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HomeLife Insurance AgentsMissouri › St. Louis

Find Life Insurance Agents Near You in St. Louis, MO

Browse life insurance agents serving St. Louis, Missouri. Updated 2026-07-14.

The top-rated life insurance agent in St. Louis, Missouri is Wesley Ranew - State Farm Insurance Agent, rated 5.0 stars across 1,418 reviews. Other highly rated options include Melissa Carlton - State Farm Insurance Agent, Bradford O'Neil - State Farm Insurance Agent, MBhealth Insurance Agency. This directory lists 84 life insurance agents serving St. Louis.

Showing 84 life insurance agents in St. Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Wesley Ranew - State Farm Insurance Agent13434 Clayton Rd(636) 227-2000
2Melissa Carlton - State Farm Insurance Agent8330 Watson Rd #101(314) 842-2422
3Bradford O'Neil - State Farm Insurance Agent7227 Southwest Ave(314) 300-9100
4MBhealth Insurance Agency9700 MacKenzie Rd STE 101(314) 544-5400
5POWERS Insurance and Risk Management6825 Clayton Ave #200(314) 725-1414
6Matt Stark: Allstate Insurance8229 Clayton Rd Ste 200b(314) 862-5990
7Collin Wood - State Farm Insurance Agent8780 Big Bend Blvd suite f(314) 355-7700
8R T Thomas Insurance, LLC8131 Delmar Blvd(314) 725-5535
9Young Agency & Associates LLC American Family Insurance2130 Schuetz Rd(314) 432-1991
10Kreismann Bayer Insurance Agency652 N New Ballas Rd(314) 567-3344
WR
13434 Clayton Rd
Wesley Ranew - State Farm Insurance Agent
Life Insurance Agent · St. Louis, MO

Wesley Ranew - State Farm Insurance Agent serves the St. Louis, Missouri metro area, specializing in life insurance policies designed to provide financial protection for families. This local agency assists clients in understanding coverage options that help secure their loved ones’ future. The team offers personalized consultations to evaluate individual needs and budgets. Their work includes servicing term life insurance and whole life insurance policies in the St. Louis community.

MC
8330 Watson Rd #101
Melissa Carlton - State Farm Insurance Agent
Life Insurance Agent · St. Louis, MO

Melissa Carlton - State Farm Insurance Agent in St. Louis, MO, provides life insurance policies designed to help protect families and individuals from financial hardship. The agency offers personalized policy reviews and support for claims and policy changes. Annual plan check-ins are available to adjust coverage as clients’ circumstances evolve. Its services extend to local single-family homes, apartments, retail, and restaurants.

BO
7227 Southwest Ave
Bradford O'Neil - State Farm Insurance Agent
Life Insurance Agent · St. Louis, MO

In St. Louis, Missouri, Bradford O'Neil of State Farm Insurance Agent provides life insurance as either a finite term product for specific coverage periods or as a permanent policy that lasts the insured's entire lifetime. All policies offer a death benefit that is paid to designated beneficiaries upon the policyholder's passing. Service for these accounts, including policy adjustments and claim assistance, is available on an as-needed basis whenever the client requires guidance or support.

MI
9700 MacKenzie Rd STE 101
MBhealth Insurance Agency
Life Insurance Agent · St. Louis, MO

MBhealth Insurance Agency specializes in life insurance options that protect families from financial hardship. It offers personalized policy reviews to help St. Louis residents match coverage with their long-term goals. The agency provides guidance on term, whole, and universal life policies for individuals and businesses. As local agents, they understand Missouri’s insurance regulations and market needs. They assist clients with adjusting beneficiary designations or converting policies after major life changes, such as a recent marriage or the birth of a child.

PI
6825 Clayton Ave #200
POWERS Insurance and Risk Management
Life Insurance Agent · St. Louis, MO

POWERS Insurance and Risk Management provides life insurance coverage to individuals and families in the St. Louis area, focusing on financial protection and long-term planning. The company also offers specialized policy add-ons for enhanced benefits. These policies are tailored to help clients secure their income and cover final expenses. For commercial clients, the agency serves a range of business sectors, including offices, warehouses, and food service operations.

MS
8229 Clayton Rd Ste 200b
Matt Stark: Allstate Insurance
Life Insurance Agent · St. Louis, MO

Matt Stark: Allstate Insurance serves homeowners, local business owners, and families in the St. Louis area who need life insurance protection. It offers term and whole life policies, along with financial planning consultations tailored to individual needs. The agency helps clients secure coverage for mortgage protection, income replacement, and final expenses. Its services extend across St. Louis and into nearby communities such as Clayton and University City.

CW
8780 Big Bend Blvd suite f
Collin Wood - State Farm Insurance Agent
Life Insurance Agent · St. Louis, MO

Collin Wood - State Farm Insurance Agent in St. Louis, Missouri, assists clients in choosing between term life policies, which provide coverage for a set period, and permanent life insurance, which remains in force for the entirety of the policyholder’s life. Coverage amounts are tailored to individual financial situations and future needs. This location serves the greater St. Louis area by helping residents secure financial protection for their families. Service appointments for policy reviews and new coverage inquiries are available on an as-needed basis.

RT
8131 Delmar Blvd
R T Thomas Insurance, LLC
Life Insurance Agent · St. Louis, MO

R T Thomas Insurance, LLC serves clients in St. Louis, Missouri, and the surrounding communities. The agency handles life insurance policies designed to provide financial protection for families and individuals. These policies help cover final expenses, replace lost income, or support long-term financial goals. Each situation is assessed carefully by explaining available coverage options and policy terms in plain language. The agency then matches a suitable plan to the client's budget and coverage needs.

YA
2130 Schuetz Rd
Young Agency & Associates LLC American Family Insurance
Life Insurance Agent · St. Louis, MO

At Young Agency & Associates LLC American Family Insurance in St. Louis, Missouri, the practice offers specialty services in whole life and term life insurance policies, providing income replacement and debt coverage for families. The firm also handles general insurance needs such as property and auto coverage alongside life planning consultations. For local clients, agents help navigate the financial implications of a recent marriage, birth, or home purchase during major life changes.

KB
652 N New Ballas Rd
Kreismann Bayer Insurance Agency
Life Insurance Agent · St. Louis, MO
GI
4586 Telegraph Rd
Goetz Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 720-1702
goetzinsurance.com
EI
345 Marshall Ave Ste 200
Elevated Insurance Group
Life Insurance Agent · St. Louis, MO
(314) 806-3600
elevatedcoverage.com
VI
6825 Clayton Ave #200
Valley Insurance Agency Alliance LLC (VIAA)
Life Insurance Agent · St. Louis, MO
(314) 333-4910
viaa4u.com
NI
401 Pine St #7
Norrell Insurance Agency
Life Insurance Agent · St. Louis, MO
(636) 575-9526
norrellagency.com
LM
3470 Hampton Ave s106
Lp Miceli Inc
Life Insurance Agent · St. Louis, MO
(314) 832-6667
lpmiceliinc.com
BM
7227 Southwest Ave
Brent Mathany - State Farm Insurance Agent
Life Insurance Agent · St. Louis, MO
(314) 726-6300
maplewoodsf.com
SI
7127 S Lindbergh Blvd
Southtown Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 894-4220
facebook.com/Southtown-Insurance-Agency-106043174125152
CL
11611 Gravois Rd
Christine Lieber Agency LLC American Family Insurance
Life Insurance Agent · St. Louis, MO
(314) 272-0000
amfam.com/agents/missouri/saint-louis/christine-lieber
CM
5583 Telegraph Rd
Charles Meyer Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 894-1313
myarnoldteam.com
DF
5647 Telegraph Rd Suite 4
Daniel Fowler Agency Inc American Family Insurance
Life Insurance Agent · St. Louis, MO
(314) 846-1700
amfam.com/agents/missouri/saint-louis/daniel-fowler
CH
9545 Yuma Dr
Clayton Hanley Insurance Service Inc.
Life Insurance Agent · St. Louis, MO
(314) 487-2921
claytonhanley.com
MI
7532 W Florissant Ave
Missouri Insurance Exchange
Life Insurance Agent · St. Louis, MO
(314) 481-1100
moinsurance.org
CB
9700 MacKenzie Rd STE 120
Crawford-Butz & Associates Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 752-2500
crawfordbutz.com
TG
11400 Concord Village Ave #D
Tom Gerber - Premier Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 729-0091
premierinsagency.com
FL
10805 Sunset Office Dr Suite 300
Founders Life & Health
Life Insurance Agent · St. Louis, MO
(800) 651-2577
founderslifeandhealth.com
JP
5415 Hampton Ave
Jeff Parsons: Allstate Insurance
Life Insurance Agent · St. Louis, MO
(314) 351-9770
agents.allstate.com/jeff-parsons-saint-louis-mo.html
OC
12101 Olive Blvd
O'Connor Insurance
Life Insurance Agent · St. Louis, MO
(314) 434-0038
oconnor-ins.com
GI
10097 Manchester Rd
Graves Insurance Group
Life Insurance Agent · St. Louis, MO
(314) 394-2121
gravesig.com
MF
2200 W Port Plaza Dr # 206
Milana Furman Insurance Agency LLC
Life Insurance Agent · St. Louis, MO
(314) 821-1920
mfurmaninsurance.com
BR
193 N Florissant Rd
BG RESOURCE INSURANCE AGENCY
Life Insurance Agent · St. Louis, MO
(314) 915-5575
bgresource.com
PI
762 Lemay Ferry Rd
Parker Insurance Group Inc
Life Insurance Agent · St. Louis, MO
(314) 638-5020
parkerinsurancegroup.com
UI
3407 S Jefferson Ave #181
UFirst Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 390-5551
ufirstinsuranceagency.com
ME
9700 MacKenzie Rd
Mike Ehrlich - Crawford Butz Insurance
Life Insurance Agent · St. Louis, MO
(314) 881-1952
crawfordbutz.com/profile/michael_ehrlich
LA
4224 Watson Rd #202
The Lang Agency LLC
Life Insurance Agent · St. Louis, MO
(314) 828-6060
agents.farmers.com/mo/saint-louis/eric-lang
MI
2203 Big Bend Blvd
McNeil Insurance Group
Life Insurance Agent · St. Louis, MO
(314) 858-6116
cfmcinsurance.com
NF
4657 Hampton Ave
Naeger Family Insurance Agencies
Life Insurance Agent · St. Louis, MO
(314) 802-8841
naegerfamilyinsurance.com
SI
1001 Highlands Plaza Dr Suite 500A
Signorelli Insurance
Life Insurance Agent · St. Louis, MO
(314) 444-5030
signorelli-insurance.com
BP
2200 W Port Plaza Dr #312
BIMA powered by US Wide Insurance
Life Insurance Agent · St. Louis, MO
(314) 222-2787
bimame.com
RK
2326 S Brentwood Blvd
Robert Klump Insurance
Life Insurance Agent · St. Louis, MO
(314) 968-1144
progressiveagent.com/agents/missouri/st-louis/robert-l-klump-ins-agency-inc
SI
1409 Washington Ave Suite 309
Smart Insurance and Financial Services
Life Insurance Agent · St. Louis, MO
(314) 915-2727
smartifs.com
FI
6 Cardinal Wy Suite 900
Farmers Insurance - Ryan Atwood
Life Insurance Agent · St. Louis, MO
(314) 803-3082
agents.farmers.com/mo/saint-louis/ryan-atwood
MG
4530 Lemay Ferry Rd Ste E2
Michael Gardner - Missouri Farm Bureau Insurance
Life Insurance Agent · St. Louis, MO
(314) 849-6111
agents.mofbinsurance.com/michael.gardner
JC
2027 Lemay Ferry Rd
Jack C. Williams Agency, LLC American Family Insurance
Life Insurance Agent · St. Louis, MO
(314) 894-5524
amfam.com/agents/missouri/saint-louis/jack-williams
TV
4500 Telegraph Rd Suite 201
Tom Vogel Agency - American Family Insurance
Life Insurance Agent · St. Louis, MO
(314) 892-0001
SI
8 The Pines Ct
Star Insurance Agency, Inc.
Life Insurance Agent · St. Louis, MO
(314) 692-7555
SA
2027 S 11th St
The Star Agency (Insurance)
Life Insurance Agent · St. Louis, MO
(314) 884-8988
thestaragency.com
KS
5430 Lemay Ferry Rd #4
Kevin Scott American Family Insurance
Life Insurance Agent · St. Louis, MO
(314) 487-9097
amfam.com/agents/missouri/saint-louis/kevin-scott
IA
3801 S Kingshighway Blvd
Insurance Advisors of St. Louis
Life Insurance Agent · St. Louis, MO
(314) 842-0960
iastl.com
GW
9666 Olive Blvd Ste 203
Great Wall Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 395-6002
LV
4500 Telegraph Rd Suite 102
Luke Vogel Agency LLC American Family Insurance
Life Insurance Agent · St. Louis, MO
(314) 894-9756
amfam.com/agents/missouri/saint-louis/Luke-Vogel
LF
110 E Lockwood Ave # 100
Lockwood Financial Insurance Services, LLC
Life Insurance Agent · St. Louis, MO
(314) 968-8200
lockwoodins.com
FI
4179 Crescent Dr # D
Farmers Insurance - Tyler Deleon
Life Insurance Agent · St. Louis, MO
(314) 238-0056
agents.farmers.com/mo/saint-louis/tyler-deleon
MI
12747 Olive Blvd Suite 300
Malloy Insurance Group Inc.
Life Insurance Agent · St. Louis, MO
(314) 872-2187
malloyinsurancegroup.com
AS
11441 Olive Blvd
AAA Saint Louis Insurance and Member Services
Life Insurance Agent · St. Louis, MO
(314) 989-0793
ace.aaa.com/locations/Saint_Louis-63141-192
FI
5604 Delmar Blvd
Farmers Insurance - Armondo Fuqua
Life Insurance Agent · St. Louis, MO
(314) 361-4800
agents.farmers.com/mo/saint-louis/armondo-fuqua
IS
4111 Telegraph Rd Apt 200
Insurance Source Inc
Life Insurance Agent · St. Louis, MO
(314) 416-2600
theinsurancesource.com
LG
9849 Manchester Rd Apt 3
The LaVigne Group
Life Insurance Agent · St. Louis, MO
(314) 962-9631
tlginsurance.com
CW
1730 Olive St
Chris Wilson - State Farm Insurance Agent
Life Insurance Agent · St. Louis, MO
(314) 300-7446
wilsoninsuranceteam.com
PO
1750 S Brentwood Blvd #300
PolicyZip
Life Insurance Agent · St. Louis, MO
(888) 211-5685
policyzip.com
CB
2350 S 7th St
Comprehensive Benefits
Life Insurance Agent · St. Louis, MO
(314) 312-0580
mycompben.com
AB
8084 Watson Rd #239
Amber Bailey Agency
Life Insurance Agent · St. Louis, MO
(314) 900-1864
BC
4704 Shrewsbury Ave STE A
Brandi Cavaness Agency L.L.C. American Family Insurance
Life Insurance Agent · St. Louis, MO
(314) 669-0027
amfam.com/agents/missouri/saint-louis/brandi-cavaness
OR
8820 Ladue Rd Suite 302
Oberle Risk Strategies LLC
Life Insurance Agent · St. Louis, MO
(636) 391-0700
oberle-risk.com
KK
8429 Olive Blvd
Ken Kaid - State Farm Insurance Agent
Life Insurance Agent · St. Louis, MO
(314) 997-3339
kenkaid.com
RL
12115 Lackland Rd
Reliable Life Insurance Company
Life Insurance Agent · St. Louis, MO
(800) 777-8467
kemperhsc.com/reliable.htm
BS
12961 Olive Blvd
Bernetta Smith American Family Insurance
Life Insurance Agent · St. Louis, MO
(314) 372-4385
RL
8712 Manchester Rd
Reliable Life Insurance Company
Life Insurance Agent · St. Louis, MO
(314) 885-8191
CS
6978 Chippewa St # 1
Central States Insurance Brokers LLC
Life Insurance Agent · St. Louis, MO
(314) 833-3399
csibinsurance.com
LI
1 N Brentwood Blvd # 700
Lakenan Insurance
Life Insurance Agent · St. Louis, MO
(314) 721-1500
lakenan.com
CI
50 Crestwood Executive Center Suite 200
Crestwood Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 822-3000
crestwoodinsurance.com
BT
13350 Manchester Rd
Brian T Deters Agency Inc American Family Insurance
Life Insurance Agent · St. Louis, MO
(314) 965-8888
amfam.com/agents/missouri/saint-louis/Brian-Deters
WF
1221 Locust St
Worry Free Life Insurance
Life Insurance Agent · St. Louis, MO
(314) 916-3650
DA
2031 S Big Bend Blvd
Douglas & Associates Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 423-7500
daastl.com
IC
9445A Pancho Dr
Insurance Center
Life Insurance Agent · St. Louis, MO
(314) 965-8281
OR
8712 Manchester Rd
Old Reliagle Casualty Co
Life Insurance Agent · St. Louis, MO
(314) 963-1480
FI
13422 Clayton Rd Suite 203
Flanigan Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 727-6000
flaniganinsuranceagency.com
FI
2705 Dougherty Ferry Rd suit 101
Farmers Insurance - Elias Seals
Life Insurance Agent · St. Louis, MO
(314) 282-9111
agents.farmers.com/mo/saint-louis/elias-seals
RI
117 N Kirkwood Rd #211
Rea Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 965-0501
reainsuranceagency.com
FI
9021 Riverview Dr # 301
Farmers Insurance - Stephen Robinson
Life Insurance Agent · St. Louis, MO
(314) 438-6039
agents.farmers.com/index.html
AT
8510 Olive Blvd
All Type Insurance Services
Life Insurance Agent · St. Louis, MO
(314) 432-8288
KL
8712 Manchester Rd
Kemper Life
Life Insurance Agent · St. Louis, MO
(314) 963-1480
local.kemper.com/mo/st.-louis/8712-manchester-road
EI
2211 Gravois Ave
Epps The Insurance Team
Life Insurance Agent · St. Louis, MO
(314) 261-6065
JM
2115 S Brentwood Blvd
A. Jay Meier & Associates Insurance Agency
Life Insurance Agent · St. Louis, MO
(314) 968-4444
meierassociatesinsurance.com
BA
1401 S Brentwood Blvd # 500
The Blair Agency
Life Insurance Agent · St. Louis, MO
(314) 961-0013
theblairagency.com

What Does a a Life Insurance Agent in St. Louis Cost?

A typical term life policy in Missouri for a healthy 35 year old may cost 20 to 40 dollars per month for 250 thousand dollars of coverage. Whole life policies often range from 100 to 300 dollars per month for the same amount. Costs vary by age health and policy type. This is general information not insurance advice.

About life insurance agents in St. Louis

Life insurance agents in St. Louis help individuals and families choose policies that provide financial protection. Missouri law requires agents to hold a valid state license and follow the Missouri Insurance Code. Local agents understand regional factors such as St. Louis cost of living and can guide you through options like term life whole life and universal life policies.

Frequently Asked Questions

What license does a life insurance agent need in Missouri?

Agents must pass the Missouri insurance licensing exam and complete continuing education every two years. They must also be appointed by an insurer to sell policies in the state.

How long does it take to get a life insurance policy in St. Louis?

Most policies take 2 to 6 weeks from application to approval. Some term policies with no medical exam can be issued in a few days. Missouri allows a 10 day free look period after you receive the policy.

What is the Missouri life insurance grace period?

Missouri law gives a 30 day grace period for premium payments. If you miss a payment the policy stays in force during this time. After 30 days the policy may lapse unless you pay the overdue premium.

Life Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.