The top-rated life insurance agent in Traverse City, Michigan is Susan Rauser - State Farm Insurance Agent, rated 4.9 stars across 640 reviews. Other highly rated options include Cardinal Insurance Group, Ford Insurance Inc, Acrisure Traverse City, MI (Larkin Group). This directory lists 20 life insurance agents serving Traverse City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Susan Rauser - State Farm Insurance Agent | 874 E Eighth St | (231) 421-9596 |
| 2 | Cardinal Insurance Group | 510 Depot View Dr STE 11 | (231) 938-4408 |
| 3 | Ford Insurance Inc | 920 S Garfield Ave # 6 | (231) 941-0450 |
| 4 | Acrisure Traverse City, MI (Larkin Group) | 13900 S W Bay Shore Dr | (231) 947-8800 |
| 5 | Farmers Insurance - Fran Martin | 745 S Garfield Ave Ste B | (231) 421-5136 |
| 6 | Michigan's Best Insurance Agency | 3639 Cass Rd Ste 6 | (231) 929-9500 |
| 7 | Johnson & Associates Insurance | 3819 N Four Mile Rd | (231) 938-8940 |
| 8 | Bay View Insurance Agency | 4200 Three Mile Rd | (231) 941-2244 |
| 9 | Fitzmaurice-Garvin Insurance | 13818 S W Bay Shore Dr | (231) 947-9532 |
| 10 | Grand Traverse Insurance Group | 800 Cottageview Dr Ste 1042 | (231) 943-1360 |
Susan Rauser, a State Farm insurance agent, serves the Traverse City, Michigan area, offering life insurance policies to local residents. This agency helps individuals and families consider coverage that can provide financial protection for their loved ones. Life insurance is designed to support beneficiaries with expenses after a policyholder passes away. The office also guides clients in choosing between term and whole life options based on personal needs. Specific services handled in this area include arranging final expense coverage and setting up policies to replace lost income for surviving family members.
Cardinal Insurance Group provides a full range of life insurance solutions for individuals and families in Traverse City, MI. The agency works with clients to assess coverage needs and offers ongoing policy reviews to ensure plans remain appropriate over time. Service plans include assistance with beneficiary updates and claims support. The company services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Ford Insurance Inc serves homeowners, business owners, and individuals in the Traverse City, MI area who seek life insurance protection for their families or estates. As a local life insurance agent, the company helps clients evaluate term and permanent policies designed to secure financial stability. Every policy recommendation considers the client’s unique needs and long-term goals, providing guidance through the application process. The agency also extends its services to residents in the nearby community of Acme, just east of Traverse City, along the Grand Traverse Bay shoreline.
Serving Traverse City and the surrounding communities of northwest Michigan, Acrisure Traverse City, MI (Larkin Group) operates as a life insurance agent. The company handles life insurance policies designed to help individuals and families plan for financial protection. To address a typical need, it first reviews a client’s current coverage and future goals, then identifies suitable policy options from available carriers. This approach focuses on matching each client’s unique circumstances with appropriate insurance solutions.
Farmers Insurance - Fran Martin in Traverse City, MI offers both one-time term life policies and permanent coverage that accumulates cash value over time. Clients in this area can select from various life insurance products designed to provide financial protection for families. Service runs on an as-needed basis, with the agent available to adjust coverage when clients experience major life changes such as marriage or the birth of a child.
Michigan's Best Insurance Agency specializes in life insurance agent services, helping clients secure financial protection for their families. It offers policies designed to cover final expenses, income replacement, and long-term obligations, working with individuals and businesses in Traverse City. The agency guides customers through plan selection and policy enrollment, ensuring coverage aligns with personal budgets and future needs. Before winter storms or travel seasons, it reviews existing plans to confirm beneficiaries remain current and coverage limits are sufficient.
As the seasons change in Traverse City, many families begin to think about how to provide for loved ones in uncertain times. Johnson & Associates Insurance helps local residents navigate life insurance options that suit their personal circumstances. They offer guidance through the various types of coverage available, ensuring clients understand the process from start to finish. A typical first step is a straightforward, in-person assessment of individual needs to determine the most appropriate policy direction.
Bay View Insurance Agency in Traverse City, MI helps individuals and families plan for financial security through life insurance policies. The company offers term, whole, and universal life coverage to address various long-term needs. Policy discussions include income replacement, final expense planning, and mortgage protection. Business owners can explore key person and buy-sell coverage options. The agency serves commercial sectors such as offices, warehouses, and food service establishments.
Fitzmaurice-Garvin Insurance provides life insurance services to residential clients in Traverse City, Michigan, assisting families with their coverage needs. The company also offers commercial life insurance policies for local businesses in the Traverse City area. A life insurance agent works with individuals and business owners to select appropriate policies that meet long-term financial goals. After an initial consultation and policy placement, the office typically reaches out to clients again between regular visits to review coverage and address any changes in their circumstances.
Grand Traverse Insurance Group, based in Traverse City, Michigan, is known for offering personalized life insurance solutions to local residents and small business owners. The company helps clients understand their coverage options for protecting loved ones and securing financial stability. Agents guide families through term, whole, and universal life policies tailored to individual needs and budgets. As a specialty service, the agency can also add a final expense insurance policy to cover end-of-life costs.
What Does a a Life Insurance Agent in Traverse City Cost?
Life insurance costs in Michigan vary based on age health coverage amount and policy type. A typical term life policy for a healthy 35 year old may cost between twenty and fifty dollars per month for a 500 thousand dollar benefit. Whole life policies often cost several hundred dollars per month. Costs also depend on the insurance company and your specific risk factors. This is general information and not insurance advice.
About life insurance agents in Traverse City
Life insurance agents in Traverse City Michigan help residents find coverage to protect their families and assets. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents can guide you through options like term life whole life and universal life policies tailored to your needs.
Frequently Asked Questions
What does a life insurance agent in Traverse City do?
A life insurance agent helps you compare policies from different carriers and choose coverage that fits your budget and goals. They explain policy details like premiums death benefits and riders. Agents also assist with the application and underwriting process.
Do I need a license to sell life insurance in Michigan?
Yes Michigan requires all life insurance agents to hold a valid license from the Department of Insurance and Financial Services. Agents must pass a state exam and complete continuing education courses. You can verify a license on the DIFS website.
How do I choose a life insurance agent in Traverse City?
Look for an agent with experience in Michigan insurance laws and a good reputation in the community. Ask about the types of policies they offer and their carrier relationships. It is wise to interview multiple agents before making a decision.
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