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HomeLife Insurance AgentsMissouri › Smithville

Find Life Insurance Agents Near You in Smithville, MO

Browse life insurance agents serving Smithville, Missouri. Updated 2026-07-14.

The top-rated life insurance agent in Smithville, Missouri is Cyndi Davidson - State Farm Insurance Agent, rated 4.8 stars across 199 reviews. Other highly rated options include Todd Nitsche - COUNTRY Financial Representative, Zane Myers - Missouri Farm Bureau Insurance, Carson Insurance Agency LLC American Family Insurance. This directory lists 13 life insurance agents serving Smithville.

Showing 13 life insurance agents in Smithville, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cyndi Davidson - State Farm Insurance Agent215 US-169(816) 532-0627
2Todd Nitsche - COUNTRY Financial Representative112 N Bridge St(816) 407-9326
3Zane Myers - Missouri Farm Bureau Insurance1503 US-169(816) 873-8333
4Carson Insurance Agency LLC American Family Insurance201 W Main St(816) 532-0505
5Cramer Capital Management, LLC100 N Mill St(913) 948-6770
6Shelter Insurance - George Williams1304 US-169 Ste 110(816) 532-2600
7Stafford-Leavitt Insurance Services1103 South 169 Highway Suite G(816) 925-9760
8Dennis Brewer - State Farm Insurance Agent14450 US-169 Ste N(816) 532-2400
9WellGuard Insurance MO14120 Lora St(816) 281-8416
10Farmers Insurance - Tasha Ferrell101 S Bridge St Ste 2(816) 394-7000
CD
215 US-169
Cyndi Davidson - State Farm Insurance Agent
Life Insurance Agent · Smithville, MO

Cyndi Davidson - State Farm Insurance Agent serves Smithville, MO and the surrounding Clay County area, providing financial protection through a range of life insurance options. Residents can consult with the agency to explore term life policies, which offer coverage for a specified period, or whole life policies, which build cash value over time. The office helps individuals select coverage that aligns with personal budgets and long-term needs. Specific services include processing policy applications and assisting beneficiaries with claims when needed.

TN
112 N Bridge St
Todd Nitsche - COUNTRY Financial Representative
Life Insurance Agent · Smithville, MO

Todd Nitsche - COUNTRY Financial Representative in Smithville, MO, offers a range of life insurance agent services, including helping individuals and businesses evaluate their financial protection needs. The agency provides ongoing policy reviews and adjustments to keep coverage aligned with clients’ changing circumstances. It also assists with beneficiary updates and claims guidance. The agency services single-family homes, apartments, retail establishments, and restaurants, helping owners protect their properties and incomes through tailored policies.

ZM
1503 US-169
Zane Myers - Missouri Farm Bureau Insurance
Life Insurance Agent · Smithville, MO

Serving Smithville and the surrounding communities in northwestern Missouri, Zane Myers - Missouri Farm Bureau Insurance handles life insurance coverage for local families. It assists clients in understanding how a policy can provide financial protection for their loved ones and help cover final expenses or outstanding debts. The agency typically begins with a consultation to evaluate an individual’s or family’s circumstances, then presents options suited to their specific goals and budget.

CI
201 W Main St
Carson Insurance Agency LLC American Family Insurance
Life Insurance Agent · Smithville, MO

Carson Insurance Agency LLC American Family Insurance serves homeowners, local businesses, and property managers in the Smithville, MO area with life insurance coverage. The agency helps clients evaluate term life, whole life, and universal life policies to protect their families and investments. Policies can be tailored to fit individual financial goals and provide income replacement or final expense support. The agency also offers its services to residents in the neighboring community of Platte City, extending its coverage options throughout the Northland part of the Kansas City metro.

CC
100 N Mill St
Cramer Capital Management, LLC
Life Insurance Agent · Smithville, MO

Cramer Capital Management, LLC specializes in life insurance policies designed for income replacement and final expense planning, while also addressing broader coverage needs for Smithville residents. The agency guides clients through term, whole, and universal life options, ensuring each plan aligns with individual financial goals. As tax season approaches, it helps families reassess beneficiary designations and policy values to maintain alignment with current assets and evolving long-term needs.

SI
1304 US-169 Ste 110
Shelter Insurance - George Williams
Life Insurance Agent · Smithville, MO

Shelter Insurance - George Williams in Smithville, MO offers clients a choice between one-time term policies with a set coverage period and recurring whole life plans that build cash value over time. The agency provides permanent coverage options designed to protect families and individuals from financial loss due to the policyholder’s death. Service is conducted entirely on an as-needed basis, with policyholders scheduling meetings for new applications, annual reviews, or adjustments to existing coverage.

SL
1103 South 169 Highway Suite G
Stafford-Leavitt Insurance Services
Life Insurance Agent · Smithville, MO

As families in Smithville, MO, begin planning for the year ahead, securing financial protection becomes a priority for many households. Stafford-Leavitt Insurance Services assists local residents by exploring life insurance coverage options that help safeguard dependents and long-term goals. The agency guides clients through the process of assessing policy types and determining appropriate benefit amounts based on individual circumstances and budgets. To begin this process, a representative will schedule a straightforward, appointment-based review of the applicant's current financial situation and coverage needs.

DB
14450 US-169 Ste N
Dennis Brewer - State Farm Insurance Agent
Life Insurance Agent · Smithville, MO

Dennis Brewer - State Farm Insurance Agent in Smithville, MO provides life insurance planning for individuals and families. As a life insurance agent, the company focuses on helping clients secure financial protection through various policy options. The office also offers additional coverage lines to address broader protection needs. Serving the local community, Dennis Brewer's agency works with commercial sectors that include offices, warehouses, and food service operations to help manage their business risks.

WI
14120 Lora St
WellGuard Insurance MO
Life Insurance Agent · Smithville, MO

WellGuard Insurance MO serves residents in Smithville and the surrounding area with reliable life insurance coverage. The agency also assists local businesses with commercial policies tailored to their operations. Serving both individual and corporate clients across the Missouri region, the firm provides personalized guidance during initial consultations and policy reviews. After each policy is set in motion, agents remain available for straightforward follow-up questions or adjustments, ensuring clear communication between regular scheduled visits to update beneficiaries or coverage amounts.

FI
101 S Bridge St Ste 2
Farmers Insurance - Tasha Ferrell
Life Insurance Agent · Smithville, MO

Farmers Insurance - Tasha Ferrell is known for offering personalized life insurance solutions in Smithville, MO. The agency serves local residents by helping them secure financial protection for their families through various policy options. It addresses common coverage needs like income replacement, final expenses, and debt protection. Clients can also receive guidance on choosing appropriate benefit levels and policy terms. This practice regularly helps clients add living benefits riders to their policies for access to funds during critical illness.

IR
206 Richardson St #1017
Insurance Resource
Life Insurance Agent · Smithville, MO
(816) 288-5690
SS
105 W Main St
Shari's Insurance Agency
Life Insurance Agent · Smithville, MO
(816) 866-4560
LI
407 Donegal Dr
Lakeside Insurance of Smithville LLC
Life Insurance Agent · Smithville, MO
(816) 476-7798

What Does a a Life Insurance Agent in Smithville Cost?

Typical costs for life insurance in Missouri vary by age, health, and coverage amount. A healthy 30-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $100 to $300 per month for similar coverage. Rates also depend on smoking status and family medical history. This is general information, not insurance advice.

About life insurance agents in Smithville

Life insurance agents in Smithville, Missouri help residents find coverage that fits their needs and budget. Missouri law requires agents to hold a valid license issued by the Missouri Department of Insurance. Local agents can guide you through options like term life, whole life, and universal life policies tailored for Smithville families and businesses.

Frequently Asked Questions

What license does a life insurance agent need in Missouri?

Agents must hold a valid Missouri resident insurance producer license for life insurance. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Missouri Department of Insurance website.

How long does it take to get life insurance in Smithville?

The process usually takes 2 to 6 weeks from application to policy issue. Some policies require a medical exam and underwriting. Missouri law allows a free look period of 10 days after you receive the policy to cancel for a full refund.

Are life insurance policy proceeds taxable in Missouri?

Life insurance death benefits are generally not subject to Missouri state income tax. However, if the policy is part of an estate or if interest is earned on the payout, tax rules may apply. Consult a tax professional for your specific situation.

Life Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.