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HomeLife Insurance AgentsMissouri › St Joseph

Find Life Insurance Agents Near You in St Joseph, MO

Browse life insurance agents serving St Joseph, Missouri. Updated 2026-07-14.

The top-rated life insurance agent in St Joseph, Missouri is Patrick Lile American Family Insurance, rated 4.9 stars across 124 reviews. Other highly rated options include Clear View Insurance Specialists, AIS, Haley Black - State Farm Insurance Agent. This directory lists 20 life insurance agents serving St Joseph.

Showing 20 life insurance agents in St Joseph, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Patrick Lile American Family Insurance2721 Pembroke Ln(816) 279-7770
2Clear View Insurance Specialists3849 Frederick Ave(816) 232-7400
3AIS2903 S Belt Hwy(816) 676-2886
4Haley Black - State Farm Insurance Agent1504 S Riverside Rd(816) 396-0715
5Makison Insurance & Retirement2411 N Woodbine Rd(816) 209-6765
6Shelter Insurance - Dana Oerman6412 King Hill Ave(816) 238-1450
7Adlee Conaway Insurance Agency LLC American Family Insurance6402 King Hill Ave(816) 238-5201
8Zulima Lugo-Knapp - Missouri Farm Bureau Insurance2233 N Belt Hwy Ste B(816) 558-6171
9Shelter Insurance3011 S Belt Hwy(816) 354-0260
10Buchanan County Mutual Insurance Company1004 S Belt Hwy(816) 232-0933
PL
2721 Pembroke Ln
Patrick Lile American Family Insurance
Life Insurance Agent · St Joseph, MO

Patrick Lile American Family Insurance offers a range of life insurance services to residents of St Joseph, MO, including term life, whole life, and universal life policies. The agency helps clients navigate plan selection, adjust coverage as personal circumstances change, and review beneficiary arrangements. It assists local families with financial protection planning to address mortgage obligations, education costs, and final expenses. Additionally, the firm services a variety of properties for supplemental coverage needs, including single-family homes, apartments, retail establishments, and restaurants.

CV
3849 Frederick Ave
Clear View Insurance Specialists
Life Insurance Agent · St Joseph, MO

Homeowners, families, and small business owners in St. Joseph, MO, turn to Clear View Insurance Specialists for personalized life insurance agent services. This local firm helps clients navigate policy options and coverage amounts to protect their assets and loved ones. Evaluating individual needs and explaining complex terms are standard parts of their consultation process. They also assist with policy updates and claims support. Additionally, Clear View Insurance Specialists extends its insurance expertise to clients in the nearby communities of Savannah and throughout Buchanan County.

AI
2903 S Belt Hwy
AIS
Life Insurance Agent · St Joseph, MO

AIS serves St. Joseph and surrounding Buchanan County as a life insurance agent. The company assists clients in understanding and selecting appropriate coverage to protect their families' financial future. Policies offered can help replace lost income, cover final expenses, or pay off a mortgage after a death. The agent guides customers through the application process and helps them compare different term and whole life insurance options available in this area. Specific services include final expense planning and income replacement policies.

HB
1504 S Riverside Rd
Haley Black - State Farm Insurance Agent
Life Insurance Agent · St Joseph, MO

Serving St. Joseph, Missouri, and the surrounding communities, this agency handles life insurance policies designed to provide financial protection for local families. The office guides clients through the process of selecting appropriate coverage, addressing both term and permanent policy options to meet individual needs. For a typical job, the agency begins with a personal consultation to assess a household’s specific goals, then presents plans that align with that budget and future objectives before finalizing the application.

MI
2411 N Woodbine Rd
Makison Insurance & Retirement
Life Insurance Agent · St Joseph, MO

Makison Insurance & Retirement in St Joseph, MO distinguishes between one-time policy review consultations and recurring coverage management to suit individual needs. As a life insurance agent, the company assists clients in evaluating term, whole, and universal life options to align with financial goals for income replacement, debt protection, or final expenses. Policies are tailored to provide beneficiaries with financial security during difficult times. Service arrangements are available on a one-time, scheduled, or as-needed basis according to client preference.

SI
6412 King Hill Ave
Shelter Insurance - Dana Oerman
Life Insurance Agent · St Joseph, MO

Shelter Insurance - Dana Oerman specializes in life insurance policies, providing coverage that helps protect a client’s financial future. Serving the St Joseph, Missouri area, the agency works with individuals and families to assess their long-term needs and select suitable plans. The office assists with policy explanations, application processes, and routine account management. During the end-of-year financial review season, it can help clients examine if their current life insurance still aligns with major life changes, such as a new home purchase or the birth of a child.

AC
6402 King Hill Ave
Adlee Conaway Insurance Agency LLC American Family Insurance
Life Insurance Agent · St Joseph, MO

As the seasons change in Saint Joseph, many residents review their financial plans to ensure loved ones are safeguarded against unexpected loss. Adlee Conaway Insurance Agency LLC American Family Insurance offers life insurance agent services tailored to local needs, helping clients understand policy options for income replacement or final expenses. Policies are designed for term or whole life coverage. Before a recommendation is made, the agent conducts a full review of current household circumstances and coverage gaps to provide an initial assessment.

ZL
2233 N Belt Hwy Ste B
Zulima Lugo-Knapp - Missouri Farm Bureau Insurance
Life Insurance Agent · St Joseph, MO

Zulima Lugo-Knapp - Missouri Farm Bureau Insurance specializes in helping individuals and families secure life insurance policies to protect their financial futures. The agency also offers specialized coverage options for life insurance needs, including final expense and term policies, tailored to clients in St Joseph, MO. Its team assists a range of commercial sectors, including local offices, warehouses, and food service businesses, ensuring their risk management needs are met.

SI
3011 S Belt Hwy
Shelter Insurance
Life Insurance Agent · St Joseph, MO

Shelter Insurance in St Joseph, MO, provides residential life insurance coverage to local homeowners and renters. The agency also extends commercial policies for area businesses, serving clients throughout the surrounding region. Each policy is designed to offer financial protection for families in the event of a death. The agent explains coverage options clearly, helping customers choose suitable plans. After issuing a policy, the agency offers follow-up assistance and can adjust coverage during regular check-ins between annual reviews.

BC
1004 S Belt Hwy
Buchanan County Mutual Insurance Company
Life Insurance Agent · St Joseph, MO
JJ
2320 N Belt Hwy
John Joe Insurance Agency, Inc.
Life Insurance Agent · St Joseph, MO
(816) 273-0123
johnjoeinsurance.com
SI
203 N 36th St Ste C
Shelter Insurance - Lisa Findley
Life Insurance Agent · St Joseph, MO
(816) 232-5491
shelterinsurance.com/CA/agent/LFINDLEY
SC
805 S Belt Hwy
Sunshine Cover Insurance Co
Life Insurance Agent · St Joseph, MO
(816) 281-5993
buchanancountyinsurance.com
WI
3603 Woodlawn Terrace
Wagers Insurance Agency
Life Insurance Agent · St Joseph, MO
(816) 676-1000
thewagersagency.com
BI
3715 Beck Rd b201
Benchmark Insurance Agency
Life Insurance Agent · St Joseph, MO
(816) 279-3400
gobenchmarkinsurance.com
CI
4305 Frederick Ave # 200
Colman Insurance Services
Life Insurance Agent · St Joseph, MO
(816) 236-1725
colman-ins.com
TT
1802 Union St
Tilton Thomas & Morgan Inc.
Life Insurance Agent · St Joseph, MO
(816) 233-0266
ttminsurance.com
SJ
3715 Beck Rd b201
Saint Joseph Insurance
Life Insurance Agent · St Joseph, MO
(816) 364-4381
sjiagency.com
RP
1213 N Belt Hwy A
Robert Price, Bankers Life Agent
Life Insurance Agent · St Joseph, MO
(816) 233-3590
agents.bankerslife.com/mo/saint-joseph/1213-n-belt-highway/robert-price
NY
1211 N Belt Hwy Ste 200
New York Life Insurance
Life Insurance Agent · St Joseph, MO
(816) 279-7491
greaterkansascity.nyloffices.com

What Does a a Life Insurance Agent in St Joseph Cost?

Life insurance costs in Missouri vary by age health coverage amount and policy type. A healthy 35 year old in St Joseph might pay 25 to 50 dollars per month for a 20 year 250000 dollar term policy. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Costs also depend on your medical history and lifestyle. This is general information not insurance advice.

About life insurance agents in St Joseph

Life insurance agents in St Joseph Missouri help residents find coverage to protect their families. Missouri law requires agents to hold a valid state license and follow the Missouri Insurance Code. Local agents can assist with term life whole life and universal life policies tailored to your needs.

Frequently Asked Questions

What license does a life insurance agent need in Missouri?

Agents must hold a Missouri resident life insurance license from the Missouri Department of Insurance. They complete pre licensing education and pass a state exam. You can verify an agents license on the Missouri DIFP website.

How do I choose a life insurance agent in St Joseph?

Look for an agent with experience in policies that fit your budget and goals. Ask about their familiarity with Missouri regulations and the free look period. Compare quotes from multiple agents before deciding.

What is the free look period for life insurance in Missouri?

Missouri law gives you a 10 day free look period after receiving a new life insurance policy. During this time you can cancel for a full refund. This rule applies to most individual life insurance policies sold in the state.

Life Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.