The top-rated life insurance agent in St Clair Shores, Michigan is Tom Peck - State Farm Insurance Agent, rated 4.9 stars across 376 reviews. Other highly rated options include Sue Crowe - State Farm Insurance Agent, Lakepointe Insurance Agency, Jeff Abraham - State Farm Insurance Agent. This directory lists 19 life insurance agents serving St Clair Shores.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Peck - State Farm Insurance Agent | 25310 Little Mack Ave | (586) 775-6300 |
| 2 | Sue Crowe - State Farm Insurance Agent | 31800 Harper Ave | (586) 296-3800 |
| 3 | Lakepointe Insurance Agency | 25124 Jefferson Ave | (586) 776-6990 |
| 4 | Jeff Abraham - State Farm Insurance Agent | 25118 Jefferson Ave | (586) 771-9222 |
| 5 | Michigan Insurance and Financial Services | 26503 Harper Ave | (586) 218-5980 |
| 6 | DDI Insurance Agency | 24522 Harper Ave | (313) 925-3216 |
| 7 | Joe Manzella Agency - Goosehead Insurance | 23000 Greater Mack Ave 2nd Floor, Suite 400 | (313) 314-6811 |
| 8 | Goosehead Insurance - Joe Manzella | 23000 Greater Mack Ave Suite 400 | (313) 314-2227 |
| 9 | Serena Clarke - State Farm Insurance Agent | 28800 Harper Ave B | (586) 445-2444 |
| 10 | Jeffery Torrice: Allstate Insurance | 22811 Greater Mack Ave Ste 214 | (313) 881-0200 |
Tom Peck - State Farm Insurance Agent serves the St Clair Shores, MI area and nearby communities in Macomb County, offering a full range of life insurance options to local residents. The agency helps clients evaluate their financial protection needs for the future. Policies are available that can provide financial security for families in the event of an unexpected loss. The office works with individuals to tailor coverage that fits their personal budgets and long-term goals. Term life and whole life insurance policies are handled specifically through this local agency.
Sue Crowe - State Farm Insurance Agent in St Clair Shores, MI, provides a range of services including life insurance policies designed to help protect a family’s financial future. The agency offers ongoing service and policy reviews to ensure coverage aligns with changing life circumstances, as well as assistance with claims and policy adjustments. This life insurance agent works with a variety of properties and clients, serving those who own single-family homes, apartments, retail spaces, and restaurants.
Lakepointe Insurance Agency in St Clair Shores, MI, serves homeowners, businesses, and property managers seeking financial protection for their assets and families. As a local life insurance agent, the agency assists clients in selecting coverage that addresses income replacement and final expense needs. Guidance is provided on policy options that support long-term financial security for individuals and their beneficiaries. The agency also extends its services to residents in neighboring Macomb County and the greater Detroit metro area.
Serving St Clair Shores and the surrounding communities in Macomb County, Jeff Abraham - State Farm Insurance Agent handles life insurance policies designed to protect families from financial hardship after a loss. This includes term and whole life options that provide a death benefit for beneficiaries. Each policy is tailored to a client’s specific budget and long-term goals. For a typical job, the agent begins with a personal consultation to review the client’s current coverage needs, then presents a clear comparison of available plan choices before processing the final application.
Michigan Insurance and Financial Services specializes in life insurance policies tailored to individual needs. It also offers general insurance and financial guidance to clients in St Clair Shores, Michigan. The agency helps local residents navigate coverage options to protect families and secure financial futures. Seasonal concerns such as reviewing beneficiary designations during spring or adjusting coverage after a major life event like a child's college graduation are common situations where its advisors provide practical assistance.
DDI Insurance Agency serves Macomb County and the surrounding communities from its base in St. Clair Shores, Michigan, providing life insurance solutions for local families and individuals. The agency focuses on helping clients understand different policy types to secure financial protection for their dependents and estates. This work includes evaluating coverage amounts to meet specific income replacement or debt repayment needs. In this area, DDI Insurance Agency assists with term life policies for temporary coverage and whole life plans for permanent protection.
Located in St Clair Shores, MI, the Joe Manzella Agency - Goosehead Insurance focuses on delivering life insurance protection for individuals and families. The agency additionally assists clients with specialized policy riders and coverage enhancements. It evaluates long-term financial needs and helps secure peace of mind through appropriate benefit levels. Serving local residents and small business owners, the agency also addresses commercial coverage requirements for offices, warehouses, and food service operations.
Goosehead Insurance - Joe Manzella, a life insurance agent in St Clair Shores, MI, is known for guiding clients through the process of securing financial protection for their families. The agency provides a range of life insurance policies designed to offer coverage for various needs and budgets. By working directly with individuals to assess their long-term financial goals, the agency helps ensure that beneficiaries are supported in the event of a loss. A specialty service it can add on is the integration of final expense coverage into existing plans.
Serena Clarke - State Farm Insurance Agent provides residential life insurance services for families in St Clair Shores, MI. Commercial coverage is also available for local business owners needing protection for their enterprises. The office serves the surrounding communities within the greater St Clair Shores area. Policies are reviewed with each client to ensure appropriate coverage. Follow-up is conducted between regular annual visits to address any changes in personal or business circumstances.
Jeffery Torrice: Allstate Insurance in St Clair Shores, MI offers both one-time consultations and ongoing service options to address different client needs. For life insurance, coverage can range from term policies, which provide protection for a set period, to permanent policies that build cash value over time. These decisions help individuals plan for beneficiaries’ futures. Services in this category typically run on a scheduled, as-needed basis, with periodic policy reviews and adjustments based on life changes such as a new child or retirement.
What Does a a Life Insurance Agent in St Clair Shores Cost?
A typical term life policy for a healthy 35 year old in Michigan may cost 20 to 40 dollars per month for 250,000 dollars of coverage. Whole life policies often start at 100 dollars per month and increase with age and benefits. Costs vary based on your health age coverage amount and the insurance company. This is general information not insurance advice.
About life insurance agents in St Clair Shores
Life insurance agents in St Clair Shores Michigan help residents find coverage that fits their needs and budget. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents understand the unique risks and costs in Macomb County communities.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must hold a valid Michigan resident or non-resident license for life insurance. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to maintain the license.
How long does it take to get a life insurance policy in St Clair Shores?
The process usually takes 2 to 6 weeks from application to approval. Some policies with no medical exam can be issued in days. Michigan law allows a free look period of at least 10 days after you receive the policy.
Can a life insurance agent help with Michigan estate planning?
Yes agents can explain how life insurance proceeds are handled under Michigan law. Proceeds generally pass outside of probate if a beneficiary is named. This can help your family avoid the time and cost of the probate process in Macomb County.
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