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Compare life insurance agents in Smithville. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Smithville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 13 life insurance agents in Smithville, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cyndi Davidson - State Farm Insurance Agent
215 US-169, Smithville, MO 64089
(816) 532-0627
cyndiinsureskc.com
Todd Nitsche - COUNTRY Financial Representative
112 N Bridge St, Smithville, MO 64089
(816) 407-9326
advisors.countryfinancial.com
Carson Insurance Agency LLC American Family Insurance
201 W Main St, Smithville, MO 64089
(816) 532-0505
amfam.com
Zane Myers - Missouri Farm Bureau Insurance
1503 US-169, Smithville, MO 64089
(816) 873-8333
agents.mofbinsurance.com
Shelter Insurance - George Williams
1304 US-169 Ste 110, Smithville, MO 64089
(816) 532-2600
shelterinsurance.com
Cramer Capital Management, LLC
100 N Mill St, Smithville, MO 64089
(913) 948-6770
cramercapitalmanagement.com
Stafford-Leavitt Insurance Services
1103 South 169 Highway Suite G, Smithville, MO 64089
(816) 925-9760
leavitt.com
Dennis Brewer - State Farm Insurance Agent
14450 US-169 Ste N, Smithville, MO 64089
(816) 532-2400
smithvilleagent.com
WellGuard Insurance MO
14120 Lora St, Smithville, MO 64089
(816) 281-8416
allianceinsurancebrokerage.com
Farmers Insurance - Tasha Ferrell
101 S Bridge St Ste 2, Smithville, MO 64089
(816) 394-7000
agents.farmers.com
Insurance Resource
206 Richardson St #1017, Smithville, MO 64089
(816) 288-5690
Shari's Insurance Agency
105 W Main St, Smithville, MO 64089
(816) 866-4560
Lakeside Insurance of Smithville LLC
407 Donegal Dr, Smithville, MO 64089
(816) 476-7798
Life insurance agents in Smithville, Missouri help residents find coverage that fits their needs and budget. Missouri law requires agents to hold a valid license issued by the Missouri Department of Insurance. Local agents can guide you through options like term life, whole life, and universal life policies tailored for Smithville families and businesses.
What Does a Life Insurance Agent in Smithville Cost?
Typical costs for life insurance in Missouri vary by age, health, and coverage amount. A healthy 30-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $100 to $300 per month for similar coverage. Rates also depend on smoking status and family medical history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Missouri?
Agents must hold a valid Missouri resident insurance producer license for life insurance. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Missouri Department of Insurance website.
How long does it take to get life insurance in Smithville?
The process usually takes 2 to 6 weeks from application to policy issue. Some policies require a medical exam and underwriting. Missouri law allows a free look period of 10 days after you receive the policy to cancel for a full refund.
Are life insurance policy proceeds taxable in Missouri?
Life insurance death benefits are generally not subject to Missouri state income tax. However, if the policy is part of an estate or if interest is earned on the payout, tax rules may apply. Consult a tax professional for your specific situation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.