The top-rated life insurance agent in Lake St Louis, Missouri is Spectrum Insurance Solutions, rated 5.0 stars across 127 reviews. Other highly rated options include Farmers Insurance - Amy Edmonds, Mike McMullen - COUNTRY Financial Agent, Lee Lester - State Farm Insurance Agent. This directory lists 17 life insurance agents serving Lake St Louis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Spectrum Insurance Solutions | 1194 Lake St Louis Blvd Suite 211 | (855) 747-2013 |
| 2 | Farmers Insurance - Amy Edmonds | 1311 Hrc Plaza Dr | (314) 327-6377 |
| 3 | Mike McMullen - COUNTRY Financial Agent | 206 Centre On The Lk | (636) 922-7789 |
| 4 | Lee Lester - State Farm Insurance Agent | 8641 State Rte N | (636) 561-4699 |
| 5 | Shelter Insurance - John Dickey, Lutcf | 3401 Technology Dr Ste 214 | (636) 755-5390 |
| 6 | Oscar Marroquin: Allstate Insurance | 181 Civic Center Dr | (636) 625-3039 |
| 7 | Robin Ruhmann - COUNTRY Financial Agent | 1000 Edgewater Point Ste 105 | (636) 379-6530 |
| 8 | Dan Day - State Farm Insurance Agent | 740 Lakeside Plaza | (636) 978-8858 |
| 9 | Jennifer Hutcheson & Associates LLC American Family Insurance | 1000 Lake St Louis Blvd Ste. 206 | (636) 947-4080 |
| 10 | Shelter Insurance - Hunter Feldewerth | 930 Bent Oak Ct Ste 109 | (636) 240-2100 |
Spectrum Insurance Solutions serves the Lake St Louis, Missouri, area and surrounding St. Charles County as a life insurance agency. The company assists local residents in securing financial protection for their families through individual life policies. Agents work with clients to evaluate coverage needs based on personal circumstances and long-term goals. They provide guidance through the application process and offer ongoing support for policy adjustments. Specific services include term life insurance and whole life insurance for clients in this region.
Farmers Insurance - Amy Edmonds provides life insurance and related coverage options to clients in Lake St Louis, MO. The agency helps customers select policies that support long-term financial security and family protection. Services include plan reviews and ongoing support to adjust coverage as needs change over time. Adjustments to existing plans are available when life events occur, such as marriage or new dependents. The agency serves local homeowners with single-family residences, apartment dwellers, and businesses including retail shops and restaurants.
Mike McMullen - COUNTRY Financial Agent in Lake St Louis, MO, serves homeowners, families, and small business owners with life insurance coverage tailored to their financial goals. The agency helps clients protect their loved ones and secure their financial future through policy consultations and ongoing support. Residents of Lake St Louis depend on this office for personalized guidance in selecting appropriate coverage options. The agent also provides services to neighboring communities throughout the St Peters and O'Fallon area of the greater St Louis metro.
Serving the Lake St Louis, MO area and surrounding communities, Lee Lester - State Farm Insurance Agent handles life insurance policies to help local residents plan for their families financial future. This agency works with individuals to understand their coverage needs for income replacement or final expenses. It provides straightforward guidance on policy options available through the State Farm network. To handle a typical job, the agent reviews a client’s current situation and personal goals before explaining suitable coverage solutions.
When comparing a single policy purchase to ongoing financial reviews, a local life insurance agent provides both immediate coverage and long-term planning adjustments. In Lake St Louis, MO, Shelter Insurance - John Dickey, Lutcf assists clients in evaluating term, whole, or universal policies that fit personal circumstances. This service tailors each plan according to individual needs and future changes. Clients may schedule an initial one-time consultation or arrange for periodic check-ins as life events occur, making the service available on an as-needed basis.
Oscar Marroquin: Allstate Insurance provides comprehensive life insurance planning, including term, whole, and universal life policies. It serves clients throughout Lake St Louis, MO, with needs assessments and policy comparisons to match individual financial goals. The agency also assists with claims filing and policy adjustments. As the summer travel season approaches, it helps families secure temporary term coverage for added peace of mind during road trips or vacations.
As spring storms and summer vacations approach, Lake St Louis families often pause to consider their financial protection. Robin Ruhmann, a COUNTRY Financial agent, helps local residents evaluate life insurance options that align with current needs and future plans. The agent meets clients to discuss term, whole, or universal policies offered through the national firm. Each conversation begins with a thorough review of existing coverage and personal priorities. From this initial assessment, the agent details potential gaps and proposes tailored solutions for a formal inspection of policy terms.
Dan Day - State Farm Insurance Agent in Lake St Louis, MO provides life insurance policies designed to offer financial protection for families and individuals. The agency specializes in term life, whole life, and universal life coverage options to help address varying client needs. Agents work with residents to understand their long-term goals and identify appropriate benefit amounts for income replacement, debt coverage, or final expenses. The office can serve local small business owners and commercial clients operating offices, warehouses, and food service establishments.
Jennifer Hutcheson & Associates LLC American Family Insurance provides life insurance services to residents in Lake St Louis, MO, and also offers commercial coverage for local businesses. The agency assists clients with policy selection and ongoing plan management throughout the broader area. Regular follow-up appointments help ensure coverage remains aligned with changing needs, and policyholders can reach the agency between scheduled visits to review adjustments or ask questions.
Shelter Insurance - Hunter Feldewerth in Lake St Louis, MO, is known for offering life insurance agent services that help individuals and families secure financial protection. The agency guides clients through the process of choosing policies that can cover final expenses, replace lost income, or support dependents. It can also assist with evaluating supplemental coverage options such as accident or critical illness insurance to strengthen a client’s overall financial plan.
What Does a a Life Insurance Agent in Lake St Louis Cost?
Typical costs for life insurance in Missouri vary by age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost more, from $100 to $300 per month. Costs can differ based on the insurer and the agents commission structure. This is general information, not insurance advice.
About life insurance agents in Lake St Louis
Life insurance agents in Lake St Louis, Missouri help residents find coverage that fits their needs and budget. Missouri law requires agents to hold a valid state license and follow the Missouri Insurance Code. Local agents can guide you through options like term life, whole life, and universal life policies.
Frequently Asked Questions
What license does a life insurance agent need in Missouri?
A life insurance agent in Missouri must hold a valid resident or non-resident license issued by the Missouri Department of Insurance. The agent must complete pre-licensing education and pass a state exam.
How do I choose a life insurance agent in Lake St Louis?
Look for an agent with experience in the type of policy you need. Check their license status on the Missouri Department of Insurance website. Ask about their familiarity with local insurance carriers.
What life insurance policies are common in Missouri?
Common policies include term life, whole life, and universal life. Missouri law does not restrict policy types, so agents can offer a range of options to match your financial goals.
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