The top-rated life insurance agent in Royal Oak, Michigan is Cameron Barnes - State Farm Insurance Agent, rated 5.0 stars across 563 reviews. Other highly rated options include Kirsten Wood - State Farm Insurance Agent, Tiffany Khousakoun - State Farm Insurance Agent, Michael Lantzy - State Farm Insurance Agent. This directory lists 24 life insurance agents serving Royal Oak.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cameron Barnes - State Farm Insurance Agent | 306 S Washington Ave Suite 207 | (248) 721-8365 |
| 2 | Kirsten Wood - State Farm Insurance Agent | 1017 S Washington Ave | (248) 547-5309 |
| 3 | Tiffany Khousakoun - State Farm Insurance Agent | 312 E 3rd St | (248) 864-8219 |
| 4 | Michael Lantzy - State Farm Insurance Agent | 1103 N Campbell Rd | (248) 291-6504 |
| 5 | Atlas Insurance Agency, LLC | 520 E 4th St | (248) 545-7500 |
| 6 | High Favor Insurance Agency LLC | 26080 Woodward Ave | (248) 765-8675 |
| 7 | Eric Carl: Allstate Insurance | 1196 S Washington Ave | (248) 584-0202 |
| 8 | Jordan Tracey - State Farm Insurance Agent | 2416 W 14 Mile Rd | (248) 268-4148 |
| 9 | HealthMarkets Insurance - Julia Muraj Bruceti | 32801 Woodward Ave Ste #101 | (248) 225-3821 |
| 10 | The Robert Littleton Insurance Agency | 104 W 4th St #205 | (248) 643-7575 |
Cameron Barnes - State Farm Insurance Agent serves the Royal Oak, Michigan area as a life insurance agent. The agency helps local individuals and families identify coverage options that provide financial protection for their loved ones. Cameron Barnes guides clients through the process of selecting suitable policies based on their specific needs and long-term goals. The office regularly handles term life insurance policies for temporary coverage needs and whole life insurance for permanent protection.
Kirsten Wood - State Farm Insurance Agent in Royal Oak, MI, helps local homeowners, renters, and families secure term, whole, and universal life insurance policies that protect loved ones. The agency guides clients through beneficiary designations, policy riders, and coverage calculations tailored to individual financial situations and long-term goals. Assistance is also available for small business owners seeking key person life coverage in the area. Her team serves customers throughout south Oakland County, including neighboring communities such as Berkley, Ferndale, and Huntington Woods.
Tiffany Khousakoun - State Farm Insurance Agent serves Royal Oak, Michigan, and the surrounding communities, handling life insurance policies including term and whole life options. It assists clients in evaluating coverage needs that address income replacement, final expenses, and debt protection for households. To manage a typical job, the agency conducts a personalized consultation to review financial goals and family circumstances, then recommends a tailored policy structure to meet specific long-term objectives.
Michael Lantzy - State Farm Insurance Agent in Royal Oak, MI provides life insurance policies and related financial protection services. The agency offers ongoing policy reviews and adjustments to meet changing client needs. Services include term, whole, and universal life insurance options designed to support long-term financial planning. The company regularly maintains and updates coverage plans to adapt to local residents' circumstances. This life insurance agent serves single-family homes, apartments, retail, and restaurants in the Royal Oak area.
Atlas Insurance Agency, LLC distinguishes between one-time policy purchases and recurring protection plans as key service options. The company provides life insurance coverage for individuals and families in Royal Oak, Michigan. Their typical work involves guiding clients through term and whole life policies, helping to secure financial support for beneficiaries. Service availability runs on a scheduled basis during standard business days, with appointments arranged as needed for client consultations.
Specializing in term, whole, and universal life policies, High Favor Insurance Agency LLC serves individuals and families in Royal Oak and the surrounding metro Detroit area. Its agents focus on helping clients assess their long-term financial needs and select appropriate coverage to protect loved ones. A particular area of attention is advising on policy adjustments during major life changes, such as welcoming a new child or purchasing a home. The agency also regularly assists clients with coverage reviews before the annual Medicare open enrollment period.
As the seasons shift in Royal Oak, residents often review their financial protection for their families, and Eric Carl: Allstate Insurance provides guidance on life insurance options that can cover future needs or final expenses. Serving the local community, this agency helps clients explore term or whole life policies that align with their long-term goals. Being a life insurance agent in this area involves assessing individual circumstances to recommend suitable coverage amounts. The process typically begins by scheduling a personal consultation to examine current policies or discuss new protection options.
Jordan Tracey, operating as a State Farm Insurance Agent in Royal Oak, MI, provides comprehensive personal risk management services, with a specific specialty in life insurance agent work. The agent guides clients through term, whole, and universal life policy options to build financial security for families and individuals. Coverage is available for various commercial sectors including professional offices, retail and warehouse facilities, and food service operations.
HealthMarkets Insurance - Julia Muraj Bruceti serves the Royal Oak, Michigan area as a life insurance agent, helping clients evaluate their coverage needs and financial objectives. The company assists individuals in understanding how term or whole life policies can complement their overall financial plan. It works with local residents to compare different policy options and benefit structures. A specialty service it provides is assisting clients in adding disability income protection to their coverage.
What Does a a Life Insurance Agent in Royal Oak Cost?
Life insurance costs in Michigan depend on your age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies cost more often 100 to 300 dollars per month for the same coverage. Costs vary by case. This is general information not insurance advice.
About life insurance agents in Royal Oak
Life insurance agents in Royal Oak Michigan help residents find coverage to protect their families. Michigan law requires agents to hold a valid license from the Department of Insurance and Financial Services. Local agents understand the specific needs of Royal Oak families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must hold a valid Michigan resident insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Michigan DIFS website.
How do I choose a life insurance agent in Royal Oak?
Look for an agent with experience in Michigan insurance laws and a good local reputation. Ask about the types of policies they offer such as term or whole life. Check their license status with the state of Michigan.
What Michigan laws affect life insurance policies?
Michigan has a free look period of 10 days after you buy a policy. During this time you can cancel for a full refund. The state also requires insurers to pay claims within 30 days of receiving proof of death.
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