different long-term needs. Agents assist clients in evaluating income replacement, debt coverage, and final expense planning. They advise on selecting appropriate benefit amounts during in-person consultations tailored to household budgets. For added flexibility, the agency offers riders such as accelerated death benefits for critical illness or chronic care needs.
As winter storms approach the Great Lakes region, many Port Huron residents begin reviewing their financial protections for the months ahead. Great Lakes Insurance helps local families secure their financial futures by offering life insurance policies designed to provide for loved ones after an unexpected loss. Their consultations focus on understanding each household’s unique income and debt obligations before presenting suitable coverage options. An initial needs assessment is scheduled at a time that works for the client, either over the phone or in a brief office visit.
Maplethorpe Insurance provides life insurance planning services to individuals and families in Port Huron, MI. The agency specializes in tailoring coverage options that address both short-term and long-term financial protection needs for local residents. Policies from Maplethorpe Insurance help clients secure income replacement, debt coverage, and final expense planning. The company serves a range of commercial sectors, including local offices, warehouses, and food service businesses requiring key person or group life insurance solutions.
AAA Insurance - Hoffman Agency provides life insurance services to residents in Port Huron, Michigan. Commercial coverage is also available for local businesses within the surrounding area. The agency assists clients in selecting appropriate policies for financial protection. Each consultation focuses on individual needs and long-term planning. Following the initial enrollment, the agency remains in contact to review coverage options and address any changes in circumstances between regular visits, ensuring ongoing support for policyholders.
What Does a a Life Insurance Agent in Port Huron Cost?
Life insurance costs in Michigan vary by age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies typically cost more often starting at 100 to 200 dollars per month for the same face amount. This is general information and not insurance advice.
About life insurance agents in Port Huron
Life insurance agents in Port Huron Michigan help residents choose policies that protect their families and meet financial goals. Michigan law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the needs of Blue Water Area families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Michigan requires agents to hold a resident or non-resident license for life insurance. They must complete pre-licensing education and pass the state exam. Agents must also renew their license every two years.
How long does Michigan law give me to return a life insurance policy?
Michigan gives you a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund. This rule applies to most individual life insurance policies.
Can a Port Huron agent help with both term and whole life policies?
Yes most licensed agents in Port Huron offer both term and whole life insurance options. They can explain the differences in premiums cash value and coverage length. Your agent will help you compare policies from multiple carriers.
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