The top-rated life insurance agent in Rochester Hills, Michigan is Amy Bashi - State Farm Insurance Agent, rated 4.9 stars across 416 reviews. Other highly rated options include Mike Bashore - State Farm Insurance Agent, Allied Insurance Managers, Inc., Michael Spinale - State Farm Insurance Agent. This directory lists 13 life insurance agents serving Rochester Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amy Bashi - State Farm Insurance Agent | 2494 S Rochester Rd | (248) 792-9230 |
| 2 | Mike Bashore - State Farm Insurance Agent | 930 W Avon Rd STE 18 | (248) 606-4150 |
| 3 | Allied Insurance Managers, Inc. | 1055 E South Blvd #110 | (248) 853-0930 |
| 4 | Michael Spinale - State Farm Insurance Agent | 1460 Walton Blvd. Ste 206 | (248) 652-6636 |
| 5 | Ivy Fields-Releford - State Farm Insurance Agent | 2925 Walton Blvd. | (248) 375-0510 |
| 6 | The Crawford Insurance Group | 1415 Walton Blvd. | (248) 402-5005 |
| 7 | Roncelli Insurance Group | 2993 Corinthia Dr | (586) 212-3595 |
| 8 | AAA Insurance - Mayer Insurance Agency | 455 S Livernois Rd Ste. B23 | (248) 413-5377 |
| 9 | Julie Tourangeau - State Farm Insurance Agent | 1826 E Auburn Rd | (248) 852-0800 |
| 10 | Rick Young Insurance | 2993 Corinthia Dr | (248) 844-9110 |
Amy Bashi - State Farm Insurance Agent serves the Rochester Hills, Michigan area, providing life insurance coverage for local residents and families. This agency offers term life policies designed for temporary financial protection over a specified period. For those seeking longer-term security, the agency handles whole life insurance, which accumulates cash value over time while ensuring beneficiaries receive a death benefit. Final expense policies, covering end-of-life costs such as funeral arrangements, represent another specific service this agency manages for the community.
Mike Bashore - State Farm Insurance Agent in Rochester Hills, MI offers a full range of life insurance policies designed to protect families and individuals from financial uncertainty. These policies can help cover final expenses, replace lost income, or pay off outstanding debts. The agency also provides complimentary policy reviews to ensure coverage keeps pace with changing life circumstances. Clients include those living in single-family homes, apartments, and owners of retail stores and restaurants seeking business continuity protection.
Allied Insurance Managers, Inc. serves homeowners, families, and individual policyholders in Rochester Hills, Michigan, by offering life insurance agent services. They assist clients in evaluating their coverage needs for financial protection and future planning. Understanding that life insurance requirements vary, the firm works directly with individuals to review available options and help secure appropriate policies. The company also extends its services to residents in the greater metro Detroit area, including nearby communities such as Troy.
Michael Spinale - State Farm Insurance Agent serves Rochester Hills, Michigan, and its surrounding communities, handling life insurance policies for local residents and families. The agency focuses on helping clients secure financial protection for their loved ones through term and permanent coverage options. To handle a typical job, it sits down with clients to review their long-term financial goals and identify which type of policy best matches their needs and budget.
At Ivy Fields-Releford - State Farm Insurance Agent in Rochester Hills, MI, clients can choose between a one-time policy purchase for immediate term coverage or a recurring whole life plan that builds cash value over time. Both options require underwriting based on health and lifestyle factors. Life insurance agents in this area assess individual needs, evaluating income replacement, debt coverage, and final expenses to recommend appropriate death benefits. Service runs on a one-time basis for term policies and a scheduled annual review for permanent plans, with additional updates available as needed.
The Crawford Insurance Group provides life insurance services in Rochester Hills, MI. They specialize in helping clients secure policies that offer financial stability for the future. Their general work includes guiding individuals through the process of choosing appropriate coverage amounts. The company assists with protection strategies for families and businesses. When the arrival of a new baby creates the need to reassess beneficiaries and coverage, the agency helps update a family’s financial safety net accordingly.
As the seasons change in Rochester Hills, many residents begin considering how to secure their family's financial future, and Roncelli Insurance Group provides dedicated life insurance agent services tailored to these local needs. The company helps clients navigate various policy options designed to offer financial protection. A typical first step involves scheduling a no-obligation consultation where a friendly agent reviews individual circumstances and explains available coverage choices. This initial assessment allows prospective clients to gain clarity on their specific insurance requirements before moving forward.
AAA Insurance - Mayer Insurance Agency in Rochester Hills, MI focuses on helping individuals evaluate and select life insurance policies that protect their families from financial hardship. The agency specializes in tailoring coverage options, such as term and whole life insurance, to meet specific client needs and long-term goals. Its advisors guide clients through the complexities of policy selection and beneficiary designations. Beyond personal coverage, the agency serves commercial accounts, including small offices, warehouses, and food service operations, by offering life insurance solutions to protect business continuity and key personnel.
Julie Tourangeau - State Farm Insurance Agent serves Rochester Hills, MI, and the surrounding area with residential life insurance policies designed to protect families. The agency also assists local business clients with commercial coverage needs, ensuring their operations are secured. A life insurance agent helps individuals evaluate options for their household’s financial future near this community. Clients often return for policy reviews and updates between regular visits, maintaining their coverage as personal circumstances evolve.
Rick Young Insurance in Rochester Hills, MI, is a life insurance agency focused on helping individuals and families secure financial protection. The agency offers a range of permanent and term life policies designed to meet diverse client needs. Policyholders receive personalized guidance through the selection process to match coverage with their long-term goals and budget. Services extend to exploring additional options such as final expense insurance or accidental death coverage for more comprehensive planning.
What Does a a Life Insurance Agent in Rochester Hills Cost?
Typical life insurance costs in Michigan vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 500000 dollar term policy. Whole life policies can cost 200 to 500 dollars per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information not insurance advice.
About life insurance agents in Rochester Hills
Life insurance agents in Rochester Hills Michigan help residents find coverage that fits their needs and budget. Michigan law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain options like term life whole life and universal life policies.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
In Michigan agents must hold a valid resident insurance producer license from the Department of Insurance and Financial Services. They must complete pre-licensing education and pass a state exam. Agents also need to complete continuing education every two years.
How long does it take to get a life insurance policy in Rochester Hills?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued in days. Policies requiring a full medical exam and underwriting can take four to eight weeks.
Can I buy life insurance online from a Rochester Hills agent?
Yes many Rochester Hills agents offer virtual consultations and online applications. Michigan law allows electronic signatures and digital delivery of policy documents. You can complete the entire process without visiting an office if you prefer.
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