ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of life insurance agents in St Charles, Missouri. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
St Charles, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 life insurance agents in St Charles, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zach Plackemeier - State Farm Insurance Agent
1060 Country Club Rd Suite 100, St Charles, MO 63303
(314) 921-7900
insurewithzach.com
Lang Insurance
3920 Old Hwy 94 S Suite 39, St Charles, MO 63304
(636) 229-7000
langinsurance.com
All Insurance No Fees
4620 S St Peters Pkwy, St Charles, MO 63304
(636) 441-9100
allinsurancenofees.com
HSGW Insurance
100 S Main St, St Charles, MO 63301
(636) 946-2266
hsgwinsurance.com
Meadow Park Insurance Agency
1000 Fairgrounds Rd #202, St Charles, MO 63301
(636) 757-9529
meadowparkinsurance.com
Dave Petersen Multiple Choice Insurance
1480 Woodstone Dr Suite 201, St Charles, MO 63304
(636) 400-3355
calldaveandsaveinsurance.com
Webb Insurance
571 Jefferson St, St Charles, MO 63301
(636) 946-0001
webbinsurance.com
PETROV INSURANCE AGENCY LLC
2480 Executive Dr # 103, St Charles, MO 63303
(636) 628-2666
petrovinsurance.com
E3 Insurance Advisory Group LLC
2127 Bluestone Dr #203, St Charles, MO 63303
(636) 542-8966
e3insure.com
Heartland Insurance LLC
2451 Executive Dr # 200, St Charles, MO 63303
(636) 477-8700
mhjinsurance.com
Leach Insurance Agency
2362 Hwy 94 South Outer Rd Upper, St Charles, MO 63303
(636) 939-9222
leachinsuranceagency.com
Nieroda Insurance Agency
3225-I Domain St, St Charles, MO 63301
(636) 255-0550
nierodains.com
Lindenwood Agency Inc
1112 1st Capitol Dr, St Charles, MO 63301
(636) 946-6133
lindenwoodagency.net
Farmers Insurance - Gary Lung
2248 Bluestone Dr, St Charles, MO 63303
(636) 441-1897
agents.farmers.com
Alexander Insurance Agency
821 Madison St, St Charles, MO 63301
(636) 949-9525
alexins.com
Josh Arnott Agency LLC American Family Insurance
2245 Bluestone Dr, St Charles, MO 63303
(636) 328-0107
amfam.com
Craig Sengl Agency Inc American Family Insurance
1819 Zumbehl Rd, St Charles, MO 63303
(636) 946-0028
amfam.com
Shelter Insurance - Luke Bryson
1 Westbury Dr, St Charles, MO 63301
(636) 946-3322
shelterinsurance.com
Atchison Insurance Agency
5342B State Rte N, St Charles, MO 63304
(636) 441-2440
atchisonins.com
Heartland Metro Insurance
2 Sturbridge Ct, St Charles, MO 63303
(636) 489-2207
heartlandmetroinsurance.com
Life insurance agents in St Charles Missouri help residents and families choose policies that provide financial protection. Missouri law requires agents to hold a valid state license and follow the Missouri Insurance Code. Local agents understand the needs of St Charles families and can explain options such as term life whole life and universal life insurance.
What Does a Life Insurance Agent in St Charles Cost?
The cost of life insurance in Missouri varies by age health and policy type. A healthy 35-year-old might pay between 25 and 50 dollars per month for a 20-year term policy with 250000 dollars in coverage. Whole life policies typically cost more often starting at 100 dollars per month for the same age and coverage amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Missouri?
A life insurance agent in Missouri must hold a valid resident producers license issued by the Missouri Department of Insurance. This requires passing a state exam and completing continuing education every two years.
How long do I have to file a life insurance claim in Missouri?
Missouri does not set a specific statute of limitations for filing a life insurance claim but most policies require prompt notification. Insurers typically pay claims within 30 to 60 days after receiving all required documents.
Can a life insurance agent in St Charles help with final expense policies?
Yes many agents in St Charles offer final expense or burial insurance policies. These are smaller whole life policies designed to cover funeral costs and other end-of-life expenses.
Free • No Obligation
Compare Life Insurance Agents
Get matched with agents in St Charles who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.