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Find Life Insurance Agents Near You in Utica, MI

Browse life insurance agents serving Utica, Michigan. Updated 2026-07-14.

The top-rated life insurance agent in Utica, Michigan is Alisha Alef - State Farm Insurance Agent, rated 5.0 stars across 337 reviews. Other highly rated options include Action Insurance Service, Inc., Michigan Insurance and Financial Services - Headquarters, John J. Boyd & Associates, Inc.. This directory lists 12 life insurance agents serving Utica.

Showing 12 life insurance agents in Utica, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Alisha Alef - State Farm Insurance Agent7726 Auburn Rd(586) 731-5556
2Action Insurance Service, Inc.7659 Auburn Rd(586) 739-9080
3Michigan Insurance and Financial Services - Headquarters45136 Cass Ave(586) 710-7600
4John J. Boyd & Associates, Inc.7817 McClellan St(586) 314-3400
5Beck Insurance8344 Hall Rd Suite 102(586) 731-5800
6Goosehead Insurance - John VanLoon8344 Hall Rd #114(248) 554-1185
7ALF Insurance Agency LLC8641 Hall Rd(586) 731-5791
8ATM Insurance Solutions LLC45200 Sterritt St Ste 104(586) 991-5066
9Michigan Insurance And Financial Services, Utica #245138 Cass Ave(586) 710-7605
10Superior Insurance Agency, LLC11255 Hall Rd #202(586) 843-3262
AA
7726 Auburn Rd
Alisha Alef - State Farm Insurance Agent
Life Insurance Agent · Utica, MI

Alisha Alef - State Farm Insurance Agent serves the Utica, Michigan area and the surrounding Macomb County region, offering personal coverage solutions. As a local life insurance agent, the company helps individuals and families protect their financial futures by providing policies that can support loved ones after a loss. The agency also addresses income replacement needs through its life insurance products. Life insurance and final expense coverage are two specific services handled in this area.

AI
7659 Auburn Rd
Action Insurance Service, Inc.
Life Insurance Agent · Utica, MI

Action Insurance Service, Inc. in Utica, MI offers a full range of life insurance options to provide financial security for individuals and families. Its team assists clients in selecting suitable policy structures and maintaining coverage through periodic reviews. The agency develops personalized plans that address long-term protection needs and estate considerations. Policyholders receive ongoing support for beneficiary updates and premium management. Action Insurance Service, Inc. serves clients with single-family homes, apartments, retail spaces, and restaurants.

MI
45136 Cass Ave
Michigan Insurance and Financial Services - Headquarters
Life Insurance Agent · Utica, MI

Individuals and families in Utica rely on Michigan Insurance and Financial Services - Headquarters for life insurance agent guidance. The firm helps clients assess their financial protection needs and select suitable coverage. Homeowners, business owners, and those planning long-term security can obtain assistance with policy comparisons and enrollment. The agency serves the local area with clear explanations of different life insurance options. Coverage needs for residents of neighboring communities in Macomb County, including Sterling Heights and Shelby Township, are also addressed.

JJ
7817 McClellan St
John J. Boyd & Associates, Inc.
Life Insurance Agent · Utica, MI

Serving Utica, MI, and the surrounding communities in Macomb County, John J. Boyd & Associates, Inc. is a local agency handling life insurance needs for residents in the area. The firm assists clients in selecting appropriate life insurance policies to provide financial protection for their families. To manage a typical assignment, the company begins by reviewing a client’s current coverage and long-term objectives, then recommends suitable options from available carriers to match their situation.

BI
8344 Hall Rd Suite 102
Beck Insurance
Life Insurance Agent · Utica, MI

For clients seeking guidance on income protection versus final expense planning, Beck Insurance in Utica, MI offers life insurance agent services that address both one-time policy purchases and ongoing coverage adjustments. The agent helps individuals navigate term or whole life options to meet long-term financial security goals. Consultations review personal circumstances and recommend suitable insurance amounts. Service appointments are scheduled on a one-time or periodic as-needed basis for policy reviews and updates.

GI
8344 Hall Rd #114
Goosehead Insurance - John VanLoon
Life Insurance Agent · Utica, MI

Goosehead Insurance - John VanLoon offers term and whole life insurance policies along with retirement-focused coverage planning in the Utica, Michigan area. It also assists clients with evaluating existing life insurance portfolios and coordinating benefit design with overall family financial strategies. Standard services include face-to-face needs assessments and policy comparisons to ensure appropriate levels of coverage. The agent regularly helps residents adjust their life insurance plans when preparing for upcoming annual renewal periods or following major life changes such as a new home purchase.

AI
8641 Hall Rd
ALF Insurance Agency LLC
Life Insurance Agent · Utica, MI

As the seasons change in Utica, many residents begin reviewing their financial plans, seeking life insurance coverage that aligns with new needs. ALF Insurance Agency LLC offers personalized consultations to help local families assess term or whole life policies that provide financial security for their beneficiaries. The agency takes time to understand individual goals before recommending suitable products from available carriers. To begin the process, they schedule a risk-free initial assessment to review current coverage and identify potential gaps in protection.

AI
45200 Sterritt St Ste 104
ATM Insurance Solutions LLC
Life Insurance Agent · Utica, MI

ATM Insurance Solutions LLC provides financial protection planning for individuals and families throughout the Utica, MI area. As a life insurance agent, the firm assists clients in selecting policies that cover final expenses, income replacement, and long-term needs. The company focuses on personalizing coverage options to match each client’s unique financial situation and goals. It can serve commercial sectors as well, including offices, warehouses, and food service operations.

MI
45138 Cass Ave
Michigan Insurance And Financial Services, Utica #2
Life Insurance Agent · Utica, MI

Michigan Insurance And Financial Services, Utica #2 provides residential life insurance coverage to families in the Utica, Michigan area. The agency also serves local businesses with commercial life insurance policies designed to protect their operations and key personnel. Their service area includes Utica and the surrounding communities. The team focuses on helping clients select appropriate life insurance plans to meet financial goals. After an initial policy is in place, they offer follow-up service to review coverage during regular visits, ensuring it remains aligned with changing needs.

SI
11255 Hall Rd #202
Superior Insurance Agency, LLC
Life Insurance Agent · Utica, MI

Superior Insurance Agency, LLC, serves Utica, Michigan, as a dedicated life insurance agent, known for helping individuals and families protect their financial futures. Its services range from term life policies to whole life coverage, designed to meet varying client needs and budgets. The agency guides clients through complex options to ensure appropriate beneficiary planning. In addition to standard offerings, it can add on accidental death benefit riders to enhance a core life policy.

GI
8300 Hall Rd Suite 100A
Goosehead Insurance - Anthony Dawood
Life Insurance Agent · Utica, MI
(586) 204-8568
goosehead.com/agents/mi/utica/anthony-dawood
CI
7675 Auburn Rd
Cardamone Insurance Agency
Life Insurance Agent · Utica, MI
(586) 254-5050
cardamoneinsurance.com

What Does a a Life Insurance Agent in Utica Cost?

The cost of life insurance in Michigan varies by age, health, coverage amount, and policy type. A healthy 35-year-old in Utica might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $150 to $300 per month for similar coverage. Rates also depend on your medical history, lifestyle, and tobacco use. This is general information, not insurance advice.

About life insurance agents in Utica

Life insurance agents in Utica, Michigan help residents choose coverage that fits their needs and budget. Michigan law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Michigan insurance regulations affect your policy options and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent need in Michigan?

In Michigan, life insurance agents must hold a valid resident or non-resident license issued by the Michigan Department of Insurance and Financial Services. They must complete pre-licensing education and pass a state exam. Agents must also renew their license every two years and complete continuing education.

How do Michigan laws affect life insurance payouts?

Michigan law requires life insurance companies to pay claims within 30 days after receiving proof of death. If payment is delayed without reasonable cause, the insurer may owe 12% annual interest on the claim amount. Beneficiaries should know that policy proceeds are generally not subject to Michigan state income tax.

Can I change my life insurance beneficiary in Michigan?

Yes, you can change your beneficiary at any time as long as the policy allows it. You must submit a written request to the insurance company using their required form. Michigan law recognizes that a divorce may revoke a former spouse as beneficiary unless the policy states otherwise.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.