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HomeLife Insurance AgentsMichigan › Rochester

Find Life Insurance Agents Near You in Rochester, MI

Browse life insurance agents serving Rochester, Michigan. Updated 2026-07-14.

The top-rated life insurance agent in Rochester, Michigan is Michigan Insured, rated 5.0 stars across 109 reviews. Other highly rated options include Main Street Insurance Agency, Marcus Schirr Insurance Group, Whims Insurance Agency. This directory lists 13 life insurance agents serving Rochester.

Showing 13 life insurance agents in Rochester, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michigan Insured805 Oakwood Dr Suite 205(248) 236-7004
2Main Street Insurance Agency803 N Main St(248) 656-1655
3Marcus Schirr Insurance Group318 East St(248) 464-8749
4Whims Insurance Agency322 S Main St #200(248) 651-7321
5Jeff Garlick - State Farm Insurance Agent415 W University Dr(248) 652-6400
6Eric Schlicht - State Farm Insurance Agent100 E 3rd St(248) 651-1124
7Goosehead Insurance - David Cruise429 Walnut Blvd(248) 963-1081
8Lifetime Insurance336 1/2 S Main St(248) 720-5998
9Kozhuharov Insurance Agency961 Oakwood Dr(877) 205-0051
10Szura Insurance Services109 E 4th St(248) 651-4487
MI
805 Oakwood Dr Suite 205
Michigan Insured
Life Insurance Agent · Rochester, MI

Michigan Insured serves the Rochester, Michigan, area and the surrounding Oakland County region as a life insurance agent. The agency guides local individuals and families through the process of selecting life insurance coverage that aligns with their financial planning needs. It assists clients in understanding policy types, including term and whole life insurance options. The firm helps customers with applications and policy enrollment for income replacement and final expense coverage in the Rochester community.

MS
803 N Main St
Main Street Insurance Agency
Life Insurance Agent · Rochester, MI

Main Street Insurance Agency provides life insurance policies and financial protection planning for clients in Rochester, Michigan. Its services include term and permanent life coverage options tailored to individual needs. The agency also offers policy reviews and adjustments to help maintain adequate coverage as clients’ circumstances change. Appointments are available for personalized consultations on risk management and beneficiary designations. The agency serves a range of property types in the area, including single-family homes, apartment buildings, retail storefronts, and local restaurants.

MS
318 East St
Marcus Schirr Insurance Group
Life Insurance Agent · Rochester, MI

Homeowners and small business owners in Rochester, MI turn to Marcus Schirr Insurance Group for tailored life insurance solutions. The agency helps clients secure financial protection through term and whole life policies, focusing on long-term family and business continuity needs. By assessing individual risk and income replacement requirements, the team crafts coverage that aligns with personal goals. Their service area also extends into nearby Shelby Township and the broader Macomb County metro region.

WI
322 S Main St #200
Whims Insurance Agency
Life Insurance Agent · Rochester, MI

Whims Insurance Agency serves clients in Rochester, Michigan, and the surrounding communities of Oakland County. It handles life insurance policies designed to provide financial protection for families and beneficiaries. The agency works with individuals to assess their specific coverage needs, such as income replacement or final expenses. Each case begins with a thorough review of the client’s current situation and long-term goals. It then presents suitable policy options from its available carriers, guiding the client through the selection and application process with clear explanations.

JG
415 W University Dr
Jeff Garlick - State Farm Insurance Agent
Life Insurance Agent · Rochester, MI

For clients deciding between a single policy and ongoing protection, Jeff Garlick - State Farm Insurance Agent in Rochester, MI offers life insurance coverage tailored to individual needs. As a local life insurance agent, the company helps residents secure financial support for beneficiaries. Services are available on either a one-time, scheduled, or as-needed basis, depending on the policy selected during the initial consultation.

ES
100 E 3rd St
Eric Schlicht - State Farm Insurance Agent
Life Insurance Agent · Rochester, MI

Based in Rochester, MI, Eric Schlicht - State Farm Insurance Agent specializes in providing life insurance policies to protect families from financial hardship. The agency offers term and whole life options, helping clients secure coverage that fits their individual budget and long-term planning needs. General services include reviewing existing policies and explaining the benefit payout process to beneficiaries. As the fall season approaches and families review their end-of-year financial plans, the agency helps sort out how life insurance can cover a dependent's education costs.

GI
429 Walnut Blvd
Goosehead Insurance - David Cruise
Life Insurance Agent · Rochester, MI

As the seasons shift in Rochester, MI, many families begin reviewing their financial safety nets, seeking coverage that will protect loved ones from unexpected hardship. Goosehead Insurance - David Cruise helps clients assess their unique life insurance needs based on current responsibilities and future goals. An agent explains policy types, including term and whole life, and guides the comparison of options from multiple carriers. The process concludes with an introductory consultation to review personal coverage gaps and begin a tailored needs analysis.

LI
336 1/2 S Main St
Lifetime Insurance
Life Insurance Agent · Rochester, MI

Lifetime Insurance, based in Rochester, MI, is known for providing essential financial protection to local families and individuals. Its range of services primarily focuses on helping clients secure life insurance policies tailored to their long-term needs. This work involves evaluating coverage amounts and policy terms to match personal goals and budgets. As a life insurance agent, the company guides residents through applications and underwriting processes. For clients seeking additional security, it can add on living benefits or accelerated death benefit riders to a standard policy.

KI
961 Oakwood Dr
Kozhuharov Insurance Agency
Life Insurance Agent · Rochester, MI

Kozhuharov Insurance Agency works with clients to secure life insurance coverage that provides financial protection for their families and beneficiaries. Based in Rochester, MI, the company assists individuals in understanding term, whole, and universal life policies that suit their long-term planning needs. Clients appreciate guidance in comparing coverage options and addressing mortgage, education, or income replacement goals. The agency also serves commercial sectors, including offices, warehouses, and food service businesses, offering policies that support business continuation and key-person protection.

SI
109 E 4th St
Szura Insurance Services
Life Insurance Agent · Rochester, MI

Szura Insurance Services provides life insurance guidance to residents in and around Rochester, MI. The agency also assists commercial clients with their coverage needs throughout the broader region. Services include assessing individual life policies and business-related options to protect families and companies. The agent works to clearly explain available plans, helping clients make informed decisions for their financial security. Follow-up meetings are scheduled as needed, and repeat service is offered to adjust policies between regular annual visits.

DN
417 S Main St
Dale Nina Martin Insurance
Life Insurance Agent · Rochester, MI
(248) 651-7272
martininsmi.com
IJ
318 East St
Insurance- Jonathan Heinzman Agency
Life Insurance Agent · Rochester, MI
(586) 649-8027
MO
119 W 4th St
Maria Olivan Agency
Life Insurance Agent · Rochester, MI
(248) 925-3700

What Does a a Life Insurance Agent in Rochester Cost?

Term life insurance costs in Michigan typically range from 20 to 50 dollars per month for a healthy 35-year-old with a 500,000 dollar policy. Whole life policies cost more, often 100 to 300 dollars per month for similar coverage. Costs vary based on age health habits and policy type. This is general information not insurance advice.

About life insurance agents in Rochester

Life insurance agents in Rochester Michigan help residents choose policies that protect their families. Michigan law requires agents to hold a valid license from the Department of Insurance and Financial Services. Agents in Oakland County can explain how Michigan community property laws may affect your policy choices.

Frequently Asked Questions

What license does a life insurance agent need in Michigan?

Agents must pass a state exam and complete pre-licensing education. Michigan requires agents to renew their license every two years with continuing education credits.

How long do I have to change my mind on a life policy in Michigan?

Michigan gives you a 10-day free look period after receiving your policy. You can cancel for any reason and get a full refund within that time.

Do I need a medical exam for life insurance in Rochester Michigan?

Not always. Some policies offer simplified issue or guaranteed issue coverage without an exam. However, full underwriting policies usually require a paramedical exam for larger amounts.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.