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HomeLife Insurance AgentsMissouri › St Charles

Find Life Insurance Agents Near You in St Charles, MO

Browse life insurance agents serving St Charles, Missouri. Updated 2026-07-14.

The top-rated life insurance agent in St Charles, Missouri is Zach Plackemeier - State Farm Insurance Agent, rated 4.9 stars across 585 reviews. Other highly rated options include Lang Insurance, All Insurance No Fees, HSGW Insurance. This directory lists 24 life insurance agents serving St Charles.

Showing 24 life insurance agents in St Charles, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Zach Plackemeier - State Farm Insurance Agent1060 Country Club Rd Suite 100(314) 921-7900
2Lang Insurance3920 Old Hwy 94 S Suite 39(636) 229-7000
3All Insurance No Fees4620 S St Peters Pkwy(636) 441-9100
4HSGW Insurance100 S Main St(636) 946-2266
5Dave Petersen Multiple Choice Insurance1480 Woodstone Dr Suite 201(636) 400-3355
6Meadow Park Insurance Agency1000 Fairgrounds Rd #202(636) 757-9529
7PETROV INSURANCE AGENCY LLC2480 Executive Dr # 103(636) 628-2666
8Webb Insurance571 Jefferson St(636) 946-0001
9E3 Insurance Advisory Group LLC2127 Bluestone Dr #203(636) 542-8966
10Heartland Insurance LLC2451 Executive Dr # 200(636) 477-8700
ZP
1060 Country Club Rd Suite 100
Zach Plackemeier - State Farm Insurance Agent
Life Insurance Agent · St Charles, MO

Zach Plackemeier - State Farm Insurance Agent serves the St Charles, MO area with a focus on helping individuals and families secure their financial future. As a life insurance agent, the company works with clients to understand their protection needs and select appropriate coverage for unforeseen events. Policy options are reviewed to support long-term planning and peace of mind. The agency handles term life and whole life insurance policies tailored to local residents in this area.

LI
3920 Old Hwy 94 S Suite 39
Lang Insurance
Life Insurance Agent · St Charles, MO

Lang Insurance provides life insurance agent services to individuals and families throughout the St Charles, MO area. The company offers guidance on policy options to help clients plan for financial protection and long-term security. Its representatives assist with initial policy selection and can help review coverage needs over time to adapt to changing circumstances. Services are available for a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

AI
4620 S St Peters Pkwy
All Insurance No Fees
Life Insurance Agent · St Charles, MO

All Insurance No Fees in St Charles, MO, serves local homeowners, families, and small business operators seeking life insurance coverage to secure their financial future. The agency helps clients navigate term, whole, and universal life policy options to match individual needs and budgets. Its focus remains on offering straightforward guidance without requiring upfront consultation payments. Through personalized meetings, the team evaluates income replacement needs, debt coverage, and final expense planning. This life insurance agent also extends its service area to clients in nearby communities across the western St Louis metro region.

HI
100 S Main St
HSGW Insurance
Life Insurance Agent · St Charles, MO

Serving St. Charles, Missouri, and the surrounding communities, HSGW Insurance helps clients navigate the complex landscape of life insurance. The agency handles term, whole, and universal policies, along with final expense coverage for local families. To address a typical need, the agent generally reviews a client’s current obligations and long-term financial objectives before comparing coverage amounts and premium levels from several carriers.

DP
1480 Woodstone Dr Suite 201
Dave Petersen Multiple Choice Insurance
Life Insurance Agent · St Charles, MO

Serving St. Charles, Dave Petersen Multiple Choice Insurance specializes in helping clients select life insurance policies tailored to individual needs and budgets. The agency also guides customers through the process of reviewing and comparing different coverage options and policy types for long-term financial protection. Whether planning for retirement income replacement or final expenses, the firm addresses various personal coverage requirements. It also assists with updating beneficiaries or adjusting coverage amounts after major life changes such as marriage or the birth of a child.

MP
1000 Fairgrounds Rd #202
Meadow Park Insurance Agency
Life Insurance Agent · St Charles, MO

Meadow Park Insurance Agency provides both one-time policy reviews and recurring annual check-ins for their clients, along with a full range of term and permanent life coverage. Their agents assist St. Charles residents in matching each policy to individual financial goals and family needs. The service is offered on a scheduled, as-needed, or one-time basis, with appointments available year-round for plan adjustments or new applications.

PI
2480 Executive Dr # 103
PETROV INSURANCE AGENCY LLC
Life Insurance Agent · St Charles, MO

Petrov Insurance Agency LLC provides life insurance coverage to individuals and families in the St Charles, Missouri area. The agency specializes in term life policies and permanent whole life plans designed to offer financial protection. It serves the life insurance needs of professionals working in local offices, logistics employees at area warehouses, and staff within the food service sector.

WI
571 Jefferson St
Webb Insurance
Life Insurance Agent · St Charles, MO

As the seasons change in St. Charles, local families often begin reassessing their financial protections for the future. Webb Insurance addresses this common need by providing professional guidance on life insurance policies tailored to individual circumstances. The company serves residents with straightforward consultations, helping clients understand coverage options that align with their long-term planning goals. Every relationship typically begins with a no-obligation assessment of one’s current situation, leading to a clear discussion of potential next steps for securing coverage.

EI
2127 Bluestone Dr #203
E3 Insurance Advisory Group LLC
Life Insurance Agent · St Charles, MO

E3 Insurance Advisory Group LLC serves residential clients in St Charles, Missouri, helping them select life insurance policies that protect their families. The company also offers commercial coverage for local businesses needing key person or buy-sell policies. Its service area includes St Charles and nearby communities in the greater St Louis region. Clients can schedule follow-up appointments between regular visits to review changing needs or update beneficiaries, ensuring their coverage remains appropriate over time.

HI
2451 Executive Dr # 200
Heartland Insurance LLC
Life Insurance Agent · St Charles, MO

Heartland Insurance LLC, based in St Charles, MO, is known for providing life insurance policies that serve residents across the St Charles area. Its agents work to match clients with coverage that fits personal financial goals and family protection needs. The firm assists with policy selection, application processes, and ongoing adjustments as life circumstances change. A specialty service it can offer is final expense insurance, helping individuals plan for end-of-life costs.

LI
2362 Hwy 94 South Outer Rd Upper
Leach Insurance Agency
Life Insurance Agent · St Charles, MO
(636) 939-9222
leachinsuranceagency.com
NI
3225-I Domain St
Nieroda Insurance Agency
Life Insurance Agent · St Charles, MO
(636) 255-0550
nierodains.com
LA
1112 1st Capitol Dr
Lindenwood Agency Inc
Life Insurance Agent · St Charles, MO
(636) 946-6133
lindenwoodagency.net
FI
2248 Bluestone Dr
Farmers Insurance - Gary Lung
Life Insurance Agent · St Charles, MO
(636) 441-1897
agents.farmers.com/mo/saint-charles/gary-lung
JA
2245 Bluestone Dr
Josh Arnott Agency LLC American Family Insurance
Life Insurance Agent · St Charles, MO
(636) 328-0107
amfam.com/agents/missouri/st-charles/joshua-arnott
AI
821 Madison St
Alexander Insurance Agency
Life Insurance Agent · St Charles, MO
(636) 949-9525
alexins.com
CS
1819 Zumbehl Rd
Craig Sengl Agency Inc American Family Insurance
Life Insurance Agent · St Charles, MO
(636) 946-0028
amfam.com/agents/missouri/saint-charles/Craig-Sengl
SI
1 Westbury Dr
Shelter Insurance - Luke Bryson
Life Insurance Agent · St Charles, MO
(636) 946-3322
shelterinsurance.com/CA/agent/LUKEBRYSON
AI
5342B State Rte N
Atchison Insurance Agency
Life Insurance Agent · St Charles, MO
(636) 441-2440
atchisonins.com
HM
2 Sturbridge Ct
Heartland Metro Insurance
Life Insurance Agent · St Charles, MO
(636) 489-2207
heartlandmetroinsurance.com
LI
1065 1st Capitol Dr
Lenox Insurance
Life Insurance Agent · St Charles, MO
(636) 947-4040
CB
820 S Main St #101
Cameron Barker - Health Insurance Broker
Life Insurance Agent · St Charles, MO
(636) 293-6282
healthmarkets.com/local-health-insurance-agent/cbarker
HI
213 N Main St
HealthMarkets Insurance Agency
Life Insurance Agent · St Charles, MO
(636) 536-7098
agents.healthmarkets.com/StLouis
AI
1480 Woodstone Dr # 120
Ahl Insurance
Life Insurance Agent · St Charles, MO
(636) 928-9876
ahlinsuranceagency.com

What Does a a Life Insurance Agent in St Charles Cost?

The cost of life insurance in Missouri varies by age health and policy type. A healthy 35-year-old might pay between 25 and 50 dollars per month for a 20-year term policy with 250000 dollars in coverage. Whole life policies typically cost more often starting at 100 dollars per month for the same age and coverage amount. This is general information and not insurance advice.

About life insurance agents in St Charles

Life insurance agents in St Charles Missouri help residents and families choose policies that provide financial protection. Missouri law requires agents to hold a valid state license and follow the Missouri Insurance Code. Local agents understand the needs of St Charles families and can explain options such as term life whole life and universal life insurance.

Frequently Asked Questions

What license does a life insurance agent need in Missouri?

A life insurance agent in Missouri must hold a valid resident producers license issued by the Missouri Department of Insurance. This requires passing a state exam and completing continuing education every two years.

How long do I have to file a life insurance claim in Missouri?

Missouri does not set a specific statute of limitations for filing a life insurance claim but most policies require prompt notification. Insurers typically pay claims within 30 to 60 days after receiving all required documents.

Can a life insurance agent in St Charles help with final expense policies?

Yes many agents in St Charles offer final expense or burial insurance policies. These are smaller whole life policies designed to cover funeral costs and other end-of-life expenses.

Life Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.