The top-rated life insurance agent in Bridgewater, New Jersey is Ed James Insurance Brokerage, rated 5.0 stars across 54 reviews. Other highly rated options include MetLife, Bankers Life, Douglas Cartwright, Bankers Life Agent. This directory lists 22 life insurance agents serving Bridgewater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ed James Insurance Brokerage | 100 Somerset Corporate Blvd 2nd Floor | (908) 524-0200 |
| 2 | MetLife | 501 US-22 | (908) 253-1000 |
| 3 | Bankers Life | 440 US-22 Ste 160 | (732) 652-1166 |
| 4 | Douglas Cartwright, Bankers Life Agent | 440 US-22 Ste 160 | (732) 652-1166 |
| 5 | Baumann Insurance Group, LLC: Allstate Insurance | 100 Smrst, Somerset Corporate Blvd Ste 2159 | (908) 429-8700 |
| 6 | Anastasia Lastovskaya, Bankers Life Agent | 440 US-22 Ste 160 | (732) 652-1166 |
| 7 | George Esker, Bankers Life Agent | 440 US-22 Ste 160 | (732) 652-1166 |
| 8 | Betsy Haase Reimer, Bankers Life Agent | 440 US-22 Ste 160 | (732) 652-1166 |
| 9 | Connor Moore, Bankers Life Agent | 440 US-22 Ste 160 | (732) 652-1166 |
| 10 | Bradley Hampton, Bankers Life Agent and Bankers Life Securities Financial Representative | 440 US-22 Ste 160 | (732) 652-1166 |
Ed James Insurance Brokerage serves families and businesses throughout Somerset County and the Bridgewater, New Jersey area as a life insurance agent. The company guides clients in selecting appropriate coverage options to help protect their financial futures. Common services include assisting with term life policies that offer temporary protection and whole life policies that provide permanent coverage with a cash value component. The brokerage helps individuals navigate policy choices and application processes. Specific services it handles include final expense insurance and mortgage protection plans.
MetLife provides life insurance agent services in Bridgewater, New Jersey, offering guidance on policy selection and financial protection planning. It assists clients with initial coverage assessments and ongoing policy reviews to adjust for changing life circumstances. The company helps individuals and families understand their options for term, whole, and universal life insurance products available in the region. Its services cover single-family homes, apartments, retail establishments, and restaurants within the greater Bridgewater community stream.
In seeking financial protection, clients choose between one-time term policies for a specific period or permanent coverage that may include a cash value component. Bankers Life in Bridgewater, NJ, guides local residents through these options to match personal goals. The agent assists with life insurance plans that help replace income, cover final expenses, or leave a legacy for loved ones. Service is provided on a one-time, scheduled, or as-needed basis depending on the client’s preference for policy review or adjustments.
Serving Bridgewater and the surrounding Somerset County communities, Douglas Cartwright, Bankers Life Agent provides life insurance solutions to local residents. The agency handles various policy types designed to help families manage financial protection needs in the area. Each situation is assessed individually, focusing on a client’s long-term goals and current budget. This approach typically begins with a thorough review of personal circumstances, allowing the agent to recommend appropriate coverage options that fit the client’s unique situation.
As a life insurance agent in Bridgewater, NJ, Anastasia Lastovskaya of Bankers Life helps clients select life insurance policies that fit their personal financial goals and family needs. She also assists with general insurance planning for individuals and households throughout the area. This work includes reviewing coverage options for income replacement, final expenses, and estate liquidity. She is particularly active in helping clients adjust their policies during major life events such as retirement or the birth of a child.
As spring brings new beginnings across Bridgewater, residents often review their financial safety nets for the months ahead. George Esker, Bankers Life Agent helps local families and individuals navigate life insurance choices that fit their current circumstances. This agent explains policy options clearly, whether clients are protecting young households or planning for later years. Expect a straightforward discussion about personal needs and potential coverage. An initial consultation is typically scheduled to review individual situations and begin comparing available plans.
Betsy Haase Reimer, operating as a Bankers Life agent in Bridgewater, NJ, provides insurance brokerage services for individuals and families, with a particular specialty in final expense and retirement planning policies. The agent helps clients assess coverage needs to protect their financial future. Services extend to local commercial sectors, including small offices, warehouses, and food service businesses, ensuring these entities can access necessary group or individual life insurance products to manage their operational risks.
Serving residents of Bridgewater and the surrounding area, Connor Moore provides life insurance coverage designed to protect families against financial hardship. Business owners in the region can also consult with the agency to secure commercial policies that safeguard their operations. This firm works with clients to review existing plans and explore coverage options suited to evolving needs. Between regular visits, the agent follows up to address any policy adjustments or questions that may arise from changes in a client’s circumstances.
Bradley Hampton, Bankers Life Agent and Bankers Life Securities Financial Representative, is known for helping clients navigate life insurance coverage in Bridgewater, New Jersey. That guidance covers policy exploration for individuals and families, while also addressing broader financial planning through securities products. Services include assistance with Medicare supplements and long-term care insurance strategies. A specialty service this agency can add on is providing annuities to support retirement income planning.
What Does a a Life Insurance Agent in Bridgewater Cost?
Life insurance costs in New Jersey vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies can cost 200 to 500 dollars per month for similar coverage. New Jersey has a 2 percent premium tax on life insurance policies. This is general information not insurance advice.
About life insurance agents in Bridgewater
A life insurance agent in Bridgewater New Jersey can help you choose a policy that fits your needs and budget. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. Local agents understand the specific regulations and tax implications for New Jersey residents.
Frequently Asked Questions
What licenses do life insurance agents in Bridgewater need?
Agents must hold a valid New Jersey insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the New Jersey Department of Banking and Insurance website.
How do I choose a life insurance agent in Bridgewater?
Look for an agent who is independent and can offer policies from multiple companies. Check their experience with term life whole life or universal life policies. Ask about their familiarity with New Jersey estate planning laws.
What is the New Jersey free look period for life insurance?
New Jersey law gives you a 10 day free look period after you receive your policy. During this time you can cancel for any reason and get a full refund. This applies to all life insurance policies sold in the state.
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