The top-rated life insurance agent in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include Health Insurance Experts LLC, Filliccia Insurance Agency, Dallo Insurance Group. This directory lists 20 life insurance agents serving Shelby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SWITCH Insurance Group | 7857 25 Mile Rd Suite 103 | (248) 636-4200 |
| 2 | Health Insurance Experts LLC | 4037 S Lake | (248) 840-2074 |
| 3 | Filliccia Insurance Agency | 50551 Van Dyke Ave | (248) 537-4040 |
| 4 | Dallo Insurance Group | 49136 Van Dyke Ave | (248) 606-4991 |
| 5 | Lifetime Insurance Services | 7857 25 Mile Rd Suite 103 | (888) 376-4364 |
| 6 | Green Valley Insurance Agency | 50258 Van Dyke Ave C | (586) 580-3663 |
| 7 | Comparion Insurance Agency | 13001 23 Mile Rd STE 102 | (586) 532-7298 |
| 8 | Mansfield Insurance Group | 8790 23 Mile Rd | (586) 522-4427 |
| 9 | Todd Terry: Allstate Insurance | 45545 Mound Rd | (586) 726-2550 |
| 10 | Core Insurance Group | 50787 Corporate Dr | (248) 847-2673 |
SWITCH Insurance Group serves the Shelby Township area and greater Macomb County as a life insurance agency. The company assists clients with securing financial protection for their families through various policy options. It works with individuals to evaluate coverage needs for future income replacement or final expenses. The firm also helps residents compare different plans, including term and whole life policies, to find a suitable fit.
Health Insurance Experts LLC in Shelby Township, MI, provides life insurance agent services, including policy selection, risk assessment, and beneficiary planning. Its ongoing service plans involve annual policy reviews, coverage adjustments for major life events, and assistance with claims filing to ensure beneficiaries receive payouts promptly. The company serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Homeowners and small business owners in Shelby Township seeking life insurance coverage can turn to Filliccia Insurance Agency for guidance. The firm helps clients understand policy options that address financial protection needs for families and enterprises. Its advisors assist with term, whole, and universal life selections based on individual budgets and long-term goals. The agency also serves clients in the surrounding Macomb County communities, including Utica and Sterling Heights.
For life insurance needs, clients choose between term policies that cover only a set period and whole life options that build cash value while protecting for their entire lifetime. Dallo Insurance Group, based in Shelby Township, MI, provides guidance on such choices for protection and financial planning. Coverage helps families replace lost income, pay off debts, or fund future expenses after an unexpected death. Service is available on both a one-time basis for initial policy setup and as-needed for periodic reviews and adjustments.
Serving Shelby Township and the surrounding communities in Macomb County, Lifetime Insurance Services provides life insurance as a licensed agent. It helps clients evaluate term, whole, and universal life policies to match their financial goals. The agency focuses on assessing each individual's specific coverage needs and budget during an initial consultation. To handle a typical job, it first reviews the client's existing coverage and personal situation before presenting and explaining suitable policy options for their long-term protection.
Green Valley Insurance Agency in Shelby Township, MI, specializes in term, whole, and universal life insurance policies, providing coverage that aligns with long-term financial planning. The agency works with clients to assess their protection needs, settle on appropriate benefit amounts, and navigate application procedures with carriers. Its general service work includes periodic policy reviews, beneficiary updates, and support during claim filings. As winter increases the risk of slips and seasonal illnesses, the agency helps families evaluate whether their existing coverage meets unexpected medical costs.
Comparion Insurance Agency in Shelby Township, Michigan, offers life insurance policies tailored to income protection, mortgage coverage, and final expense planning. The agency guides local residents through term, whole, and universal life options to match diverse financial goals. Its general service work includes assessing individual needs and explaining policy features clearly. As autumn approaches, it helps families review coverage before the holiday season to ensure financial security for loved ones during winter travel and gatherings.
As the seasons change and families in Shelby Township review their financial plans for the year ahead, Todd Terry: Allstate Insurance works with local residents to examine their life insurance needs. They help individuals and families understand how a policy can provide for loved ones in the future. They focus on matching coverage options to a client’s personal situation. The process begins with an in-person or virtual consultation, followed by a thorough review of the applicant’s health and financial information to determine the appropriate initial offer.
What Does a a Life Insurance Agent in Shelby Township Cost?
The cost of life insurance in Shelby Township Michigan varies based on your age health coverage amount and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. This is general information and not insurance advice.
About life insurance agents in Shelby Township
Life insurance agents in Shelby Township Michigan help residents and families find coverage that fits their budget and goals. Michigan law requires all life insurance agents to hold a valid state license and follow strict consumer protection rules. Working with a local agent can make it easier to understand your options and get personalized service.
Frequently Asked Questions
What license does a life insurance agent need in Shelby Township Michigan?
In Michigan life insurance agents must hold a valid resident or non-resident license issued by the Michigan Department of Insurance and Financial Services. Agents must also complete continuing education courses to maintain their license.
How do I choose a life insurance agent in Shelby Township?
Look for an agent who is licensed in Michigan and has experience with the type of policy you need such as term or whole life. You can verify an agents license through the Michigan DIFS website before working with them.
What is the free look period for life insurance in Michigan?
Michigan law gives you a free look period of at least 10 days after you receive your life insurance policy. During this time you can cancel the policy for a full refund if you change your mind.
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