The top-rated life insurance agent in Troy, Michigan is Globe Life American Income Division: Schrieber Organization, rated 4.9 stars across 1,521 reviews. Other highly rated options include FSA Insurance Agency, JPS Insurance Agency, AAA Insurance - Howard Beatty IV Insurance Agency. This directory lists 23 life insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Schrieber Organization | 950 Stephenson Hwy #200 | (844) 832-2412 |
| 2 | FSA Insurance Agency | 50 W Big Beaver Rd Ste 500 | (586) 842-3770 |
| 3 | JPS Insurance Agency | 1111 W Long Lake Rd Suite 201 | (248) 646-6657 |
| 4 | AAA Insurance - Howard Beatty IV Insurance Agency | 2950 W Square Lake Rd Suite# 100 | (248) 792-7012 |
| 5 | HealthMarkets Insurance - Eric Zawicki | 920 E Long Lake Rd Ste 100A | (248) 850-4000 |
| 6 | Alfred Shala-HealthMarkets Insurance Agency | 920 E Long Lake Rd STE 200A | (586) 707-5527 |
| 7 | AAA Insurance - Daniel's Agency | 42831 Dequindre Rd | (248) 800-9999 |
| 8 | Oak Crest Insurance Services | 125 E Maple Rd | (248) 729-7077 |
| 9 | Troy-Metro Agency | 2065 Livernois Rd | (248) 813-8540 |
| 10 | Hershey Insurance Group | 2855 Coolidge Hwy #204 | (888) 843-7743 |
Globe Life American Income Division: Schrieber Organization serves the Troy, Michigan area as a life insurance agency. The company helps local residents secure financial protection through various individual life insurance policies. Its agents work with clients to assess coverage needs and explain policy terms. Common services include term life insurance, which provides coverage for a specific period. The firm also offers final expense insurance to assist with end-of-life costs.
FSA Insurance Agency offers a range of life insurance solutions to individuals and families in the Troy, Michigan area. It focuses on helping clients assess their coverage needs and selecting appropriate policies. The agency assists with initial applications, adjusts coverage as life circumstances change, and provides ongoing policy management support. It services single-family homes, apartments, retail stores, and local restaurants.
JPS Insurance Agency in Troy, Michigan, serves homeowners, renters, and small business owners seeking personal financial protection. This life insurance agent helps clients evaluate term and whole life policies to secure coverage that fits their budget and family needs. They guide customers through the application process and explain beneficiary designations and policy riders. Regular policy reviews ensure coverage keeps pace with life changes like marriage or starting a family. The agency also provides services to clients in neighboring Birmingham and throughout Oakland County.
AAA Insurance - Howard Beatty IV Insurance Agency serves Troy, Michigan, and the surrounding communities of Oakland County. It handles life insurance policies designed to provide financial protection for families and beneficiaries. The agency works with individuals to evaluate their coverage needs, including term or permanent life options. Its general approach to a typical job involves assessing a client's personal circumstances and financial goals to recommend a suitable policy that aligns with their long-term planning objectives and budget.
HealthMarkets Insurance - Eric Zawicki in Troy, MI, helps local residents and businesses secure life insurance coverage that protects their financial futures. The agency specializes in matching clients with policies suited to their individual needs and budgets. Serving the greater Troy area, it works with a variety of commercial sectors, including offices, warehouses, and food service operations, to provide essential employee and business protection options.
As Troy residents consider their family’s financial future amid Michigan’s changing seasons, Alfred Shala-HealthMarkets Insurance Agency provides focused guidance on life insurance coverage. This agency helps clients in the local area evaluate policies that could support dependents or cover final expenses. An initial consultation involves a straightforward review of individual needs and available plan options. A licensed agent discusses personal circumstances to identify appropriate coverage levels. This process concludes with a simple in-person or phone assessment to clarify the next steps for securing a quote.
When considering life insurance, clients distinguish between one‑time term policies for a set period and permanent options that build cash value over a lifetime. AAA Insurance - Daniel's Agency, located in Troy, MI, helps residents identify the right type of coverage to protect their family or business through either avenue. Agents assess individual needs and budgets to explain how each option pays a death benefit. Service appointments for consultations and policy reviews are available as one‑time meetings or on an as‑needed basis.
Oak Crest Insurance Services in Troy, MI, is known for guiding local families toward suitable life insurance coverage. Its services range from term and whole life policies to broader financial protection planning for life’s uncertainties. Residents work with agents to assess needs for income replacement and final expenses. A specialty service it can add on is a no-obligation consultation for reviewing existing life insurance policies.
Serving residential clients in Troy, Troy-Metro Agency helps individuals and families select life insurance policies that fit their needs. Commercial coverage is also available for local businesses seeking financial protection for their operations. The agency serves Troy and the surrounding communities in southeastern Michigan. An agent meets with policyholders to review coverage options and adjust plans as circumstances change. Regular follow-up appointments are scheduled between these visits to ensure policies remain aligned with current goals.
Homeowners, businesses, and families in Troy, Michigan rely on Hershey Insurance Group for their life insurance needs. The agency assists clients in selecting appropriate policies to provide financial security and support for beneficiaries. Services include helping individuals understand term and permanent life insurance options tailored to their situations. The firm also covers the greater metropolitan Detroit area, including neighboring communities such as Rochester Hills and Bloomfield Hills.
What Does a a Life Insurance Agent in Troy Cost?
Term life insurance for a healthy 35 year old in Michigan often costs between 20 and 40 dollars per month for a 500 thousand dollar policy. Whole life premiums are higher typically starting at 100 dollars per month for the same coverage. Costs vary by age health and policy type. This is general information not insurance advice.
About life insurance agents in Troy
Life insurance agents in Troy Michigan help residents choose policies that protect their families and meet state requirements. Michigan law does not mandate personal life insurance but agents can guide you on coverage amounts and policy types. Local agents understand the needs of families and businesses in Oakland County.
Frequently Asked Questions
What license does a life insurance agent in Troy need?
Agents must hold a valid Michigan resident insurance producer license. This requires completing prelicensing education and passing the state exam. They must also complete continuing education every two years.
How long after applying does a life insurance policy start in Michigan?
Coverage typically begins after the policy is issued and the first premium is paid. Michigan allows a free look period of at least 10 days during which you can cancel for a full refund.
Can a life insurance agent in Troy help with Michigan estate planning?
Yes many agents work with estate planning attorneys to ensure policy proceeds avoid probate. Michigan probate can delay asset distribution so naming beneficiaries directly is common.
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