The top-rated life insurance agent in Saginaw, Michigan is My Member Insurance Agency-Thomas Twp Office, rated 4.8 stars across 555 reviews. Other highly rated options include L.A. Insurance, Safeguard Insurance Agency, Mid-Valley Insurance and Financial. This directory lists 23 life insurance agents serving Saginaw.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | My Member Insurance Agency-Thomas Twp Office | 7531-2 Gratiot Rd Suite 2 | (989) 781-2662 |
| 2 | L.A. Insurance | 4234 Dixie Hwy | (989) 755-8055 |
| 3 | Safeguard Insurance Agency | 2475 Midland Rd | (989) 799-4800 |
| 4 | Mid-Valley Insurance and Financial | 9080 Gratiot Rd ste 100 | (989) 781-3070 |
| 5 | Jennifer Howie & Associates - Farm Bureau Insurance | 6137 Tittabawassee Rd Suite 4 | (989) 220-1415 |
| 6 | Emil Rummel Insurance Agency Inc | 4884 Gratiot Rd UNIT 15 | (989) 793-2100 |
| 7 | Future Insurance Agency | 5580 State St # 1 | (989) 799-8808 |
| 8 | Kaytlyn Thompson at Comparion Insurance Agency | 5157 Hampton Pl | (989) 486-6796 |
| 9 | Preferred First Insurance | 7773 Bay Rd | (989) 799-9082 |
| 10 | Coppolino Insurance Agency | 3123 Davenport Ave | (989) 792-1666 |
My Member Insurance Agency-Thomas Twp Office serves Saginaw and the surrounding Michigan area, offering professional guidance on life insurance agent services. The company helps clients evaluate coverage options to protect their families and secure financial stability. As a local provider in this region, it assists with term life policies for temporary needs and whole life insurance for lifelong protection. The office handles final expense planning and income replacement solutions tailored to individual situations.
L.A. Insurance serves the Saginaw, Michigan, metro area, focusing on life insurance agent services. The company assists local residents and families in evaluating their financial protection needs, helping them compare term and whole life policies. It guides clients through the application process, ensuring coverage plans meet individual budgets and long-term goals. With a commitment to personalized consultations, it handles final expense plans and mortgage protection policies in this region.
Safeguard Insurance Agency in Saginaw, MI provides a range of life insurance services, including policy consultations, coverage comparisons, and application assistance. The agency also offers ongoing policy reviews to help adjust coverage as clients’ needs change over time. Life insurance solutions typically protect beneficiaries from financial hardship after a policyholder’s passing. The agency further guides clients through the maintenance of existing policies and beneficiary updates. It services the life insurance needs of single-family homes, apartments, retail, and restaurants.
Homeowners, local businesses, and property managers in the Saginaw area turn to Mid-Valley Insurance and Financial for life insurance coverage. This agency helps individuals protect their families with term and whole life policies. It also works with business owners to secure key person and buy-sell arrangements. The firm assists property managers in obtaining the necessary liability protection tied to life policies. Serving clients across Saginaw as well as the neighboring community of Bay City, Mid-Valley Insurance and Financial remains a straightforward resource for life insurance needs.
Jennifer Howie & Associates - Farm Bureau Insurance offers both one-time policy reviews and recurring annual check-ins for life coverage in Saginaw, MI. Clients can choose term or whole life insurance to protect their families or businesses from financial loss after an unexpected death. The agency assists with benefit designation updates and policy adjustments as life circumstances change, such as marriage or a new home purchase. Service runs on either a scheduled annual basis or as-needed for policyholder inquiries.
As families in Saginaw plan for the upcoming school year, protecting their household’s financial future becomes a priority. Emil Rummel Insurance Agency Inc addresses this need by offering life insurance policies designed to provide income replacement and final expense coverage. Their agents work directly with clients to review current coverage gaps and calculate the appropriate benefit amounts for different life stages. An initial consultation is scheduled to take a personal financial inventory before any policy is formally recommended.
Future Insurance Agency specializes in helping clients choose life insurance policies that provide long-term financial security for their families. In addition, it guides customers through the process of comparing term, whole, and universal life options to match their unique needs. Operating in Saginaw, Michigan, the agency assists individuals with adjusting coverage during major life events. It also addresses practical concerns such as ensuring policy renewals stay active through changing local economic conditions.
At Comparion Insurance Agency in Saginaw, Michigan, Kaytlyn Thompson provides guidance on various life insurance policies. Her specialty includes helping clients select appropriate term or permanent coverage to help protect their families. Many local residents rely on these consultations to develop financial security strategies. She can assist commercial clients with related insurance needs, serving professionals in local offices, navigating policies for warehousing operations, and addressing requirements for food service establishments.
Serving Saginaw, Michigan, and the surrounding communities of Bay City, Midland, and Flint, Preferred First Insurance handles life insurance policies designed to provide financial protection for families and individuals. The agency works with clients to assess coverage needs and navigate policy options that align with long-term goals. In a typical case, it listens to the client’s personal circumstances and financial objectives before presenting a tailored coverage recommendation that fits their budget.
What Does a a Life Insurance Agent in Saginaw Cost?
Typical costs for life insurance in Saginaw Michigan vary by age health and policy type. A 35 year old non-smoker might pay 25 to 50 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Costs also depend on the insurance company and your medical history. This is general information not insurance advice.
About life insurance agents in Saginaw
Life insurance agents in Saginaw Michigan help residents choose policies that protect their families and meet state requirements. Michigan law requires agents to hold a valid license from the Department of Insurance and Financial Services. Local agents can explain how Michigan community property laws may affect policy ownership and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Saginaw Michigan?
Agents must hold a valid Michigan life insurance producer license issued by the Department of Insurance and Financial Services. They must complete pre-licensing education and pass a state exam. You can verify an agent license on the DIFS website.
How does Michigan law affect life insurance beneficiary choices?
Michigan follows community property rules for married couples. This means a spouse may have rights to policy proceeds even if not named as beneficiary. An agent can help you understand how to structure ownership and beneficiary designations under Michigan law.
What is the free look period for life insurance in Michigan?
Michigan law gives you a 10 day free look period after you receive a new life insurance policy. During this time you can cancel for a full refund. This applies to most individual life policies sold in the state.
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